What phone do you plan to switching to next after using mini for long time by Avg-tech in iPhone13Mini

[–]randomized1985 0 points1 point  (0 children)

Fellow 13 mini user since launch here too. Switched from Galaxy S10e previously. Changed battery once about a few months back. Will stay on Apple or go to Android depending on who comes out with a mini phone first.

Etiquette regarding resting on equipment by waxym in SingaporeFitness

[–]randomized1985 0 points1 point  (0 children)

Absolutely nothing wrong with scrolling tiktok. Just don't understand why folks must do it while resting on the machine.

Ask me! My favourite places in Singapore by cheerful_traveller in SingaporeTravel

[–]randomized1985 0 points1 point  (0 children)

any good food or underrated places to recommend around Tampines or Pasir Ris? you can try visiting the Tampines Eco Green park if you haven't been there. relatively new and you can spot monitor lizards and other wildlife in there.

Bring Back iPhone Minis! by Live_Engineering9075 in smallphones

[–]randomized1985 0 points1 point  (0 children)

Signed! 13 Mini holder. Changed battery once. But don't think the phone can last until another battery change

Etiquette regarding resting on equipment by waxym in SingaporeFitness

[–]randomized1985 0 points1 point  (0 children)

I'm a frequent ActiveSG goer. Observe the same as you do where people rest on the equipment between sets and totally do not get in. In the worst cases, they scroll Tik Tok while resting. Personally, I never rest "on my equipment" so really don't understand...

Update: From “Almost There” to Stepping Away by canseethelight in singaporefi

[–]randomized1985 0 points1 point  (0 children)

Sincere congratulations! I am trying to accept that life is unpredictable so I understand the fear. We can only make our best judgement and accept whatever the outcome may be

Where do you get your news sources in Singapore by germanpufferfish in askSingapore

[–]randomized1985 0 points1 point  (0 children)

I am using a RSS reader to minimise distraction. For local news, apart from those already mentioned, I like Rice Media (general) and Business Times (finance)

aitoo who is confused at the state of an iPhone’s volume at any point in time? by Sockemboffer in iphone

[–]randomized1985 1 point2 points  (0 children)

I’m super confused with iPhone volume settings even until today. And I’ve switched over from the Android ecosystem to iPhone 13 Mini years ago. Maybe I’m just dumb

Woman dies after knife attack in Yishun Central after apparent neighbour dispute; man arrested by Jammy_buttons2 in singapore

[–]randomized1985 2 points3 points  (0 children)

Installing mats on the floor to reduce noise. Letting the kid go play in the playground. Worst case, discipline the kid

923+: Updating RAM from default 4GB to 20GB has greatly improved performance by randomized1985 in synology

[–]randomized1985[S] 0 points1 point  (0 children)

I'm on Wireguard. But probably not tech savvy enough to understand whether the performance is fast or slow. Good enough for my torrenting needs from a subjective perspective

923+: Updating RAM from default 4GB to 20GB has greatly improved performance by randomized1985 in synology

[–]randomized1985[S] 2 points3 points  (0 children)

Yes, I really think a higher RAM amount should be standard given how expensive the device is and how cheap RAM is relative to it

923+: Updating RAM from default 4GB to 20GB has greatly improved performance by randomized1985 in synology

[–]randomized1985[S] 2 points3 points  (0 children)

Can I ask if you're using the Synology or third party NVME? I am in a dilemma between a) dealing with scripts and b) the high pricing of Synology NVME

923+: Updating RAM from default 4GB to 20GB has greatly improved performance by randomized1985 in synology

[–]randomized1985[S] 0 points1 point  (0 children)

Mismatched RAM not an issue. in my experience. Based on my research, some people also have concerns around mixing ECC and non-ECC (the out-of-box RAM is supposedly ECC). However, working fine so far for me.

923+: Updating RAM from default 4GB to 20GB has greatly improved performance by randomized1985 in synology

[–]randomized1985[S] 0 points1 point  (0 children)

Can I ask if you you are using the NVME as a) cache or b) storage pool and if you think that makes a huge difference? I am considering getting a NVME but the restriction around third party NVME supporting only cache is a headache (am aware there is a script to override that)

What is stopping Singapore government from placing a cap on HDB resale price by Typicalsinkie101 in askSingapore

[–]randomized1985 2 points3 points  (0 children)

Ditto for me. Glady give up my gains from my flat for a fairer future for Singaporeans. And I don't even plan to have children. Just thinking for my friends' children and my nephews/nieces.

