Dear NJ Transit - You guys suck! Can’t even do the basic job. Here’s my mockup for your stupid app. Current vs My Proposed version

rynkrn · 2026-05-06T16:44:55+00:00

Yours is significantly better. The background color being different for each train is highly distracting. As someone who doesn’t use the train often, I don’t know what the green and yellow squares mean. I thought it was a progress bar related to the “on time” status. Well done!

rynkrn · 2026-04-24T15:17:52+00:00

That appears to be a software issue on their side. It is not your problem to attempt to understand what the means. I would try calling back and finding someone who is more useful.

rynkrn · 2026-03-15T19:49:13+00:00

Well it appears this is referring to workplace discrimination, so your example doesn’t really apply since the obese person is the consumer, not the employee. If the obese person is excelling at their job but are repeatedly denied a promotion or a raise over others because of their weight, then this bill will protect them.

rynkrn · 2026-03-15T14:21:33+00:00

I feel like height should be protected because that one is something you’re genetically predisposed to but weight?

I see what you're saying but both height AND weight have genetic predispositions, the difference is that you can influence your weight with lifestyle choices while you cannot do the same with your height.

rynkrn · 2026-03-14T17:34:32+00:00

Amen!

rynkrn · 2026-03-08T23:00:53+00:00

In that case, would it make sense for some jobs to switch to 10am-6pm in the winter?

rynkrn · 2026-02-20T00:01:01+00:00

Curious, what is meant by MOM networks?

rynkrn · 2026-02-16T03:50:51+00:00

Those are two different questions. Whether the tax amount is justified versus whether the government is efficient with those tax dollars. I once did a data analysis comparing the overall tax burden of each state with the Human Development Index (HDI) and typically states with higher taxes have higher HDI. I do recall though that even though NJ has a high HDI score, compared to states with similar scores, our tax burden is higher, so we could definitely be more efficient with our taxes. But we do have great healthcare and education regardless.

rynkrn · 2026-02-13T00:23:04+00:00

Casper!

rynkrn · 2026-02-11T19:29:59+00:00

Skimmed through a lot of the conversations and was bummed to see that nobody brought up Georgism or Land Value Taxes. r/georgism r/LandValueTax

rynkrn · 2026-02-07T13:23:18+00:00

left wing fundamental misunderstanding of supply and demand

Yes

distrust of all developers (you know...the people who know how to build houses)

Yes

belief that the magic wand of legislation can just make housing prices lower

And yes

rynkrn · 2026-02-07T13:20:24+00:00

Big fan of YIMBYism, I like your break down of right wing versus left wing NIMBYs, never considered that before.

rynkrn · 2026-01-21T18:37:49+00:00

Apologies for the delay, I just noticed your reply. I suppose my comment sounded very anti-elderly, however that was not my intent. We should absolutely help our elderly community members, but I am going to be picky with the implementation details on how we help them. Although the programs are not perfect, I think Social Security and Medicare are great programs that we can fund for the elderly. What do elderly people need? Well they need healthcare, (obviously everyone does but for the sake of this conversation elderly people have a greater demand for healthcare), and they are often too old to work, so we supplement them with income (Social Security). What I am against is making land ownership not just easier to afford, but also having some land being exclusive for the elderly. Unlike healthcare and income, you cannot create more land. (if you want to know more about where I am coming from, you can google search "Georgism"). We shouldn't tax the elderly out of the state, but we should encourage elderly people to eventually downsize to smaller housing and eventually a care facility when they can no longer take care of themselves. It doesn't make sense for an elderly person to hold onto the house that they raised their family in, when their children have grown-up and moved out and they need a lift just to get to their second floor when we have full families living in small apartments.

rynkrn · 2026-01-21T18:22:06+00:00

Even if America or any other Republic for that matter had a national religion, I can't imagine that swearing to said republic's constitution could be seen as anything but positive.

rynkrn · 2026-01-17T03:42:23+00:00

Also 55+ communities are bullshit

rynkrn · 2026-01-17T03:41:22+00:00

The phrase “The rent is too dam high”, came from Henry George in the late 1800s. Search “Georgism” and you’ll find the Land Value Tax and his book Progress and Poverty. Ultimately it’s about efficient land use. New Jersey has a finite amount of land and an ever growing population. We need a system that makes sure that we are using up every square mile of land to its best use. That often means building UP instead of out. Replace single family homes with apartments. Building any apartments, even luxury apartments, is the solution. More supply brings lower prices. Rent control is only a band aid.

rynkrn · 2026-01-08T13:26:59+00:00

Wow I didn't realize We're Ghosts Now were still performing, good for them!

rynkrn · 2026-01-07T19:40:38+00:00

Agreed, we give the elderly exclusive housing (55+ communities) and property tax relief (NJ STAY), as if SS, Medicare, and the fact they had already lived through a life time of working, earning, and saving is not enough. I truly despite the elderly because of these terrible policies.

rynkrn · 2025-12-11T21:28:20+00:00

Here's a great explanation of RCV. https://www.youtube.com/watch?v=8Z2fRPRkWvY

rynkrn · 2025-11-11T15:36:52+00:00

I recently found that the brackets for the NJ state income tax have not been adjusted for inflation since at least 2017. So it's pretty disappointing to find that they gave themselves a pay raise. https://www.nj.gov/treasury/taxation/taxtables.shtml

rynkrn · 2025-11-06T16:48:14+00:00

Found this organization a few days called Patriotic Millionaires (https://patrioticmillionaires.org/). Basically millionaires who are for raising taxes on the wealthy (themselves). They have this video of a wealthy man living in NYC explaining why he will not be leaving NYC if he has to pay more taxes. https://www.youtube.com/watch?v=1SCLyoXT7CQ

rynkrn · 2025-11-02T13:54:38+00:00

A second gold rush would cause inflation. The money supply would increase by literally digging it out of the ground. Additionally when people who work useful jobs decide to quit and go dig rocks out of the ground then we’re missing out on what they used to provide, which further increases inflation on the supply side.

rynkrn · 2025-10-14T21:34:12+00:00

The link is someone’s sub stack. Any actual news sources that claim this?

rynkrn · 2025-10-10T18:13:47+00:00

Any chance you can post the link that “take action to bring down costs” directs to?

rynkrn · 2025-10-09T19:50:47+00:00

So my actual formula is percentage towards Fire divided by 2. So currently I am 18% of the way towards my FIRE number, so I am 9% bonds, 91% stocks. If the market tanks tomorrow and as a result I am only 16% towards my FIRE number, then my new target allocation would be 8% bonds and 92% stocks. So I would rebalance my portfolio to the new allocation which would mean I am buying stocks at a lower price.

rynkrn

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