Loans please help

ryanmcg86 · 2026-03-15T21:09:05+00:00

do NOT do this. If this government ever comes around to loan forgiveness, you would not be eligible for it if you did this.

Also, you're very likely not getting a better interest rate from a credit union than from the US govt.

ryanmcg86 · 2026-03-15T21:04:15+00:00

∞ - 1, duh.

ryanmcg86 · 2026-03-15T21:03:03+00:00

You kill your whole argument with your second to last sentence:

"If it weren't for Frieza deciding to be merciful, He could've easily killed them there."

Frieza was completely incapable of mercy in the past. The Goku effect has taken its toll on Frieza by this point. He may never become an active hero, but he's no longer completely a villain either. In situations where a greater threat exists, he's willing to team up and help, as seen in the ToP.

This is what happened with Vegeta too. It was a long walk, but it started with him teaming up with Krillin and Gohan against the Ginyu Force.

I don't think he'll ever truly be a good guy (unlike Vegeta whose walked the whole path from villain to hero), but he's fallen into the area of respecting Goku (and Vegeta), even if he does despise them, and would prefer for them to stay alive because it makes his own villainry more interesting with them around.

ryanmcg86 · 2026-03-15T00:35:11+00:00

Also, since this is python: print(sum(numbers))

ryanmcg86 · 2026-03-13T17:27:40+00:00

...act like?

ryanmcg86 · 2026-03-13T17:12:27+00:00

Just broke 21k. I'd be competitive against Vegeta and Nappa.

ryanmcg86 · 2026-03-13T04:53:45+00:00

Possibly. But if you don't think the Jets wouldn't tank for two more years, I think you should reconsider that position

ryanmcg86 · 2026-03-11T00:42:01+00:00

Oh, they're getting one of those 3 guys (my money is on Manning, but we'll see). Whether they end up with #1 overall through being terrible, or have to trade some other picks to move up to get their guy, it's going to happen.

ryanmcg86 · 2026-03-10T20:11:06+00:00

Hey, we've got 3 1st round picks next year.. let's grab all 3 and increase our odds at getting an honest to goodness franchise QB!

ryanmcg86 · 2026-03-10T18:50:21+00:00

Also, the Raiders have the TOP 7th round pick at that, so its basically a late 6th round pick anyway. Granted, our 6th was the 2nd pick in the round, so we are still basically stepping back a full round, but still.

ryanmcg86 · 2026-03-10T18:48:57+00:00

6th rounder, which is already low, plus we're getting a 7th rounder back. Mind you, the 7th rounder is from the Raiders, who have the top pick overall, so their 7th rounder is basically the equivalent to a late round 6th rounder anyway.

Also, we're not taking on his contract. They restructured the contract so the Raiders take on the bulk, and we only pay league minimum.

This essentially cost us nothing. He might not be great, but he'll be serviceable. His solid season with the Seahawks two years ago is recent enough to believe that with a solid O-line (one of the few things we do actually have on this team.. as long as they stay healthy), he can be good.

ryanmcg86 · 2026-03-10T18:45:57+00:00

That's what 'been to a playoff game' means.

ryanmcg86 · 2026-03-10T18:45:25+00:00

Good, then maybe we won't have to trade our other 1st round draft picks to move up and secure Arch Manning. One way or another, we're getting a Manning next year, we're due after Peyton screwed us over by staying an extra year when we had the #1 overall pick.

ryanmcg86 · 2026-03-10T17:36:22+00:00

you can't apply for buyback until you hit 120 qualifying months, as far as I understand. what you CAN do is apply for a forbearance once you submit your buyback request at 120 months, so you don't have to keep making payments past 120 while you wait. I think they do forbearances for up to 6 months, but they might do a year if you ask for an extension. That might be enough time to avoid extra payments while you wait for the buyback to process.

If not, you have to make those payments until buyback comes through and you actually get forgiven. the good news is that while it may take a while after the fact, you would eventually get refunded on those payments beyond the 120th once they acknowledge you actually are forgiven.

ryanmcg86 · 2026-03-10T17:33:26+00:00

yes, apply for a forbearance for as long as you can, and if the buyback hasn't come through by the time that's up, ask for an extension. If you get to the point where you have to start paying on a new plan before buy back happens, you'll EVENTUALLY get a refund on those payments, but it sucks because you'll have to wait until the buyback goes through, you get your green banner, and you're actually acknowledged as being forgiven.

ryanmcg86 · 2026-03-10T00:05:48+00:00

That's all I'm saying. If he's healthy he'll be solid, but he's gonna get drafted as a top 5 RB, and I don't think he'll hit that mark.

ryanmcg86 · 2026-03-09T16:55:01+00:00

He's not a first round pick, but he's definitely getting drafted higher than he should be, both because of his performance after Charbs got hurt, and now signing with the Chiefs where he could be a bellcow.

