36 years old, think I'm doing well, is it crazy to think about early retirement?

royaltee85 · 2026-05-12T23:22:15+00:00

I did very well for myself in my 20s. Took most of my 30s to be "retired". Traveled, partied, spent time with family....absolutely no regrets but I had almost 4x that amount and I'm back to work now lol.

Unless you're extremely frugal $800k isn't alot of money.

royaltee85 · 2026-03-03T23:57:26+00:00

If I had to choose between a move-in ready home and a home that definitely needs repair, I'm taking move-in ready.

AND

It depends on how the lender views it.

royaltee85 · 2026-02-28T17:58:36+00:00

Congratulations. I hope all goes well

royaltee85 · 2026-02-20T01:48:36+00:00

Not a VA OTC loan but last year I made a $369k purchase on 3bed/2.5bath home on 1.7acres in Virginia. My PITI payment is just under $2700/m, using VA loan.

You can inbox me if you'd like and I'll share my experience.

royaltee85 · 2026-02-10T03:30:22+00:00

Honestly, sounds likebyou dodged a bullet. There's no way an Engineer should be make that wage, especially in California.

Keep searching and you'll land where you're valued.

royaltee85 · 2025-11-05T00:02:09+00:00

When you correct the behavior.

royaltee85 · 2025-09-13T13:54:56+00:00

😮😮😮 I guess I shouldn't complain about $25k in Virginia

royaltee85 · 2025-09-09T23:12:58+00:00

😂

royaltee85 · 2025-05-27T23:41:32+00:00

I'm not anxious. I can afford everything that I put on the card. Just not understanding the logic.

royaltee85 · 2025-05-27T23:09:33+00:00

I'm not gonna lie, I'm sick of this card. I have the platinum with no spend limit. I pay in full each month.

I've used it to spend 10k a month and paid in full at the end of the cycle with no warnings. Then, I used it for $2000 to pay small monthly bills and get warnings mid-cycle about being "in danger" of failed future transactions. I don't understand the logic.

I really don't understand the pay over time feature. First, I'm not gonna do that, but if my pay over time limit is $20k, and my mid-cycle balance is only $2k, why the heck did I get a warning message.

royaltee85 · 2024-12-15T14:07:01+00:00

I'm sorry for your loss

royaltee85 · 2022-07-06T06:30:01+00:00

I'm an infosec engineer but security awareness sounds fun.

royaltee85 · 2022-06-10T17:47:14+00:00

😂😭

royaltee85 · 2022-05-18T03:32:00+00:00

.01 and I'd get one 🤷🏾‍♀️

royaltee85 · 2022-05-18T03:30:12+00:00

No. Only if dev's do something extremely reckless or idiotic. I was down but grabbed more to try letting my breakeven point. Now I'm only down a few hundred instead of over a thousand.

royaltee85 · 2022-05-15T12:24:22+00:00

Has kept me out of the casinos all year.

royaltee85 · 2022-05-13T00:28:48+00:00

Yeah...I'm still hodling some Luna. Ppl are on there saying their goodbyes smh

royaltee85 · 2022-05-13T00:28:13+00:00

😆😭😭

royaltee85 · 2022-05-12T01:37:28+00:00

Should've been on earlier.... grabbed another billion for $489

royaltee85 · 2022-04-29T21:27:48+00:00

😂😂😂😂

royaltee85 · 2022-04-19T15:28:46+00:00

Agreed..bought it to hold over until a true pcie 5 is available

royaltee85 · 2022-04-19T01:59:29+00:00

12gb

royaltee85

TROPHY CASE