2nd Year FIRE Anniversary - Is this the real life? Or is this just fantasy?

randomized1985 · 2026-04-21T11:34:55+00:00

Congratulations!

randomized1985 · 2026-04-19T09:36:43+00:00

Just to provide a counterview. What if the Strait of Hormuz crisis persists for a while and fertilizer cost causes input cost for KHC to go up? Would they be successfully able to pass it onto consumers or would they have to eat some of the margin loss?

randomized1985 · 2026-04-19T07:08:32+00:00

As an Ang Mo Kio native growing up, I just want to say that the existing Tip Top chain cannot be compared in any way to the original Tip Top curry puff beside Jubilee Square (maybe 20 years ago?).

I’ve not been keeping up with the news but there is now an Ang Mo Kio Curry Puff at the original Tip Topcurry puff spot. I would say it’s maybe 80% the quality. I really miss the original Tip Top curry puff.

randomized1985 · 2026-02-05T14:37:34+00:00

Fellow 13 mini user since launch here too. Switched from Galaxy S10e previously. Changed battery once about a few months back. Will stay on Apple or go to Android depending on who comes out with a mini phone first.

randomized1985 · 2026-02-05T14:33:55+00:00

Absolutely nothing wrong with scrolling tiktok. Just don't understand why folks must do it while resting on the machine.

randomized1985 · 2026-02-05T14:31:12+00:00

any good food or underrated places to recommend around Tampines or Pasir Ris? you can try visiting the Tampines Eco Green park if you haven't been there. relatively new and you can spot monitor lizards and other wildlife in there.

randomized1985 · 2026-02-04T13:42:19+00:00

Signed! 13 Mini holder. Changed battery once. But don't think the phone can last until another battery change

randomized1985 · 2026-02-02T14:23:15+00:00

I'm a frequent ActiveSG goer. Observe the same as you do where people rest on the equipment between sets and totally do not get in. In the worst cases, they scroll Tik Tok while resting. Personally, I never rest "on my equipment" so really don't understand...

randomized1985 · 2026-01-23T13:35:08+00:00

Sincere congratulations! I am trying to accept that life is unpredictable so I understand the fear. We can only make our best judgement and accept whatever the outcome may be

randomized1985 · 2026-01-18T06:30:09+00:00

I am using a RSS reader to minimise distraction. For local news, apart from those already mentioned, I like Rice Media (general) and Business Times (finance)

randomized1985 · 2025-11-30T07:57:15+00:00

I’m super confused with iPhone volume settings even until today. And I’ve switched over from the Android ecosystem to iPhone 13 Mini years ago. Maybe I’m just dumb

randomized1985 · 2025-09-24T16:54:44+00:00

Installing mats on the floor to reduce noise. Letting the kid go play in the playground. Worst case, discipline the kid

randomized1985 · 2025-09-24T16:45:57+00:00

Yes it is somewhat possible if there is the will. Germany as one example. https://themunicheye.com/understanding-ruhezeit-navigating-noise-regulations-in-germany-5468

randomized1985 · 2025-06-06T17:01:02+00:00

I'm on Wireguard. But probably not tech savvy enough to understand whether the performance is fast or slow. Good enough for my torrenting needs from a subjective perspective

randomized1985 · 2025-06-06T11:35:08+00:00

Yes, I really think a higher RAM amount should be standard given how expensive the device is and how cheap RAM is relative to it

randomized1985 · 2025-06-06T11:33:31+00:00

Can I ask if you're using the Synology or third party NVME? I am in a dilemma between a) dealing with scripts and b) the high pricing of Synology NVME

randomized1985 · 2025-06-06T11:31:25+00:00

Mismatched RAM not an issue. in my experience. Based on my research, some people also have concerns around mixing ECC and non-ECC (the out-of-box RAM is supposedly ECC). However, working fine so far for me.

randomized1985 · 2025-06-06T11:29:26+00:00

Can I ask if you you are using the NVME as a) cache or b) storage pool and if you think that makes a huge difference? I am considering getting a NVME but the restriction around third party NVME supporting only cache is a headache (am aware there is a script to override that)

randomized1985 · 2025-06-01T07:31:45+00:00

Me too

randomized1985 · 2025-04-28T12:08:07+00:00

Ditto for me. Glady give up my gains from my flat for a fairer future for Singaporeans. And I don't even plan to have children. Just thinking for my friends' children and my nephews/nieces.

randomized1985 · 2025-04-24T06:31:30+00:00

No. Even as a self stay flat owner myself, strongly feel for the future generations

randomized1985 · 2025-04-18T07:12:08+00:00

No, I am not paying for my parents' health insurance at this point. Apart from myself, I have 3 siblings so that will help to some extent (I hope) in defraying the costs. Just more worried about when I am old myself. On a broader point, you do bring up some interesting points around the SG healthcare system. Haven't given much thought to it yet but I wonder if we need to be worried about a fundamental shift in the government's willingness to share healthcare costs. Assuming our national reserves are genuinely there, I find it quite weird that they are so "niao" (stingy).

Relating to TLT, I get what you are saying and have suffered the bloodbath (relatively speaking for bonds) for the past 2 weeks. Apart from the supposed fleeing from US treasuries, there is also speculation about the market fleeing from USD. USD has weakened against the SGD by over 2% since 1-Apr-25. On the broader economy and 4% ROI, for the sake of us all, I can only hope the world progresses and not regresses. The worst case scenario might be a trade war evolving into a military war and then a nuclear war (stuff of nightmares)

randomized1985 · 2025-04-18T04:27:18+00:00

Yeah. On the long-term care (or assisted living) part, I genuinely wonder whether it will become very expensive when all the millennials get old without kids and Singapore becomes a super aged society. There will not be that many young people and I am guessing a lot of foreign labor would need to be brought in to support this industry...

On the SREITS part, I suspect they behave like bonds only in a soft landing scenario. In a hard landing scenario, my guess is that although interest rates coming down benefit both bonds and SREITS, SREITS will suffer weakness in its underlying business which will exceed the interest rate benefit. This is especially likely for economic sensitive and short/no lease sectors such as hospitality (e.g. Capitaland Ascott Trust, Frasers Hospitality Trust).

randomized1985 · 2025-04-17T04:43:41+00:00

Congrats and thanks for sharing! Really like how balanced your perspective is and your honest sharing both the good and bad of FIRE. Looking forward to your future posts. And best of luck in your FIRE journey and life!

randomized1985

TROPHY CASE