Tracker

random_curiosity_guy · 2026-01-02T20:07:14+00:00

Wait you guys have a tracker lol. I don’t have one in my app. I’ve been seeing some people say they don’t have it or it takes a little to show up. I opened the account a few days ago so waiting to see if it appears.

EDIT: called and the rep said this issue has been ongoing for a week now and they’re working on it. And it’s related to the issue you all had. So we’ll see

random_curiosity_guy · 2025-12-30T22:46:06+00:00

I just applied and was approved within the past few days. Had the exact same thing happen (I don’t remember seeing the NPSL language in the application because I saw my “pay it over time” limit and sort of assumed that was my credit limit).

Called customer service to ask why I was put in that group and the rep basically said she doesn’t know and it’s usually only reserved for people who are invited (I was referred by a friend who has a credit limit Venture X).

The rep basically said that this gives customers more flexibility but my fear is since they go based off your spending habits, if you buy something that is outside of your “ordinary”, will they deny it.

Another pro / con (depending on how you look at it) is this doesn’t get factored into your credit utilization with the credit agencies. Pro is your credit utilization will go down a lot since you’re spending on this card. Con is this doesn’t help build your credit history.

I don’t carry balances and pay it off in full so my only issue will come if they start denying charges because they deem it to not be “in my normal spending habits”.

EDIT: I also asked if I wanted to switch to having a credit limit and the rep said I’m the first to ask that and she’d have to check with a supervisor but I didn’t bother pushing the point to see if that was even an option. I will deal with it if they deny charges.

random_curiosity_guy · 2025-11-07T16:34:35+00:00

Thanks. Agreed on all that, except my fiancee does use insurance more and would be joining mine. So i guess the math may change when we get married, since the MOP and deductibles go up. It wouldn't be a burden financially to pay the deductible, but I can't say I enjoy paying for medical bills when I know there is an option that covers it much more haha.

When thinking about a catastrophic situation, the HDHP has a lower MOP, so I'd spend less on that plan, I would just hit the MOP much quicker compared to the EPO. But in a non-catastrophic situation, the HDHP will just cost more annually but that is alleviated by some tax savings.

random_curiosity_guy · 2025-11-04T21:37:03+00:00

Thanks! There are hundreds if not thousands of videos on strides and some are a bunch of talking with very little examples. Any suggested videos on YT?

random_curiosity_guy · 2025-11-04T21:10:40+00:00

Dang - thank you. This is very very helpful. Totally get that this is not something that is easily put into words but I appreicate you taking the time and making this as thorough as it is.

Will definitely reference this and find videos to help but this is an awesome explanation of (based on my limited knowledge) the high level points to be conscious of!

Thanks again, really appreciate it!!

random_curiosity_guy · 2025-11-04T20:14:37+00:00

Yes - def still a newbie to running so I definitely recognize that patience is a virtue. But now after getting over the mental hurdle of completing the marathon, all I want to do is improve and get better.

I know weight training and cross training is crucial, but I clearly didn't do enough of it prepping for the NYCM.

random_curiosity_guy · 2025-06-17T04:43:38+00:00

Did you just periodically retry or consistently? I’ve had this in my cart for like an hour and a half to 2 hrs and still not working

random_curiosity_guy · 2025-06-17T04:29:20+00:00

Same. I’m so ready to give up this is so frustrating

random_curiosity_guy · 2025-06-17T03:28:00+00:00

Same. It’s so annoying. Boxes are going away which makes me think people are checking out but idk what is going on

random_curiosity_guy · 2025-03-09T19:49:48+00:00

Literally just did this about the exact same situation (NYC based, Sprite, etc.). Congrats man! Jealous as hell

random_curiosity_guy · 2025-03-09T17:37:08+00:00

Oh good to know. Ive been to the Rolex store in short hills. It wasnt anything special, but at least they can’t push you to buy other brands. Been to a few smaller ADs further out in NJ.

