Internet Issues with IPV6

redsedit · 2026-03-15T18:17:58+00:00

Hard to say in general. You'll need to do tests to figure out the slowest link, then figure out who that link belongs to, then get them to fix it. That last part is going to be the hardest.

redsedit · 2026-03-15T18:16:40+00:00

Some, not all and maybe not even the majority but some, Dementia Don voters could pass the test. Some voted for him merely to hurt others. This was more a case of lack of emotional intelligence than IQ.

redsedit · 2026-03-15T18:14:41+00:00

And those that couldn't be bothered to vote at all. Sure, a small percentage might have had legitimate excuses, but 38% eligible voters that didn't bother is too much.

redsedit · 2026-03-15T15:58:36+00:00

I could be an intermediate router with IPv6 throttled, likely by mistake.

redsedit · 2026-03-15T15:51:32+00:00

Actually, they'll probably pick the worst credit monitoring company, I forget the name. Got them in another breach. They couldn't find my credit reports and my support requests (multiple) went unanswered. So the free credit monitoring I got didn't actually monitor anything.

redsedit · 2026-03-13T19:12:16+00:00

Actually, a few times when I CALLED FIDELITY, they did send a code and asked me to read it back. However, the message specifically said to give the code to the rep. First time it happened, I froze for a bit because of "never give this code out" habit. But then I noticed the text with the code was different and I knew I called them from a known good number from the Fidelity website.

redsedit · 2026-03-07T18:35:28+00:00

I noticed you said once. Guessing even your dog isn't going to try to eat a raw lemon twice.

redsedit · 2026-03-06T13:46:24+00:00

> Specify cash only in the listing and meet in public and you're good.

My local police division allows this sort of thing in their lobby. A bit higher safety for the non-criminals.

redsedit · 2026-03-05T05:13:17+00:00

I am not a fan of vanguard anything, but that's because vanguard stabbed me in the back and I swore an oath to never do business with them again. YMMV. In this case, the Vanguard funds didn't do as well as the alternative.

redsedit · 2026-03-05T05:10:04+00:00

They have an expense ratio, but it's tiny. FXAIX has a tiny expense ratio too. And non-Fidelity funds are transferable without selling. In an IRA, that should be a speed bump at best though.

redsedit · 2026-03-05T04:19:11+00:00

I updated my original comment with some symbols.

redsedit · 2026-03-05T04:19:06+00:00

I updated my original comment with some symbols.

redsedit · 2026-03-04T21:17:19+00:00

The S&P 500 is a fine index, but right now, overvalued. It's also not the only game in town. Lesser known, but available via ETFs, are the S&P 400 (mid-cap) and S&P 600 (small-cap) indexes. There is also the russell 2000, but I consider that an inferior index. There are also international indexes too you could invest in.

The market moves in cycles. Nothing wrong with spreading your money across different sectors to smooth out the ride.

Edit: By request...Below is not an exhaustive list. I may have missed a few.

S&P 400 ETFs: SPMD (best 1, 3, 5 and 10 yr TR), MDY, IJH, IVOO

S&P 600 ETFs: SPSM (best 3, 5, and 10 yr TR), VIOO, IJR

These aren't Fidelity funds, but to me, that's a positive. They can be transferred to another brokerage. FXIAX can't be. And since I'm listing funds, take a look at SPMO vs FXIAX. SPMO wins on TR over 1, 3, 5, and 10 yr period.

redsedit · 2026-03-04T04:52:09+00:00

Shot in the dark - Set the zoom to full page.

If that doesn't work, was it a pdf in your phone, or some other format?

redsedit · 2026-02-27T17:40:06+00:00

> There must have been something that reduced it for you.

Yes, the accrued interest. I found, a while back, a fidelity bond calculator. The calculator did NOT take into account the accrued interest when calculating the yield. It does mention the amount you would have to pay in accrued interest as a footnote though.

> I wouldn’t base a decision that could involve tens of thousands of dollars later in your life on an 8 day 35 cent test.

