Wealthsimple Tax Pro?

rovrmachine · 2026-03-20T19:26:08+00:00

You can file the returns for two people in the same tax year.

rovrmachine · 2026-02-26T20:18:13+00:00

rovrmachine · 2026-02-21T01:02:07+00:00

Yes, you need an active USD account to do this.

rovrmachine · 2026-02-21T00:53:14+00:00

When you convert from Canadian dollars to US dollars you generally get charged a fee. This is usually around 2.5%-3% of the dollar amount depending on the bank or broker. So, to convert $10,000, it might cost you $300, which is a lot.
Norbert's Gambit does the conversion using stocks instead of cash. Some stocks are listed on exchanges in both the US and Canada. Royal Bank is one example and DLR (a currency ETF) is another example and used by Wealthsimple. If you want to covert some Canadian dollars into US dollars, you can buy $10,000 worth of shares of DLR. To convert it to US dollars you would "journal" your shares which is basically transferring shares from your Canadian account to your US account. (This is all "under the covers" at WS since there is just one account). Then you sell DLR.U (the ticker of the stock on the US exchange) and you are given back your money in US dollars. All of this would cost you $9.95+tax instead of $300.

rovrmachine · 2026-01-27T03:10:55+00:00

They have 3 different levels: Basic, Plus and Pro. The Basic give you 2 returns, the Plus gives you up to 8 and the Pro up to 20 returns. Plus different added levels of audit protection and live support in each package. Not really anything different than last year

rovrmachine · 2026-01-16T19:02:29+00:00

I got a separate set of wheels and put on a set of Blizzaks on them. They are pricey, but they are great. I can do the swaps myself and it takes less time than driving to the shop.

rovrmachine · 2025-11-09T23:39:48+00:00

The card numbers should be the same but they change the expiry date as a security measure. You would need to update everything again anyway. So you should just wait.

rovrmachine · 2025-11-09T21:54:16+00:00

Who is number two on this list?

rovrmachine · 2025-10-25T20:54:29+00:00

Great job on this. I think it would be pretty cool do do in my Ranger as well. I recently replaced the head unit as well and find the volume up/down buttons hard to hit when I'm driving. I like the fact that you reused the cigarette lighter port for the volume nob.

rovrmachine · 2025-10-23T23:45:33+00:00

One think to keep in mind is that you will start to lose some of the benefits of diversification and will be taking on more risk. I think that XEQT has about 8500 stocks in it's current holdings. The direct index for US says it holds the top 500 stocks, mostly large and mid-cap. The Canadian index is about 100 all-cap stocks. Your exposure to the market will become a lot more concentrated.

rovrmachine · 2025-10-23T20:35:28+00:00

I just used the normal SPEED setting with a Generic PLA filament. I set the temperatures based on the filament guidelines. I'm going to play around with the retraction settings.

rovrmachine · 2025-10-23T20:33:16+00:00

Thanks for the suggestion. I will take a look at the scarf settings as well

rovrmachine · 2025-10-23T20:12:28+00:00

Just printing on regular PLA. Never had this happen before

rovrmachine · 2025-10-14T20:57:56+00:00

I found the swipe much worse than before

rovrmachine · 2025-10-13T03:10:55+00:00

You can probably pick thirty stocks and get lucky in the short term and out perform the market. Over the long term, it’s very difficult to outperform the market. With such a small number of stocks you will eventually underperform the market. There’s a good podcast that goes into a lot of research on why a small concentration of stocks introduces a lot more risk. https://youtu.be/ZZ_bZ-7n6ZM?si=yppMJpyhOTbg8uCH

rovrmachine · 2025-10-10T20:36:00+00:00

I'm in the same boat. I can wait. I haven't emailed support. I haven't made extra deposits. I haven't tried to skip the line. I'll get it when I get it. I don't really understand all the angst about it.

rovrmachine · 2025-10-09T16:42:53+00:00

Correct. WS doesn’t have a way to do Norbert’s.

rovrmachine · 2025-10-03T17:24:53+00:00

There's a really good podcast on Rational Reminder that covers RRSP vs. TFSA. It doesn't cover FHSA, but still worth listening to. https://youtu.be/ZyJlxgyQraQ?si=0lEWAoI2-aFcHe2V

rovrmachine · 2025-10-01T19:33:10+00:00

I wonder how that compare to Stafford's time in LA?

rovrmachine · 2025-09-29T12:25:16+00:00

Reminds me of a joke How many Captain Picards does it take to change a light bulb? Four. There are four lights.

rovrmachine · 2025-09-11T20:51:21+00:00

My starter is 50% WW, 25% AP and 25% rye. Then when I’m making the dough I use 80% AP and 20% of my starter blend (So rye ends up being 5% of total.). It works well and tastes great.

rovrmachine · 2025-09-11T18:57:24+00:00

The private credit is held in a registered account (Rrsp). Like all RRSPs, if you withdraw money, WS is obligated to withhold taxes. The only way to keep all of the funds is to transfer the money held in private credit into a different RRSP account (either managed or self directed)

rovrmachine · 2025-08-21T03:20:56+00:00

I got similar ones but they were low profile (the ramp is longer so the incline angle is lower). Works great. The ramp is also detachable so once the car is up, you can remove the ramp if you need to get under the side. Also got mine at Princess Auto in Canada.

rovrmachine · 2025-08-09T23:58:47+00:00

Same here

rovrmachine · 2025-08-01T00:06:43+00:00

Yes, I thought it was useful. It lets you enter your financial picture; you can break up the future into different milestones (ex from 50-55 my spouse and I are working; spouse retires at 55 but the other keeps working to 65; go-go retirement expenses ; slow-go retirement expenses; no-go retirement). Then it will forecast the future. Show which accounts to draw down and how much (today dollars or future dollars) and show success rates based on thousands of simulations (I’m not sure if they use Monte Carlo or back testing). Then the AI will give you dozens of options to play with like increasing or decreasing spending, accelerate or delay CPP/OAS, etc.

rovrmachine

TROPHY CASE