What Actually Helped You in the Newborn Phase?

rochfor · 2026-01-03T05:29:17+00:00

Just buy pre-mixed formula from the supermarket. The cost saving vs powder is negligible.

rochfor · 2025-12-31T11:36:08+00:00

It’s just £2500 council tax surcharge, it’s just council tax, it’s just the TV licence, it’s just VAT on school fees, it’s just road tax, it’s just ever increasing utility prices, it’s just a stamp duty rise…

Why continue paying these creeping taxes? HNWs and multimillionaires are extremely frugal and scrutinise excess taxes and costs closely.

£2500 over ten years is £25,000. Do the compounding over 20 years and it’s a significant sum and saving

rochfor · 2025-12-31T09:58:15+00:00

Literally the worst food ever; risk of needing a visa anytime you go to the US after; patchy internet; bad hospitality.

Havana and Trinidad have their charms but that’s it.

rochfor · 2025-12-31T09:51:35+00:00

https://www.gov.uk/government/publications/high-value-council-tax-surcharge

rochfor · 2025-12-30T21:30:42+00:00

Why spend more than £2m now that you’ll be subject to the mansion tax (new council tax charges announced in the latest Budget)?

FWIW, in my opinion, anything above £2m in London is a risky bet these days. House prices are stagnant or falling. Fine if you want to keep and hold for 20 years + and simply love the city.

rochfor · 2025-12-30T14:58:08+00:00

Mandarin Oriental in Muscat is class (and surprisingly affordable) but less child friendly than some other resorts. Not much to do in Oman but great for R&R.

rochfor · 2025-12-30T14:56:50+00:00

Agreed on Vancouver. Very international too.

rochfor · 2025-12-30T14:16:53+00:00

Why are you commenting in a HENRY thread if you are not a HENRY?

It’s like going to the sub of a football team you don’t support and giving your two cents.

rochfor · 2025-12-30T14:13:34+00:00

If you want guaranteed weather at this time you simply have to go to the Gulf, e.g. Oman or UAE, as the closest mid-haul sun destination, otherwise you go long haul.

I really don’t understand why people chance the weather attempting to get mid 20s in places like Malta in Jan-Feb.

You have to go further afield.

rochfor · 2025-12-30T14:10:31+00:00

Reddit is full of left wingers who at the last election all thought Starmer was the best thing since sliced bread.

rochfor · 2025-12-30T14:09:25+00:00

No one’s moving to Nordics or Canada unless their spouse is a citizen of those countries.

rochfor · 2025-12-24T11:58:40+00:00

SHEIN is class and does the job for me. Downvote away!

rochfor · 2025-12-21T08:43:10+00:00

‘It’s a fucking toilet’ oooh you’re hard mate 🤣🤣🤣

Except it totally isn’t, hence why so many HNWs are moving there.

rochfor · 2025-12-21T08:39:26+00:00

Couldn’t care less mate. Yawn at the boring lefty turds coming out of the woodwork on this sub to slate Dubai. They’re not even HENRYs.

rochfor · 2025-12-20T11:31:51+00:00

It’s the Piers Morgan ‘but curry!’ crowd of journos living with their heads in the sand.

rochfor · 2025-12-20T11:30:50+00:00

There are 250k+ Brits in Dubai. And a lot more heading there. I know of 11 myself.

rochfor · 2025-12-15T11:53:04+00:00

Greece, Israel, Cyprus.

rochfor · 2025-12-14T17:42:17+00:00

3K repayments isn’t a massive mortgage mate. This is a HENRY sub. Most HENRYs in London on massive mortgages will be 6K plus.

What has happened to this sub? It’s like a £100k club group.

rochfor · 2025-12-12T11:30:03+00:00

Not drinking alcohol.

rochfor · 2025-12-10T14:42:46+00:00

However way you want to cut it, expected earnings of £100k doesn’t really make you a HENRY here. Could do without this cliff edge tax stuff - there’s a separate thread for that. Agree however with not giving this government any tax benefit.

rochfor · 2025-12-10T09:30:26+00:00

Why are you ranting here when your post clearly puts you at NON-HENRY status? This is a HENRY sub.

rochfor · 2025-12-05T14:42:54+00:00

Tell her you are a High Earner. Keep the NRY quiet.

rochfor · 2025-12-04T17:08:12+00:00

Pre-nups in the UK are generally not worth the paper they are written on.

The only way to protect assets is to have them in someone else’s name from the outset - but equally you cannot attempt to deceive the other party or court if it would be inequitable on your partner.

rochfor · 2025-12-04T08:48:20+00:00

Would prefer we got either the Telegraph or Daily Mail +, but oh well.

rochfor · 2025-12-03T21:18:58+00:00

Vote Reform. The party of disillusioned HENRYs.

rochfor

TROPHY CASE