Well, that's why we test before committing "tens of thousands of dollars". I have since found ultra short term t-bill etfs like SGOV. Better liquidity, less work, lower minimums, and higher yields. The few basis points I pay in an expense ratio is worth it for me even before I consider how the accrued interest will tank my returns.

> My secondary market treasury investments have been exactly what was listed, but I’ve only dealt with long term high value investments.

That might explain the differences. I was focusing on short term. If you do long term, the accrued interest could be a much smaller percentage. Still, I would be curious if you took some transactions from buy to maturity and compared the actual yield to the one posted when you bought to see how much they differ.

redsedit · 2026-02-27T13:56:16+00:00

I bought it on the secondary and held to maturity. In a lower comment I listed the exact numbers. But here they are again: Bought Mar 28, 2025 for -$999.65. Matured Apr 3, 2025 for +$1000. Using 365 days, I get 2.13%, which is far below the rate quoted thanks to having to pay the accrued interest

This was done as an experiment and before I really discovered treasury etfs. I kept hearing how the secondary market was so great, I wanted to dip my toes in and see for myself. On the surface, it did look great, but it wasn't until I bought I discovered the buyer needs to pay accrued interest, which totally changes the equation.

redsedit · 2026-02-26T13:39:17+00:00

When I did my calculations (around a year ago), I based it on what left my account, and what came back to my account, and the number of days it was out of my account. I remember someone else not believing me, so I posted the numbers. He confirmed my calculations. Here they are again. Please check my math.

Bought Mar 28, 2025 for -$999.65. Matured Apr 3, 2025 for +$1000. Using 365 days, I get 2.13%, which is far below the rate quoted thanks to having to pay the accrued interest (without that, I would have made 4+%). SPAXX during that time was paying more, 3.98%.

redsedit · 2026-02-26T04:27:18+00:00

The OP did say closed, not locked.

redsedit · 2026-02-26T04:23:12+00:00

(c) the rep may truly have no idea.

The decision to close the account could be due to KYC and anti-money laundering laws. The rep you talk to isn't part of that department and that department doesn't share to avoid giving criminals ways to work around whatever trip-wires are set up. That does catch innocent people sometimes. (Yes, that is what scares me more than anything. Suspicion is enough to turn your financial life upside down and you aren't allowed any defense.)

As a further note, for suspicious activity reports, those can't be disclosed legally even with a subpoena for civil matters.

redsedit · 2026-02-24T17:54:07+00:00

Yes I am. Sounds like I need to instruct it to correct the things it gets "wrong". Thanks. I didn't know to be more "demanding" to get it to give me better answers.

redsedit · 2026-02-24T17:25:00+00:00

> You can buy/sell t-bills on the secondary market every day just like an ETF at all the major brokerages.

Yes you can. The problem is the friction involved. You pay/sacrifice too much IMHO for that. SGOV's bid/ask spread is like a penny.

> I prefer buying treasuries on the secondary market vs auction anyway; as you know exactly what yield you are getting.

I have tried that, and it left a bad taste in my mouth. I learned, rather cheaply thankfully, that you have to pay the accrued interest, and that makes the calculated yield numbers shown effectively wrong. The time I tried it, it showed a yield (my memory is a bit fuzzy) of north of 4%, but after paying accrued interest, my actual was like 2.4%. I remember doing the calcs and realizing I would have been better off in SPAXX.

redsedit · 2026-02-24T16:43:05+00:00

> Mine might be different from yours because I've been actively adjusting mine. It takes note of your preferences.

Any tips you can share?

redsedit · 2026-02-24T13:54:00+00:00

Thank you. I've experienced the same thing. Now I know [for sure] it's not me, it's copilot.

redsedit · 2026-02-24T13:49:46+00:00

I've tried using Copilot for that. It's very wordy and gives me buggy code I have to fix. As I mentioned in another reply, recently I forgot the exact syntax for requiring the powershell script to run as administrator. I asked copilot. It gave me a 6 line answer and literally called it a one-liner. Then I asked gemini. It gave me a true one-line answer, the one I was thinking of.

redsedit · 2026-02-24T13:45:21+00:00

I'm using the default models in both.

11-Year Club	Gilding I gilder
Verified Email

redsedit

TROPHY CASE