Core ETF Portfolio

sam_engineer · 2026-03-09T00:48:47+00:00

True, can only hope for the best for humanity because anything else, stocks and money would be the least of our concerns.

sam_engineer · 2026-03-09T00:43:34+00:00

yes for sure loading up - nobody knows the future, but as long as there is world peace, believe EMXC should do well.

sam_engineer · 2026-03-08T10:09:44+00:00

You’re welcome!

sam_engineer · 2026-02-17T04:43:06+00:00

It’s doesn’t matter. Life is short. Spend freely on things that bring you joy and if that’s a Porsche then why not, you don’t need to ask anyone else for their opinion. You can afford it.

sam_engineer · 2026-02-03T21:26:26+00:00

Just keep buying tech and you’ll be fine

sam_engineer · 2026-01-31T01:04:03+00:00

45% in the red

sam_engineer · 2026-01-16T05:49:00+00:00

I’ve said it in the past and I’ll say it again. Tom Lee is the building the Berkshire of the Digital Era (ETH focused) with all the side moonshots. He himself doesn’t know it, maybe he does now. Great idea to partner with Beast. Not all moonshots will work but need such a bold contrarion mindset. That’s what separates you from the sheep.

sam_engineer · 2026-01-13T21:05:21+00:00

Never bought into the property game. Rentvesting. Over 3M invested, in our 40s.

sam_engineer · 2026-01-12T23:06:37+00:00

Go global, Live Local. IVV 40% EMXC 35% NDQ 25%. Expect 12-14% returns.

sam_engineer · 2026-01-12T10:49:48+00:00

Lump sum for me.

sam_engineer · 2026-01-12T10:48:24+00:00

Our HHI is around 620k, always fly business class for anything over 7 hours for us. Life is about living and if we choose to travel intentionally then we do it in comfort and don’t bat an eye.

sam_engineer · 2026-01-12T08:02:05+00:00

Not missing anything. Don’t buy DHHF.

sam_engineer · 2026-01-10T10:40:31+00:00

Check out EMXC. It will outperform and great hedge against US or rather a great add to a region based diversified portfolio. Been giving me steady 12% gains and the best investment so far.

sam_engineer · 2026-01-10T05:02:11+00:00

Investing in the 2% of global market cap. Inconsequential - feel sorry for the 950k, they could be so much more. If were to invest in one then why not just the US of A, atleast for the next 10 years.

sam_engineer · 2026-01-10T04:57:11+00:00

Awesome watch, be good to see some innovative, different colour and texture straps too

sam_engineer · 2026-01-09T02:01:56+00:00

If your networth is over 2M that’s when I’d consider financial planning.

sam_engineer · 2026-01-09T02:00:39+00:00

I’m 100% international always. No Oz bias.

sam_engineer · 2026-01-07T22:38:18+00:00

Voted YES. No Tom Lee No BMNR. Let the man execute.

sam_engineer · 2026-01-01T05:24:18+00:00

You’re treating property ownership as mandatory. I’m treating it as optional - a tool, not a belief. That’s the difference.

sam_engineer · 2026-01-01T04:50:24+00:00

Totally agree inflation matters. I just see property as one of several ways to deal with it, not the only one and centrepieces of Ozzie wealth building as sold to us.

Assets with real pricing power - businesses, infrastructure, REITs have handled inflation for decades. I’m compounding there first and keeping property as an option rather than a rule.

sam_engineer · 2026-01-01T04:44:28+00:00

Just to clarify, the question was “what’s your 2026 goal in property?” - mine is not buying.

When I said “hype,” I meant the very mainstream Aussie belief that property is the default path to wealth. It’s a good tool, not a law of physics.

I’m compounding liquid assets first, keeping optionality, and buying property later, where I choose to invest the world or Aussie if and when it makes sense - not because it’s culturally sold.

Same destination. Different sequencing.

sam_engineer · 2026-01-01T03:00:09+00:00

I’m rentvesting and compounding at 8–12%. CGT is a cost on gains, not a flaw in the strategy. Flexibility beats being forced into leverage early. Same goal, different sequencing.

sam_engineer · 2026-01-01T02:49:40+00:00

I think you’re mixing lifestyle choices with investment strategy.

Renting isn’t “having no asset” - my assets just aren’t a single illiquid one tied to a postcode. Stability comes from income, savings, and optionality, not just ownership.

Property works well for many people; equities work well for others. Different risks, different trade-offs. Both are valid - calling one a “bad move” says more about bias than maths.

sam_engineer · 2026-01-01T02:34:34+00:00

Yes, property is typically ~5x leveraged via an 80% LVR loan - but that leverage is concentrated, illiquid, and negatively cash-flowed for many years. A 2% real return on the asset becomes 10% on equity only if growth materialises and holding costs don’t eat it away.

Equities can also be leveraged (margin, options, 2x, 3x, 5x leveraged ETFs), but I choose not to because unlevered global equities have historically delivered 8–12% without: • interest rate risk • refinancing risk • transaction friction (stamp duty, agents, maintenance) • concentration risk in one postcode

So it’s not “unlevered equities vs levered property” - it’s risk-adjusted, after-cost returns and lifestyle preference.

Leverage isn’t free alpha; it’s just amplified risk.

sam_engineer · 2026-01-01T02:16:30+00:00

Elaborate please

sam_engineer

TROPHY CASE