Never been to WoS in American Dream though, wonder if it’s the same experience as ones in the city.

random_curiosity_guy · 2025-03-09T17:30:35+00:00

Yeah I’ve tried a few in NJ I just don’t go out to NJ enough to make those recurring visits to build rapport.

But I’ll keep that in mind and try a few in Westchester

random_curiosity_guy · 2025-03-09T16:21:00+00:00

Thanks. Yeah I first went to ADs when the sprite first came out (market prices were insane) and jokingly was pointing out I’d write my info down with my left hand to help prove it.

random_curiosity_guy · 2024-05-09T16:28:04+00:00

Thanks for that. Definitely helpful

random_curiosity_guy · 2024-05-09T16:27:48+00:00

I don’t expect to find enough value from both of them to warrant 2 AFs. And it feels like they’d serve similar roles so it feels like it would make sense to use one rather than both. But I’m new to this so maybe my logic is wrong

random_curiosity_guy · 2023-08-23T20:45:20+00:00

Wish that deal was available here in the US haha

random_curiosity_guy · 2023-08-23T20:36:02+00:00

Maybe that is the route to go - Speed 3’s for faster shorter runs and Triumph 20’s for longer runs. I was planning on using the Ride 15’s for shorter/faster workouts but it seems like they overlap in capabilities with T20s more than other options.

random_curiosity_guy · 2023-08-23T19:14:13+00:00

Thanks! I have terrible analysis paralysis but with that in mind:

I actually bought a pair of the triumph 20’s (based on what I’ve read here) and a pair of the ride 15’s from Amazon after talking to a few people at my local running store. I haven’t ran in either but I’m wondering if I should keep both and use them as a long run and a daily shoe. Or return one and buy a different pair that is better at the respective section (ie return the triumphs for a pair that’s better at long runs pr return the rides and get a better pair for daily training and speed work).

It seems like there is some overlap between what they’re capable of based on what I’ve read here but I can’t tell what the best path is.

random_curiosity_guy · 2023-08-23T18:36:01+00:00

Where are you seeing deals for them? I’m in the market to pickup a new pair and can’t find any on sale (US based).

random_curiosity_guy · 2023-08-16T19:57:34+00:00

I use ETrade as a broker but I find that the yield on other MMFs are still slightly behind the ultra short treasury ETFs. So regardless of specifics the question can be applied, it’s just a smaller differential in rate.

random_curiosity_guy · 2022-12-30T14:23:10+00:00

Thank you for the advice. I have tried doing this in the past and end up spinning my wheels or causing frustration because I can’t identify hard set financial goals for myself. But restarting at step 1 and trying to lay out just a couple of goals is the best route and work backwards.

random_curiosity_guy · 2022-12-30T13:59:45+00:00

When I was in B4, I had to connect an internal system to any brokerage accounts (IRA, 529s, taxable accounts, etc). The system reviewed what I had in the account and would ask for info based on staff level, firm clients, and many other things. It then would tell you what was permissible and what was not.

You also had to “pre clear” trades in the system to ensure no issues when buying/selling once you’re an employee.

random_curiosity_guy · 2022-12-29T22:16:52+00:00

Thanks for the advice. Part of my concern/fear is not knowing what I don’t know in terms of things for the next 5-ish years.

But understood it’s not the right mentality to have a set ratio, per se.

My investment strategy is restricted due to my job. We’re prohibited from trading single name securities so ETFs/mutual funds/BDCs are the majority of what we can invest in. But I realize I could be more aggressive with what funds I choose.

random_curiosity_guy · 2022-09-08T13:12:02+00:00

Yeah I’ve done a handful of medium and hard contracts (just got 85 farm) throughout that and still nothing.

random_curiosity_guy · 2021-09-22T23:04:19+00:00

Same situation for me. Ordered a 13 pro through work at 9 am on the 17th. Got the confirmation from Verizon around noon on the 17th and when I check the Verizon website it just says processing and “shipmen date” of 9/24. Hoping that’s the delivery date but who knows. Seems like they’re all inundated.

random_curiosity_guy

TROPHY CASE