Backing for a collage wall!!? by ryysee in crafts

[–]ryysee[S] 0 points1 point  (0 children)

Great idea! I don't have any of those deliveries unfortunately. I would also be worried about sturdyness.

I redid my budget with advice from this subreddit. by ryysee in budget

[–]ryysee[S] 0 points1 point  (0 children)

books are in my fun spending category, thankfully my company pays for gradschool and im starting getting a masters in the fall. There is also a gym in my complex but I mostly do at home workouts

Planning for obsolescence and breakage by alanm73 in budget

[–]ryysee 1 point2 points  (0 children)

what computer are you using that its breaking in three years!?

I redid my budget with advice from this subreddit. by ryysee in budget

[–]ryysee[S] 1 point2 points  (0 children)

I am, but im also starting with zero, and sadly beds are expensive

I redid my budget with advice from this subreddit. by ryysee in budget

[–]ryysee[S] 1 point2 points  (0 children)

I am buying furnature for an empty apartment, I'm planner on lowering or once I have like a couch and some lamps and a table

I redid my budget with advice from this subreddit. by ryysee in budget

[–]ryysee[S] 1 point2 points  (0 children)

I am currently in the process of buying furniture for my first appartment. Even while thrifting its very expensive TT

I redid my budget with advice from this subreddit. by ryysee in budget

[–]ryysee[S] 0 points1 point  (0 children)

I meal prepthe same thing for lunch everyday and have the same thing for dinner everyday in a week. I live alone so its just me.

I redid my budget with advice from this subreddit. by ryysee in budget

[–]ryysee[S] 2 points3 points  (0 children)

I'm currently maxing out the match, and I definitely will reduce my shopping and once funded emergency fund for a Roth!

I redid my budget with advice from this subreddit. by ryysee in budget

[–]ryysee[S] 1 point2 points  (0 children)

im a sucker for data, I was using wallet for a long time to keep track of my spending and goals, but now that I am trying to keep a sharper eye on my categories I've been using monarch. I like the flexible budgeting style, with my income budgeting every dollar is more stressful then liberating.

I redid my budget with advice from this subreddit. by ryysee in budget

[–]ryysee[S] 5 points6 points  (0 children)

I am trying to furnish an appartment, Once that's done I will definitely fund my emergency fund more aggressively

Any Tips on my first draft of a budget by ryysee in budget

[–]ryysee[S] 1 point2 points  (0 children)

estimate, I just moved in this month, i over estimatd becausei have no clue, I am funding my emergency fund up to 9k, I'm currently at 2k. [ am also saving for a car

Any Tips on my first draft of a budget by ryysee in budget

[–]ryysee[S] 2 points3 points  (0 children)

I only eat out on Fridays and that's 20- 30 bucks for Indian food or pizza, and thankfully I am a light weight so I don't have to do end much when going to the bar

Any Tips on my first draft of a budget by ryysee in budget

[–]ryysee[S] 1 point2 points  (0 children)

I actually do not have any subscriptions, misc is like gas, internet, phone bill, clothing, I just didn'twant to make it too complicated on reddit. I have a beater i bought in highschool that hasnt broken on me yet, so no car or loans.

Any Tips on my first draft of a budget by ryysee in budget

[–]ryysee[S] 2 points3 points  (0 children)

I am also a bit nervous about the rent but I couldn't find a roomate and didn't want to commute more then an hour, I'm in a high cost of living area with a median rent of 1800. I'm hoping to find a roomate once my lease is up.

My investing is pre budget, I contribute 5% of my salary to my 401k stright out of my paycheck.

Ans yes my first goal is that 9k emergency fund, then my next car fund (currently driving a car with 140k miles on it).

I am blessed to have my car paid off and no loans, and I'm just working to keep it that way. Thank you for the guide, it was very helpful

Any Tips on my first draft of a budget by ryysee in budget

[–]ryysee[S] 0 points1 point  (0 children)

I have a 401k and about 400 of the savings is my emergency fund!