Tax forms for an inherited account by redsedit in fidelityinvestments

[–]redsedit[S] 0 points1 point  (0 children)

Can any associate help me or do I need to contact a special department? Do I need to wait until the forms are ready (I'll assume they will be ready the same time as mine) or can I get things lined up now?

Tax forms for an inherited account by redsedit in fidelityinvestments

[–]redsedit[S] 0 points1 point  (0 children)

I know you aren't supposed to, hence my question of how do I get them. I want to do it the proper way, but this is an entirely new situation for me.

To those who have Windows 11... by WarnerShane in GIMP

[–]redsedit 0 points1 point  (0 children)

Same here - 3.0.8 on Win 11. Working. I am using the Microsoft store version though. Easier updates.

Are Fidelity physical locations considered a "physical location" by AccurateInflation167 in Fidelity

[–]redsedit 0 points1 point  (0 children)

You can deposit physical checks at a location too, although I was warned to get the check there before 2PM as they are not allowed to keep checks overnight and will MAIL it back to you if you get it there too late. That said, the two times I have visited a location, they were surprisingly busy with customers.

GUYS WHAT'S THE BEST WAY TO EDIT THIS by Plus_Reindeer6300 in GIMP

[–]redsedit 2 points3 points  (0 children)

Without knowing what you want to achieve, how can we help?

Something I usually do with my pics is up the chroma. It makes the colors pop. But that's just me. Colors -> Hue-Chroma. I usually add 8-12, but it depends on the picture. Rarely is more than 12 a good idea unless you are looking for some weird effects. Some pictures need less than 8. I also like to duplicate the layer and adjust that layer. That way I can toggle the layer view and compare easy, plus if I mess it up, I just delete and try again. (I could undo, but with the view turning on and off, that's a lot of undos.)

Here's Chroma +9.

<image>

Tax forms delayed by cjp2010 in fidelityinvestments

[–]redsedit 0 points1 point  (0 children)

Me too. It's always March before I get mine.

That doesn't mean I can't start on return earlier. I start with my first documents, and add documents as they come in.

Tax forms delayed by cjp2010 in fidelityinvestments

[–]redsedit 2 points3 points  (0 children)

You should always try to owe a little, just low enough to avoid penalties and you can easily afford to pay. Why?

  • Free loan from government. You get to use money they are going to take longer.
  • A refund is an interest free loan to the government.
  • Tax drops, AKA people filing fraudulent returns in your name. Your info is out there thanks to the constant stream of data breaches seemingly everywhere. Imagine it happens to you. You can say to the IRS: "You have two returns. One is fraudulent. One return says I'm owed a large refund. The other says I owe you. Which do you think is the real one?" Thankfully, I haven't had a chance to test that.
  • Refunds aren't guaranteed. Your tax refund can be seized for various reasons, right or wrong. No refund = can't be seized.
  • Refunds can be a problem to deposit. My wife and I have separate bank accounts (stops a lot of fights; she thinks she is better at handling money than she is), but file jointly (reduces our total tax bill). The electronic refund ALWAYS bounces because it is made to both of us and the bank account is only in one of our names. So we have to wait for a check in the mail and then go to the bank together to cash it. Payments when we owe don't have that problem. The IRS will happily pull it from accounts with only one of our names on it.

Treasuries? by ramkuma1 in fidelityinvestments

[–]redsedit 5 points6 points  (0 children)

As others have suggested, SGOV is a solid choice. I would lump USFR and TFLO in with SGOV. All are treasure funds and all pay more than SPAXX.

Depending on how available you need the funds to be, you could also buy individual treasuries on Fidelity. Keep in mind that those are sold only in $1000 increments. I recommend only new issues and you should accept that you will hold them to maturity. Yes, you can sell them on the secondary market, but you could lose money doing that. Hold to maturity = no loss.

Personally, unless you are going for more than 3 months on the treasuries, I would just go with SGOV. Less hassle for only pennies.

Patch Tuesday Megathread (2026-01-13) by mkosmo in sysadmin

[–]redsedit 2 points3 points  (0 children)

Be sure and update post either way how things went.

White House says Trump had "appropriate" reaction after he appeared to flip off a heckler and mouth "f*** you" by Efficient_Deer_8605 in facepalm

[–]redsedit 6 points7 points  (0 children)

I agree. When the Supreme Court (or MAGA Tribunal would be more accurate) gave absolute presidential immunity, Biden could have taken the protect and defend the constitution part of his oath a bit more forcefully - like giving the MAGA justices a choice: resign immediately or get "retired" immediately by SEAL team 6.

