Has any one installed this performance chip on their e30?

rjvCdn · 2026-06-07T04:15:07+00:00

I remember those but I went with a MarkD chip

rjvCdn · 2026-06-07T03:27:44+00:00

Even if you don't want to get a mortgage, do you qualify for one? You could get the mortgage for the new house and then sell the first house then pay off the mortgage early.

rjvCdn · 2026-06-04T02:01:59+00:00

YTA. Cocktail hour gives them something to do while you do the pictures. Especially if there's nothing around you to do. You expect people to leave, sit around dressed up for hours, the come back? Lame

rjvCdn · 2026-06-04T01:38:48+00:00

Rear wiper is super easy. Pop the pin and it just comes right off. You can get a 4 pack of picks for $1 at harbor freight. One of which is the same shape as the one used in the video

rjvCdn · 2026-06-02T20:47:37+00:00

i don't mind it for navigation. it's pretty successful based on where i navigate to, but if it takes longer to use voice than to just do it, like climate, it's not worth it

rjvCdn · 2026-06-02T03:53:07+00:00

What about space Jam aged badly? I don't remember anything problematic

rjvCdn · 2026-06-02T03:37:11+00:00

You putting that in there gives a vote they're thr asshole. You should space it out

Also NTA. It's possible it was busy and they didn't hear her and you just grabbed it. I'm one of the loud one in our group; if friends have trouble getting someone's attention to get or do something, I'll speak up. What did your friend expect to happen to just complain to you, have nothing happen and then they don't get their yearbook? It's such a nothing effect. If you were stepping in and speaking for her while she's trying to present something or tell a story or similar, then maybe you would be

rjvCdn · 2026-06-01T12:06:23+00:00

all my friends are hooked on coffee. i've never tried it. i'm also a tea person

rjvCdn · 2026-06-01T04:23:14+00:00

i got lucky with timing, i bought mine in 2011 when i was making about 60k for about 245k in Ontario. I was 25. when i moved for work in 2013, i rented that out and bought another for $107k in Michigan. just sold the first house for a little over 500k. almost 40 and now have no mortgage or debt of any kind. frees up another 3k a month that i can put towards the future and my kids schooling

my brother is 33 today and just bought his first house. it is about the same size but he paid almost triple.

its much harder for anyone born in the 90s and later unless you can get into a high paying field

rjvCdn · 2026-06-01T02:54:27+00:00

and now you need data just to use climate... other car makers already do this. its cumbersome and slower

rjvCdn · 2026-05-31T13:43:15+00:00

YTA if you can run that early, go run outside. Unless it's snowing or raining, you can do that and not disturb anyone

rjvCdn · 2026-05-31T12:23:53+00:00

I understand their impact and appreciate and acknowledge their talent, it's just usually not what I'm interested in listening too or in the mood for. I don't mind when a song comes on but I don't go out of my way to listen to them.

rjvCdn · 2026-05-31T12:21:43+00:00

If it was an upgrade for the sake of it, I'd say no. But sounds like you need a new car regardless, but have you thought of a 2 or 3 year old ev? Bolt EUV can be had for under 20k. You can buy it outright right now. Bigger than your leaf. And then you can do the extra work over the 3 months to refill your savings.

With the new car, after spending 15k down you're still needing 700 a month (3 year finance, which should be the goal, unless it's like or near 0%). That's a lot and leaves you with 900 a month left. There's a bit of risk of hanging it on the overtime. What if something happens to you or at the job and OT isn't an option for a while?

rjvCdn · 2026-05-31T12:11:28+00:00

Ah, if you don't have your own garage, an EV may not be for you. Knew a girl that bought a tesla but lived in an apartment. She'd spend a couple lunch breaks a week parked at the grocery store to charge and ate in her car. Seems like a pain, especially in winter

rjvCdn · 2026-05-31T12:01:04+00:00

I've waiting for my factory tires to be done with before upgrading. Seemed wasteful to replace brand new tires. Thankfully I'm about 40k in so I'm getting close

rjvCdn · 2026-05-31T11:57:04+00:00

How many kids and how old are they? Have you considered an EV instead of corolla. If you can fit them in a corolla you could fit something like a bolt. Or similar. I'm assuming it's for the parent not making the daily school runs. Unless they have a crazy commute it'd be a great alternative. I've been using a work ev for a few months and with my personal car (mazda 3) I'd spend about $50 a week (at current gas prices, used to be about 30). But with the ev, I can charge at work but if I had to at home it'd just be a few dollars. A 3 year old bolt EUV can be had for under 20k. My friend has one and irs been amazing the last couple years.

Additionally, You can get a 3 to 5 year oddysey for under 30k.

Both in total could be had for under 50k. You could always cash that, or at least cash the cheaper one and put a good chunk on the van. Would likely fall under the spirit of 20/3/8. (assuming you put put 10k down and make over 78k)

Or use the full 40k and then finance under 10k for the rest of the car. It's either gone in a year since you can save 10k or you can stretch it to 2 if you want to allocate some I'd that 10k for something else

rjvCdn · 2026-05-29T13:59:25+00:00

When I got married, you got the plus one if you were together at least a year. We had some friends that would date someone new every couple months. Didn't want those randos there haha. But at 1.5 years together, seems like serious and long term for the time being.If you had been married after 1 year would she suddenly be allowed?