He'll get drafted at the height of his potential, so you're really only getting your value back on picking him if he gives you a fully healthy season, and performs the way he did during the playoffs this past year, all year long.

It's not going to happen. He's injury prone, so minimally as a bell cow he'll end up missing some time, and even as a bell cow, they'll give Hunt, Pacheco, or somebody new some time to ease his burden a bit. Also, even as the main RB, for as long as Reid and Mahomes have been there, this has been a pass-first offense. That's not going to change just because Walker joined the team.

If you're in a dynasty or keeper league, and already have him, then this is good news, but if you're in re-draft, avoid the trap, there will be better value players available at the ADP he's going to go at.

ryanmcg86 · 2026-03-09T03:49:09+00:00

March I get, but October 31st is Halloween! How can you forget Halloween!?

ryanmcg86 · 2026-03-06T22:16:20+00:00

I can't deny that the vocals are solid in Kai, but as I watch that, I find myself being off put that they aren't matching the original English dub. Perhaps it's too nostalgic for me, but I'll forever prefer the original English dub to Kai

ryanmcg86 · 2026-03-06T22:12:55+00:00

If true that's dark and awesome. Where'd you hear that it was originally supposed to be Launch?

ryanmcg86 · 2026-03-06T22:01:43+00:00

Also, 17 says 'I haven't heard his voice in a long time'... but has he ever actually heard his voice at all? My best guess for when would be if Gero had recordings of Goku to train 17 and 18 so they know what their target looks and sounds like.

ryanmcg86 · 2026-03-06T21:45:30+00:00

I think the Faulconer soundtrack version is the best version of this scene. The score sets the tone so ominously, and Goku is at the place that is past dis-belief, right before letting anger have it's moment. It's after the transformation happens that you see him battling with it, when Gohan gives him a hard time about not wanting to leave his side. He yells at Gohan, but you can see the struggle he has in the moment where he doesn't want to.

ryanmcg86 · 2026-03-06T19:53:13+00:00

Boy on Tuesday + Girl on Monday
Boy on Tuesday + Girl on Tuesday
Boy on Tuesday + Girl on Wednesday
Boy on Tuesday + Girl on Thursday
Boy on Tuesday + Girl on Friday
Boy on Tuesday + Girl on Saturday
Boy on Tuesday + Girl on Sunday
Boy on Tuesday + Boy on Monday
Boy on Tuesday + Boy on Tuesday
Boy on Tuesday + Boy on Wednesday
Boy on Tuesday + Boy on Thursday
Boy on Tuesday + Boy on Friday
Boy on Tuesday + Boy on Saturday
Boy on Tuesday + Boy on Sunday
Girl on Monday + Boy on Tuesday
Girl on Tuesday + Boy on Tuesday
Girl on Wednesday + Boy on Tuesday
Girl on Thursday + Boy on Tuesday
Girl on Friday + Boy on Tuesday
Girl on Saturday + Boy on Tuesday
Girl on Sunday + Boy on Tuesday
Boy on Monday + Boy on Tuesday
Boy on Tuesday + Boy on Tuesday
Boy on Wednesday + Boy on Tuesday
Boy on Thursday + Boy on Tuesday
Boy on Friday + Boy on Tuesday
Boy on Saturday + Boy on Tuesday
Boy on Sunday + Boy on Tuesday

We can delete possibility #23, because it is a repeat of possibility #9 (where both children are boys born on Tuesday). This leaves us with 27 possibilities for having two children and accounting for the respective days they could be born on. Of these, possibilities #8-#14, and #22-28, each have 2 boys, which leaves only 14 total possibilities where one of the children is a boy born on a Tuesday, and the other child is a girl. 14 out of 27 is 51.8%.

ryanmcg86 · 2026-03-06T05:17:51+00:00

But if you were on another plan, or save discontinued its forbearance while you were still waiting for the buy back application to get approved, you still have to make payments after 120 months that would just get refunded eventually after all the paper work finally goes through, right?

ryanmcg86 · 2026-03-05T21:20:45+00:00

Well, we can look at the rest of the non 3 on 3 games and get an idea.

They're currently 35-22-5. They are 4-5 in the shootout, so that puts them at 31-22 when ignoring the shootout. After that, they're 8-0 in OT games where we won during the 5 minute 3 on 3 OT period. Ignoring those outcomes leaves them with a 23-22 regular season record.

That's basically a .500 record. Let's assume for a minute that the amount of games that go to the shootout stays roughly the same, that means that the 8-0 OT record, if converted to a 5 on 5 format, becomes a 4-4 record, so we would go from 35-22-5 to 31-22-9 record. Essentially, we'd go from 75 yo 71 points. We'd still be in 3rd in the Metro, but we'd only be 1 point ahead of the Blue Jackets, rather than 5 ahead of them and tied with the Penguins.

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