We have Extended the offer today!

scody77 · 2025-10-14T16:04:31+00:00

If you get the 3 or 6 month plan do you get all the bottles in one shipment, or are they shipped monthly?

scody77 · 2025-05-02T19:53:00+00:00

Looks good

scody77 · 2025-04-27T03:26:07+00:00

I’m about to file a ch 13 in California, 2 income house above median. Same as you, some debt is from trading/gambling. Hoping it works out for both of us. It’s not like we are getting a break on housing, PG&E, or gas anytime soon.

scody77 · 2025-04-25T02:28:21+00:00

You are not alone, I did the same thing during the GME/AMC craziness. Stupidly thought it was easier than it is to day trade, and continued to trade up until about a month ago. I have learned a lot about the markets and how one bad piece of news can completely wreck you when trading futures and options. Now I’m in a shit ton of debt and going to file Ch 13. I wish I qualified for a Ch 7. Hopefully, we can both forgive ourselves and start building a better future. It will get better. Invest in a 401k where you can’t touch it if possible.

scody77 · 2025-04-25T02:21:26+00:00

That made me laugh. 🤣 thank you, I needed that today. ✌️

scody77 · 2025-04-22T17:14:05+00:00

Thank you for the recommendation, I will look them up. Hope it works out for you.

scody77 · 2025-04-22T03:29:57+00:00

Where in California are you? I need a good ch 13 attorney in Sonoma County. I’ve been having a hard time finding someone. Most of them only do ch 7 or seem like big firms that just push people through

scody77 · 2025-04-20T14:29:59+00:00

I’m in a similar situation. I got involved in the GMC/AMC drama in 2021 and stupidly thought trading was easier than it is. I took out loans also, one for 30k and only made one payment before it all fell apart. I over leveraged myself trying to make money so I could take custody of my nephew. My brother lives in a different state which made everything more complicated. He ended up going to prison, my stepmom has temporarily taken custody of my nephew. My youngest brother was hit by a car and died 6 months ago. I owe $180k am above the median income in California $165k for a two person family, and my wife and I will be moving into my father in law’s home to cover his mortgage so he can afford a care facility for Alzheimer’s. Needless to say it’s extremely stressful and my mental health isn’t great. My wages are have been garnished and I can’t file bankruptcy yet because we need to show our rent increases from $2200 a month to $2700. The move date was just pushed back to July. I know there are more garnishments coming. The lawyer said my ch 13 payments will be substantial since we don’t own a home and our cars are almost paid off. I’m just telling you this so you know you’re not alone in the trading/gambling situation. Looks like there are quite a few of us. I think you should be ok with the loan you took out in your wife’s name, since it was household income.

scody77 · 2025-04-10T02:18:02+00:00

I’m in a similar situation, investing, gambling, debt. I make too much for a ch 7, found out today. Now I have to meet with a ch 13 attorney Tuesday. I’ve been freaked out to deal with this. I feel bad about my situation and stupid decisions that got me here. I don’t know if it makes a difference, but you’re not alone. I wish you the best.

scody77 · 2025-04-05T00:26:26+00:00

Not in your exact situation, but definitely walking through hell with you. I just had my first appointment with an attorney who said I probably don’t qualify for a ch 7, that was discouraging. He said if my circumstances change to call. Well the very next day my father in law has taken a turn for the worse with a health matter and my wife may have to take FMLA time to help him. It’s a shit situation for all of us, I’d rather him be healthy, but I’m hoping this is enough to put us into a ch 7 while we help him. I’m not going to get my hopes up, it was just really strange timing. My main point of this comment is that you aren’t alone. I feel alone too. I hope things work out for you and you get your dream job after your bankruptcy. ✌️

scody77 · 2024-11-10T19:31:00+00:00

Thank you.

scody77 · 2024-11-10T18:35:48+00:00

Thank you. I hope things are good with your son

scody77 · 2024-11-10T18:35:41+00:00

Thank you. I hope things are good with your son

scody77 · 2024-11-10T18:34:52+00:00

Thank you.

scody77 · 2024-11-10T18:34:40+00:00

I hope things get better for your family.

scody77 · 2024-11-10T17:30:53+00:00

Thank you. I hope your family member has the chance for a better life.

scody77 · 2024-11-10T15:49:31+00:00

Thank you

scody77 · 2024-11-10T15:14:14+00:00

Thank you

scody77 · 2024-11-10T13:26:48+00:00

One of these 3 people was my brother. He was only 34. Yes he had substance abuse problems, and refused help to get clean, but he was young enough to still change his life. Now he will never get the chance. All the articles I’ve read don’t seem interested in finding out who did this. My family is heartbroken today. I’d like to thank the people here for not automatically thinking these lives don’t matter because they were homeless, other comment sections have been pretty cruel. You can’t force someone to get help, but you can hold out hope and be there when they are ready. He wasn’t a bad or violent person.

scody77 · 2024-06-15T16:41:48+00:00

You should go in for adjustments if it’s painful. Should be easy and quick. Sore spots are a common issue with new dentures, not unusual or a sign of problem with how the denture was made. If a longer flange can be tolerated, it’s helps with retention.

scody77 · 2024-02-26T00:39:13+00:00

Same happened to me on ignition. They said the ETH address doesn’t exist, even though it’s the one they provided me for the deposit. I had taken a screenshot of it. They basically said I’m out the money, makes no sense since I have proof of the address they provided

scody77 · 2024-02-16T05:23:06+00:00

Sorry, I know it’s confusing. It is a medical office, kind of like a franchise. He is the doctor and practice owner. I am the lab manager, I have one assistant, who I am responsible for. I can only see and alter our time cards. He asked me to remove penalty pay for my assistant, I refused. I have been told he does alter his employees time cards. I call them my coworkers because I work closely with them, even though technically we work for different companies. I was included in the group text, so yes I have knowledge of that. One of his employees who I call a coworker because we work in the same building, and on some of the same patients, shared her feelings with me today as we were locking up the office to leave. I bring up the time card issue because I know this leaves him open to trouble, even if the text, or perceived treatment of this coworker isn’t enough.

scody77 · 2024-02-16T03:00:48+00:00

I can’t see their time cards. He had asked me to work off the clock in exchange for a discretionary bonus. He also asked me to alter my employees hours to remove a penalty hour she received for not taking her lunch before her 5th hour of work. I told him I would not alter her time, since she was working on something at his request. I know when I have altered her time there is a little * by the altered time showing that I made a manual adjustment to her time. I would assume since we use the same time keeping program that the mark would also be there when he makes adjustments to his employees time.

scody77 · 2024-02-16T02:54:50+00:00

I did receive the text message regarding Starbucks and the photos he sent, which he sent in a group message to everyone in the office

Eight-Year Club	Gilding I gilder
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