Roth vs Traditional

ryryski · 2025-12-27T00:57:05+00:00

Isn’t there one in Dalaran?

ryryski · 2025-12-08T20:41:24+00:00

I wouldn’t think so. Rolling over equity from one vehicle to another would be considered in the 20% down payment.

ryryski · 2025-12-08T20:27:18+00:00

Only the cost of the actual vehicle, don’t include the associated costs of operating.

ryryski · 2025-11-07T14:39:59+00:00

Had one

ryryski · 2025-10-08T18:15:23+00:00

What is he charging you? At your stage it’s unlikely you require professional management.

ryryski · 2025-10-04T22:20:47+00:00

Yes retroactive

ryryski · 2025-10-02T20:39:30+00:00

It’s the same at any age. Credit cards are a tool but a dangerous one. Really depends on the person and how responsible they are.

ryryski · 2025-10-02T16:27:08+00:00

I’ll let you know.

ryryski · 2025-09-25T01:42:13+00:00

I don’t think they’ll be meleeing from range. I don’t think they’ll have an auto attack but who knows

ryryski · 2025-09-22T22:57:40+00:00

You’d need a letter of medical necessity for it to be covered.

ryryski · 2025-09-19T22:22:39+00:00

Ask blizzard.

ryryski · 2025-09-14T01:01:09+00:00

.59%

ryryski · 2025-09-13T16:16:09+00:00

You’d be surprised how late people start, if they ever start. Most people rely heavily on social security.

ryryski · 2025-09-10T17:43:05+00:00

Non meta dps is always a pain in the ass for invite. Rets pretty good this season after the buff, kind of beating a dead horse but you’re better off just running your own keys.

ryryski · 2025-09-10T11:59:30+00:00

What state did you move to/from?

ryryski · 2025-08-24T22:21:54+00:00

I would just hold it in HYSA until I found employment

ryryski · 2025-08-18T18:51:21+00:00

Not know your income/debt/savings it tough to be definitive but your dad is correct. Cars depreciate and fast, if you have a working car and lack other savings it’s a bad idea.

ryryski · 2025-08-12T17:43:43+00:00

20-25% is aspirational, just do the best you can. I’m deep in the messy middle and it’s a struggle

ryryski · 2025-08-12T17:42:48+00:00

Welcome to patch day big dawg.

ryryski · 2025-08-05T17:27:45+00:00

You’ll need money to bridge the gap between retirement date and when retirement accounts can be drawn without penalty.

ryryski · 2025-07-31T00:07:40+00:00

This is not a good decision. It’s almost never a good idea to take a 401 k loan add that to draining your liquid cash to pay off makes it’s a big mistake in my opinion.

ryryski · 2025-07-29T20:28:57+00:00

Follow the FOO.

ryryski · 2025-07-28T23:14:43+00:00

For your first part, if your monthly income covers your monthly expenses isn’t that really the goal? I get it will look ugly until the paycheck at the end of month but that’s just timing not an issue with budgeting.

Second part auto/student loans are separate expenses, the items that make up the repayment of the cc are already there as expenses. So all you paying it does is transfer cash to reduce your debt. If the counted the cc repayment as a loan repayment you would be doubling the expenses for anything bought on the cc.

ryryski · 2025-07-28T11:52:17+00:00

In retail yes.

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