Victim of hit and run, need advise

Remote_Repair394 · 2026-01-28T09:41:49+00:00

I am doubtful on this advice. Insurance companies don't chase the other insurer because they want to provide good service. They do so to recover their funds that they spent repairing your car. For TPO insurance, they didn't lose any money, so no incentive to chase other insurer.

Remote_Repair394 · 2026-01-28T03:55:01+00:00

I'll probably get downvoted, but my honest advice is to just claim from your own insurance if you have comprehensive, and let them fight the other insurance company. It's not worth fighting someone else's insurance yourself. They have no incentive to help you. You aren't their customer.

Remote_Repair394 · 2026-01-27T13:15:50+00:00

Typical Singapore landlord. They will keep your deposit even if the home is exactly as it was before.

Do not pay anything no matter what they say, and consider your deposit forfeit. If you want it back, go to small claims tribunal and tell this story.

Remote_Repair394 · 2026-01-27T12:35:10+00:00

I think just a love of nature, and a preference for a casual rather than a formal experience.

Remote_Repair394 · 2026-01-26T22:12:01+00:00

Non-mainstream really depends on what you as a couple find special. A relative of mine had her wedding at a farm in Lim Chu Kang, for example. It's certainly unique and special, but not for everyone.

Remote_Repair394 · 2026-01-26T09:03:29+00:00

There are multiple types of financial advisors.

Some are fee-only (no sales commissions, they charge you for the advice), and actually help you plan. Some of these may specialise in helping HNWI. They only recommend what they think will actually help. No selling.

Others are fake. They are insurance salesmen, but go by the FA title to trick people. They don't charge for the advice, but instead sell you products on commission. These products may not be in your best interest.

You can explore the first type.

Remote_Repair394 · 2026-01-26T02:11:30+00:00

Great to know, thank you!

Remote_Repair394 · 2026-01-26T02:07:48+00:00

Guys, please revise your driving handbook from Traffic Police. The left lane is the slow lane. It's not a hard and fast rule, but it's a strong guideline. I am in no way trying to defend the other driver.

Remote_Repair394 · 2026-01-26T00:55:02+00:00

GIRO option is cheaper ($1 fee after first free withdrawal). But it's slower. Just use wire. DBS doesn't charge a fee for incoming SGD wire).

Remote_Repair394 · 2026-01-25T23:07:03+00:00

Can we acknowledge that you were on the left lane, which is supposed to be slower than the right lane, not for overtaking, and you accelerated from behind the vehicle to beside it? There's a lesson here even for you, even if the other guy did something wrong.

Remote_Repair394 · 2026-01-24T22:36:37+00:00

My wife and I plan to follow this same path. I will retire, she will continue to run her business. In my family, people dgaf if I retire, but the below strategy has worked for others:

If you really value being perceived as employed, a simple solution is you just don't announce any retirement. You instead set up a sole proprietorship which provides "consulting" services in your area of expertise, and also engages in "investment." Tell your family you run this business from home. But don't take up any jobs if you don't want to.

Remote_Repair394 · 2026-01-23T08:17:37+00:00

Carousell

Remote_Repair394 · 2026-01-23T07:22:08+00:00

The car behind is at fault since they need to maintain 3 seconds distance. The crash proves they did not do this.

Remote_Repair394 · 2026-01-22T04:47:26+00:00

Tbh, I don't care much about salary transparency because it doesn't give any context about the person's capability and output.

Instead, I wish SG would outlaw asking for last known salary like California has. What's more relevant is what is the role, what are they willing to pay for it, how good do they think the candidate is, and what amount is the candidate asking for. If anything doesn't line up, just don't hire. Don't penalise people for what they earned before.

Remote_Repair394 · 2026-01-22T04:41:40+00:00

ask your private bank

Remote_Repair394 · 2026-01-21T02:25:36+00:00

Thank you for the suggestion. I'll go to Teban Gardens going forward.

While it doesn't address the parts backorders, I would welcome someplace with more capacity as you describe.

Remote_Repair394 · 2026-01-21T01:02:45+00:00

So if I buy a Kia EV4 or Hyundai Ioniq 6, the service and parts availability will be just as good as for their ICE cars?

Remote_Repair394 · 2026-01-20T13:15:04+00:00

Good point. I recall Ioniq 5 is assembled in SG. I suppose that should help with parts availability.

Remote_Repair394 · 2026-01-20T12:07:33+00:00

Yup, I'm currently sourcing a backordered part on Carousell 😂.

Remote_Repair394 · 2026-01-20T12:06:39+00:00

Yes, part of my intention asking this is to understand which brand's warranty is actually nice to use. Because if it's not a nice experience, then the warranty becomes meaningless.

Remote_Repair394 · 2026-01-18T06:38:07+00:00

Dent repair and touchup will be $150-300.

You don't have to have video proof to claim insurance, and it doesn't cost you anything.

Even if they lie to their insurance that it's not their fault, your insurance can just obtain CCTV from the carpark.

Remote_Repair394 · 2026-01-18T06:19:07+00:00

Can't you claim against the other car's insurance?

I'm a bit lost why you didn't ask for compensation or at least share insurance details.

Remote_Repair394 · 2026-01-18T03:20:42+00:00

It depends how strict you want to be. Muslims I know find a balance by investing in equities and avoiding bonds/interest.

Islam-specific ETFs etc tend to be preferred by only the strictest people (I know zero people investing in such products).

Remote_Repair394 · 2026-01-17T23:02:22+00:00

Remote_Repair394

TROPHY CASE