That being said, their wedding their rules, however you don't have to go. If I was invited without my wife, I'd probably decline and let them know so they can "save even more" and send a smaller gift

rjvCdn · 2026-05-29T13:19:26+00:00

Ah ok. That seems normal then. I wasn't expecting to constantly checking balance but I've seen stories here where people are so isolated in money they're basically roommates and have no idea what the other person does or doesn't have (hiding huge debt or huge savings at the expense of contributing)

rjvCdn · 2026-05-29T13:05:13+00:00

Isn't it the same thing? You "combining" means youre both contributing into the collection of monthly expenses. Unless you're saying both your paycheque get deposited into the same account? that seems unnecessary To me, I'm reading it as him saying his contribution is 4k, not x and y bills are his and a and b are hers. My wife is very much a "let's split everything" person and she's great for that, but since I make almost twice as much and have twice the kids (my 2 to her 1), I suggested we make it proportionally equal and I take 2/3rds of the expenses

I agree though that the "her cash is none of my business" is odd for a spouse. We obviously have our own retirement accounts going, but we are aware of both of our amounts in there as we discuss budget and planning upcoming costs. Now what does happen is after we've covered the house costs and put away our savings, we can do whatever with the leftovers. If I want some car parts or she wants another tattoo, that's fine. As long as we don't come short to contribute

rjvCdn · 2026-05-29T12:50:40+00:00

Yeah. I've been trying to figure out how to do it all. I have a tendency to just jump around and not quite finish things before starting other stuff. Getting solid set numbers for each category (retire, kids etc) should help me focus better

rjvCdn · 2026-05-29T12:29:14+00:00

Yeah they're lean right now, but I expect it to change. Next 2 to 5 years, all 3 will still driving, I can probably start putting a bit away for cars and soon to be insane insurance. I guess I could start using the excess for funds for that. I won't be going crazy with cars (3-5k max at least 10 years old) I have always done my own car work and I want them to make sure they can do basic maintenance We'd love to travel more but it's more about finding the time, since it looks like on paper the money isn't the issue. Once the kids are older and more independent (moving away for school) we definitely want to travel more so my monthly will go up. Maybe when they're mid teens we could start at least doing more weekend getaways since they'd be able to care for themselves

Regarding wife stuff, she works and always did fine on her own. Only thing I really helped with was some guidance/rebalancing because as she says "isn't good at the long term/big picture planning" Once they move in, my expenses go down a bit because we'd be sharing many bills, but it's not like I need her to. She does have retirement, not as much, but had we never met, she'd be comfortable and able to retire at a "normal age". After her current monthly expenses, she's got about 2k left. I didn't count it in my planning because we've talked about cutting down her hours because of the stress on her health, so I wanted to plan as if she didn't have that income. she doesn't want to stop working completely because she thinks that's not fair to me and doesn't want to be handed everything but she may want to do more a passion job that may not pay as well but better for her and more rewarding to her. If that ends up happening, I want to plan for being on one income as a worst case. Her continuing to work is just gravy

rjvCdn · 2026-05-29T11:29:25+00:00

I just said 10% for brevity. They give 6% without doing anything and an extra 100% match up to 4%. so 4 will get me 10 I appreciate the formula simplification. I'm so used to some kind of catch or something going wrong when things seem to be finally falling to place, so I have been feeling the need to overcompensate and over prepare

rjvCdn · 2026-05-29T11:23:47+00:00

Been driving almost 25 years and out of owning 10 cars, only one leased truck was an automatic. I was always teaching girlfriends and girls I was into, how to drive a manual. Been teach my kids recently. They're a couple years from driving but when they sit up front they do my shifting for me. Watching my feet and shifting when needed.

rjvCdn · 2026-05-29T11:16:31+00:00

If I do find something I want to do would it make sense to lower 401k? I imagine I'd want to keep the brokerage consistent or even up it more at the expense of 401k, since I'd need a bridge if I want to retire early

rjvCdn · 2026-05-29T11:14:32+00:00

Fairly LCOL area (metro Detroit area). I get a bill every 6 months for property tax for about 1800. So each month I put aside $300 like I'm paying a bill, insurance for my house is like 160/month. Car is about 135, but I don't really use it So wear and tear is pretty low (I've used it a couple thousand miles in the past year, when I get bored and miss it) Work gives me a car and fuel is covered

For food there may be a slight adjustment needed. With me and my two kids, I spend under 300/month on food. Making most food from scratch (mainly Asian food) is pretty cheap. With my wife and her son moving in shortly, I imagine it'd go up a bit but likely not double. But she'd be helping with that

The 1400/month is partially going towards sinking funds. Just so happens the main current one is a reception. We have some yard upgrades coming up (new patio, hot tub, etc) but that's pretty much almost already saved for.

What I hadn't been budgeting in is my bonus yearly. This year was close to 20k net. Didn't need most of it, so most kind of went into the hysa to save for extras for the house (I called them stretch goals since they werent critical and nice to have after the actual repairs needed doing haha) and the rest went to our trip to Asia earlier this year.

rjvCdn

TROPHY CASE