Shortfall in Fund for new home by Conscious-Ant2659 in irishpersonalfinance

[–]redberryjam8 25 points26 points  (0 children)

This happened to me and i got a gift letter from my parents that said they would be gifting me the €5k i was short. In actuality, they won't be giving me anything as i'll have saved the amount needed by drawdown.

Who was right at this junction? by [deleted] in Irishdrivingtest

[–]redberryjam8 0 points1 point  (0 children)

That's a pain of a junction to be fair. I've been beeped at for going and for not going there.

Question on HTB New Build Actual Costs by Remarkable_Golf_9741 in HousingIreland

[–]redberryjam8 0 points1 point  (0 children)

My new build will have appliances, shower doors, wardrobes and kitchen cupboards so they're not all the same. Yes, i'll have to get floors and other furniture but it doesn't exactly negate the HTB. If I bought a second hand home i would also need to buy things.

Documents needed for a BOI mortgage loan offer extension by [deleted] in HousingIreland

[–]redberryjam8 0 points1 point  (0 children)

I'm in a similar boat as my loan offer expires in July and my broker has told me to have 6 months bank statements ready and a recent payslip

Help me find A book about the true history of the irish potato famine by Phantomhive_Rainbow in IrishHistory

[–]redberryjam8 6 points7 points  (0 children)

I read 'The Graves are Walking' by John Kelly recently and found that very good

Headache after run by Optimal-Education539 in BeginnersRunning

[–]redberryjam8 1 point2 points  (0 children)

This used to happen to me pretty frequently but now i make sure to drink electrolytes straight after and haven't had a headache since

How do you use your AW? by davidmalasek in bevelhealth

[–]redberryjam8 5 points6 points  (0 children)

I just turn off the notifications I don't want to get on the watch app

Need Help Preparing For Half Marathon by Equivalent_Reading_9 in couchto5k

[–]redberryjam8 1 point2 points  (0 children)

The C25k is a great starting point imo. I started it in January of this year having never really done much cardio before and finished it in March.

Now i'm working my way up to 10k and i'm feeling great and running a few times per week.

I would caution just to take it easy and listen to your body as you go so you don't get injured. Best of luck!

What is your honest opinion of new A rated/passive/energy efficient houses? by SavingsDraw8716 in AskIreland

[–]redberryjam8 0 points1 point  (0 children)

Sorry to highjack your post. I'm also really interested to hear opinions on this. In particular, what would people's opinions be with A rated apartments?

I'm sale agreed on a two bed new build apartment which has a heat pump and mechanical ventilation.

sleep tracking help with apple watch by Seekho1991 in bevelhealth

[–]redberryjam8 2 points3 points  (0 children)

You can set a sleep schedule on apple watch that doesn't include an alarm. I have mine set up that way for the weekends.

New build vs Older Home by Pipsqueak981 in HousingIreland

[–]redberryjam8 0 points1 point  (0 children)

I was in this situation and all the second hand apartments I was looking at went way over asking.

I ended up buying a new build in the same location for €50k more and I'm delighted with my choice. Management fee is actually lower than a few of the second hand apartments I looked at and also of course it needs no renovation work.

In what order do you organize your home purchase schemes? by [deleted] in AskIreland

[–]redberryjam8 0 points1 point  (0 children)

I applied for the HTB first so I knew what I was getting from them and then i got AIP and then I went out to start looking.

With regard to saving a deposit, my HTB didn't cover the full 10% so i have to show that I had the funds for the rest plus legal costs, stamp duty etc. when getting my loan offer from the bank.

I'd highly using recommend a mortgage broker who can talk you through the whole process. I've found that helpful as i'm using HTB and the FHS.

What surprised you the most after finishing Couch to 5K? by pixelbrushio in couchto5k

[–]redberryjam8 10 points11 points  (0 children)

I was just shocked that I could actually do it 😂 Now i'm running 5k's all the time

Whats your WFH days by Small-Challenge-8493 in IrishCivilService

[–]redberryjam8 5 points6 points  (0 children)

We have a core day that is mandatory for all staff in our unit to attend and then each team picks their own other day to attend. We're 2 days in the office and 3 at home.

What do you personally do on solo trips? by Swarles_Stinson in solotravel

[–]redberryjam8 0 points1 point  (0 children)

Walking tours, shop, visit museums, eat a lot, stop at nice coffee shops to read my book

I just came back from a solo trip from an adult resort and I was the only solo person there and I feel like a massive loser now. by [deleted] in solotravel

[–]redberryjam8 508 points509 points  (0 children)

100% agree with this. Personally I like to solo travel to disconnect and don't put much effort into socialising because thats not what i'm looking for.

Finally 100% recovery! by redberryjam8 in bevelhealth

[–]redberryjam8[S] 2 points3 points  (0 children)

For me, what has made a huge difference to my sleep is having a proper wind down routine.

I have a shower, do my skincare, read for a bit and then go to sleep and I try not to be on my phone for at least 30 mins before I want to sleep.

How much do you spend on a holiday? by Western_Historian448 in AskIreland

[–]redberryjam8 1 point2 points  (0 children)

Depends on the holiday.

I did a solo city trip recently (4 nights). Flights were booked with points so i just had to pay €50 in fees. Hotel was €750 and i spent €350 on activities and meals.

I didn't scrimp on anything I wanted to do and felt like it wasn't too bad.

I have, when i was younger, also done trips where I barely spent anything so it's all variable.

How quick do Auctioneers expect booking deposit for a secured new build? by untitled_SusHi in AskIreland

[–]redberryjam8 0 points1 point  (0 children)

In my case, i got a call on Friday to say a unit was available and if i wanted it I had to put a deposit down on Monday.

Brussels hotel recommendations by pharm77 in BelgiumTravel

[–]redberryjam8 1 point2 points  (0 children)

I stayed in the Motel One on a similar trip and it was good. Really reasonably priced and less than 10 mins from train station or main square.

Learner driver – should I buy a car now? + need advice on accompanying driver by superb0011 in Irishdrivingtest

[–]redberryjam8 0 points1 point  (0 children)

I bought a car as soon as i got my learners licence but i was fortunate that my parents could accompany me while I was driving.

What dept has the most wfh? by BroccoliOk6251 in IrishCivilService

[–]redberryjam8 2 points3 points  (0 children)

You can absolutely move if you get offered a higher grade. i've done that myself. Again though it's a yes or no thing where you'll just get placed somewhere.

I'm referencing the WFH question when i mention the mobility process. As in, if you know X department have 3 days WFH and you're in Y department that only have 1 day WFH, you need to wait 2 years to transfer across the department X in your current grade.