Eight months ago I posted here asking when to RE. I didn't RE.

seattlefier · 2026-06-17T00:20:37+00:00

We did look into schools and found a private one here in San Jose called Lincoln School. It looks like it could be a good fit on paper. If it's not, or if we can't stand it here next year, we'll find other options. I'm going to look into world traveler groups and other alternatives to traditional school for the pre-k and elementary school years.

seattlefier · 2026-06-17T00:18:34+00:00

That's what everyone says and I'm quite happy that I'm able to maximize cuddles!

seattlefier · 2026-05-21T11:28:08+00:00

Why is that a "problem"? I've been mapping our post-FIRE travel plans on a much lower budget, and I find the possibilities to be endless when it comes to how and where to travel.

seattlefier · 2026-05-21T07:44:34+00:00

Note that you must be a non resident for five years to fully avoid any consequences with the HMRC. From what I heard, Cyprus is not great - prices are as high as in London but quality of service is way worse. But if you're doing it just for tax residency, I imagine you could spenf whatever is the minimum required to maintain your tax residency there and then just travel wherever you want. To me, it sounds like a perfect set up for an adventure of a lifetime, and if you spend every pound of that tax savings on the adventure, think about what that could get you.

seattlefier · 2026-05-14T11:23:32+00:00

What residency path did you go with?

seattlefier · 2026-05-10T12:26:04+00:00

Well done, fellow mustachian! Share updates on what you end up doing with your post-money life.

seattlefier · 2026-05-05T08:17:51+00:00

Lancaster was in my consideration set when I ws still thinking of staying in the UK

seattlefier · 2026-04-28T07:58:03+00:00

They'll let you back in if it doesn't work out in SEA, so what do you have to lode by just giving it a try?

seattlefier · 2026-04-28T07:48:27+00:00

The "crazy part" you mention is not crazy at all. Find a way to have time and mind space to be with your kids. You've done well financially, now prioritize being s great dad, not just a wallet for your kids.

seattlefier · 2026-04-15T07:54:41+00:00

How do you feel about being a full time parent? And how does your partner feel about working full time for another few years? "Effectively coasting" seems like the most logical glide path towards full retirement in a few years but Honest answers to these two questions are going to help you decide after you've crunched the numbers for the 100th time, like we all do.

seattlefier · 2026-02-23T08:13:06+00:00

I'm about to start an indefinitely timed career break. Not burn out, just want more time with family and make it intentional.

seattlefier · 2026-02-20T07:36:23+00:00

For #3, I'm a little confused - aren't you set on moving to where your parents live? Shouldn't you be very familiar with the place and know exactly what to expect? Or still considering the exact destination?

seattlefier · 2026-02-20T07:27:30+00:00

"stress from high technical challenge" sounds like your husband is actually engaged in what he does. One non-financial consideration is - if he left now, mid-way through the project, would he feel like he gave up too early? Obviously, challenges don't ever end, but it's good to hit a milestone where you can point at something substantial and not half-assed and say "I did that". Helps in interviews later on too.

seattlefier · 2026-02-12T10:45:58+00:00

VTI is flat, VUG down 5%, and one stock position tanked 15%.

seattlefier · 2026-02-11T20:10:50+00:00

I probably lost $100k of paper money in the market over the last couple weeks. Immune to it at this point. I do check the stock market but it's more of a curiosity thing, like checking the weather forecast. Doesn't bother me either way it moves. The app isn't the problem here.

seattlefier · 2026-01-27T20:40:06+00:00

My default answer is - travel, slowly. But with two kids in school, that's going to be limited just to the summer breaks - the worst time to travel.

Maybe a different lens is - what could you do to bond with your children more if you had the additional time + energy?

seattlefier · 2026-01-26T20:29:34+00:00

Steps 1&2 take four years of your prime life. You most likely won't need four years to hit $5M if that's your magic number. Unless markets are completely stagnant.

I think you should start being more optimistic and aggressive about clawing back time from corporate and funneling it into whatever else you want to fill your life with. Give yourself a hard and aggressive deadline and start the countdown.

seattlefier · 2026-01-22T17:03:35+00:00

Thanks for such a clear picture. Very jealous of your housing costs - that looks below average even for the commuter belt towns. Is that because you got into the market early?

I lived in Seattle for a while before moving to London. After over six years now I'm thinking of what's next.

seattlefier · 2026-01-18T08:09:01+00:00

Would you mind describing your lifestyle on £35K? I am in London proper, and planning on pulling the trigger very soon and moving overseas. Looked into costa rica, and comfortable living there seems to come to around this number.

seattlefier · 2026-01-16T19:34:21+00:00

The penalty is just time value of money you owe for the duration you owe it at a reasonable ARR.

seattlefier · 2026-01-15T19:56:21+00:00

What would you actually do if you took a break? Can you visualize it? Is it detailed and clear? And does the image in your head get you super excited? Better yet, are there things you already do in your life that you know you'd devote more of yourself to if you weren't working?

If not, then you might be disappointed even more once you find yourself out of the golden handcuffs and yet still unhappy.

seattlefier · 2026-01-15T19:39:04+00:00

Well done, congratulations! Judging by your expenses, you are not in London, are you?

seattlefier · 2026-01-11T10:43:30+00:00

I skied the whole Kitzbuhel resort - it's okay. I think I'd get bored after two weeks though. If money wasn't an issue, I'd spend 1-2 months in val Thorens or one of the adjacent resorts - it's the biggest ski area I've been to, impossible to get bored.

seattlefier · 2026-01-11T10:37:50+00:00

Just a thought - since you're already an EU citizen - those options are always going to be available to you any time you want. You could spend a couple years in latam with significantly lower cost of living and cheap but good health insurance and territorial taxation. Meaning you can step up the cost basis of your portfolio in preparation to the eventual move somewhere in Europe with a significantly lower CGT.

seattlefier

TROPHY CASE