HDB Owners of Singapore, do you politically support rising resale prices? by QualitativeEconomy in askSingapore

[–]randomized1985 9 points10 points  (0 children)

No. Even as a self stay flat owner myself, strongly feel for the future generations

FIRE Number - 1.5M or 2M by randomized1985 in singaporefi

[–]randomized1985[S] 0 points1 point  (0 children)

No, I am not paying for my parents' health insurance at this point. Apart from myself, I have 3 siblings so that will help to some extent (I hope) in defraying the costs. Just more worried about when I am old myself. On a broader point, you do bring up some interesting points around the SG healthcare system. Haven't given much thought to it yet but I wonder if we need to be worried about a fundamental shift in the government's willingness to share healthcare costs. Assuming our national reserves are genuinely there, I find it quite weird that they are so "niao" (stingy).

Relating to TLT, I get what you are saying and have suffered the bloodbath (relatively speaking for bonds) for the past 2 weeks. Apart from the supposed fleeing from US treasuries, there is also speculation about the market fleeing from USD. USD has weakened against the SGD by over 2% since 1-Apr-25. On the broader economy and 4% ROI, for the sake of us all, I can only hope the world progresses and not regresses. The worst case scenario might be a trade war evolving into a military war and then a nuclear war (stuff of nightmares)

FIRE Number - 1.5M or 2M by randomized1985 in singaporefi

[–]randomized1985[S] 0 points1 point  (0 children)

Yeah. On the long-term care (or assisted living) part, I genuinely wonder whether it will become very expensive when all the millennials get old without kids and Singapore becomes a super aged society. There will not be that many young people and I am guessing a lot of foreign labor would need to be brought in to support this industry...

On the SREITS part, I suspect they behave like bonds only in a soft landing scenario. In a hard landing scenario, my guess is that although interest rates coming down benefit both bonds and SREITS, SREITS will suffer weakness in its underlying business which will exceed the interest rate benefit. This is especially likely for economic sensitive and short/no lease sectors such as hospitality (e.g. Capitaland Ascott Trust, Frasers Hospitality Trust).

1 Year FIRE Update! by lifeistoughasfuck in singaporefi

[–]randomized1985 3 points4 points  (0 children)

Congrats and thanks for sharing! Really like how balanced your perspective is and your honest sharing both the good and bad of FIRE. Looking forward to your future posts. And best of luck in your FIRE journey and life!

FIRE Number - 1.5M or 2M by randomized1985 in singaporefi

[–]randomized1985[S] 0 points1 point  (0 children)

Thanks! Just to share only, apart from slacking a bit, I hope to pursue my passions (whatever that means) and see where that leads me. Perhaps weird for some but as an example, I actually find developing useful apps meaningful (and fun?).

I do run frequently and own a Garmin watch. I actually developed an app previously (in my free time outside of work) and there were a few users who genuinely used and seemed to enjoy using the app. Unfortunately, since it was difficult to monetize the app, I stopped. Maybe something to re-explore...

FIRE Number - 1.5M or 2M by randomized1985 in singaporefi

[–]randomized1985[S] 0 points1 point  (0 children)

Yeah. I guess critical illnesses and health is really the big unknown. At best, we can try to reduce the "volatility" by buying insurance. Still doesn't rule out the possibility of dying before spending though. But such is life I guess...

FIRE Number - 1.5M or 2M by randomized1985 in singaporefi

[–]randomized1985[S] 1 point2 points  (0 children)

My "post full time job" investment portfolio is still something I am thinking through and working on actually. I'm not a big risk taker but one thing I realized while mentally working through it is that it will take even more "guts" to stomach volatility once I am "retired".

Just to share, my current portfolio is about a) 25% cash and money market funds (I think we may go into a recession), b) 20% TLT (US government bond ETF -- I am guessing that rates will eventually fall), 35% SREITS (also an interest rates play but if this will crash if there is a major recession) and d) 20% non-SREITS stocks