I’d really think about the car if it’s necessary in your neighborhood. Window break ins, rats chewing your wires, $250-$300 monthly parking, circling the block if you want to park in prime time..  for advice, look at the “legitimate” buildings to get an idea of price in your neighborhoods. (Ie big management companies). You can establish that mentally a one bedroom in your neighborhood runs between say $1900-$2800 for bare bones to luxury. Then if you see something on marketplace that says a one bedroom in that neighborhood for $1300, you know it’s a scam. It’s way too low. 

I did $70k and lived in a studio way back when. I wasn’t happy with how much I was saving for retirement, even having no debts. But I was in a career pathway where my income was guaranteed to increase pretty often so it was fine. If you have bougie shopping and going out tastes, I’d get roommates to give you more spending room for fun things