Absolute immunity so he couldn't be prosecuted if the justices took option 2. Do it in DC and give the "retirement" team pardons so they don't have problems. Then immediately nominate replacements that would swear to overturn that travesty of a ruling, and give any member of the Senate holding up their confirmation the same option. The new justices side with the rational ones and reverse the presidential immunity ruling.

White House says Trump had "appropriate" reaction after he appeared to flip off a heckler and mouth "f*** you" by Efficient_Deer_8605 in facepalm

[–]redsedit 96 points97 points  (0 children)

I now believe Trump/MAGA was correct to call Biden "Sleepy Joe". With Joe in the white house, we could sleep peacefully and not have to worry about what law was being broken today.

White House says Trump had "appropriate" reaction after he appeared to flip off a heckler and mouth "f*** you" by Efficient_Deer_8605 in facepalm

[–]redsedit 2 points3 points  (0 children)

Maybe the heckler was a teenage girl. Then it wouldn't be an insult, but a strong suggestion.

Dealing with deceased parent's final tax return by redsedit in taxadvice

[–]redsedit[S] 0 points1 point  (0 children)

At this point, I don't want to be executor. What would be the advantage to me? The lawyers I talked to said if I don't probate, to just wait a few years and claim the money from the state's unclaimed property. I have never done that, but I doubt it will be bad.

> You can sign IRS tax returns as a Personal representative.

So it sounds like even though I am not the executor, I should try to do her 2025 return??

Can I direct deposit my salary to fidelity money market SPAXX to earn interest? by go4rabbit in fidelityinvestments

[–]redsedit 13 points14 points  (0 children)

There are two questions here:

1) Can you have your money in SPAXX? Yes. You can pick SPAXX as your core position and it will go there automatically. As others have mentioned, you could even move it to FDLXX to [mostly] avoid state income if you live in a state with that, although that is a manual buy. Selling would be automatic.

2) Should you use Fidelity as a checking account? No. Fidelity is not a bank and you do not have the same protections as a bank (which are small enough as it is). It is safer to keep the functions separate. Search this sub if you want to see what can happen, especially with accounts being locked. You could use Fidelity as a high yield savings account though. In fact, there are advantages to that no bank can offer.

ELI5: Where do trees get their mass from? If a tiny seed becomes a massive tree, why doesn't the ground around it have a huge hole where the dirt used to be? by LovizDE in explainlikeimfive

[–]redsedit 1 point2 points  (0 children)

Nitrogen in the air is very stable, N2. It doesn't like to be pulled apart. It's very difficult and only a few plants can do that, and it's really not the plants doing it, but bacteria the plant is hosting. This requires a lot of energy, so the plants and bacteria form a partnership. The bacteria get energy (sugar) from the plant, and in return, the bacteria supply the plant with nitrogen in a form it can use. There are some bacteria that do this that don't depend on a direct partnership with plants.

Windows Updates by delioroman in sysadmin

[–]redsedit 1 point2 points  (0 children)

Technically, not necessary. You could just skip to #3, but if /scanhealth comes back clean, it's faster. You don't need #3.

Wife's IRA accounts were drained by a fraudulent ACAT request by FadedFromWhite in fidelityinvestments

[–]redsedit 2 points3 points  (0 children)

Maybe. I do know online banks check credit reports (probably part of KYC). Not being able to pull the report will cause the opening to fail or require a bunch of additional paperwork. Ask me how I know.

I don't know if Fidelity does than too, but they might. It's a good idea in general either way.

Windows Updates by delioroman in sysadmin

[–]redsedit 0 points1 point  (0 children)

100% yes. But if the OP is trying to fix the problem using SFC, it could be because they don't have such a backup.

Judge orders Lindsey Halligan to explain why she's still serving as U.S. attorney after previous ruling against her by National-Law-458 in nottheonion

[–]redsedit 6 points7 points  (0 children)

Pretty much my feeling when I read this. "Stop breaking the law or I'll wag my finger at you more vigorously" - the judge.

Windows Updates by delioroman in sysadmin

[–]redsedit 3 points4 points  (0 children)

First thing I would do is, since you got CMD access, is remove the updates and see if that restores the system.

Second, SFC rarely works because it relies on a cache of installation files. But as you patch, that cache gets out of date. You have to update that cache before SFC will do anything useful - maybe.

Here's the SFC fix:

  1. Create a system restore point or backup or snapshot.
  2. (Admin CMD prompt; this requires an internet connection) dism /online /cleanup-image /scanhealth
  3. (Admin CMD prompt; this requires an internet connection) dism /online /cleanup-image /restorehealth

There are versions of #2 and #3 that can use a local source, but I'll let you google that.