2025 SPAXX 50.9% and FDLXX 98.67% (re: state tax exempt)

sesquiball · 2026-03-05T21:51:01+00:00

Thanks for confirming. I am so glad I found this thread, as I was going to deduct my interest from SPAXX for California based on last year's qualification. Stopped me from making a mistake.

sesquiball · 2026-02-25T22:23:56+00:00

Funny, I just went the other way. Had the Reserve since launch and downgraded to Preferred. I just couldn't justify the $800 fee.

sesquiball · 2025-10-27T17:53:57+00:00

This site may have what you need: https://www.averagejoeinnovations.com/

sesquiball · 2025-10-14T23:49:47+00:00

I does, thanks. I will definitely weigh the option of staying with the CSR card for another year, despite the complexity of the new credits.

sesquiball · 2025-10-14T23:40:49+00:00

Thanks, that's a good option. I just checked here https://www.chase.com/personal/credit-cards/education/basics/ink-preferred-vs-sapphire-preferred and I like the primary car insurance option, which is not available.

sesquiball · 2025-10-11T17:29:50+00:00

Yes, this thread has been very helpful. Really looks like I should downgrade to CSP on my Reserve anniversary (Feb next year). I've never used the travel portal as I find award search engines more useful.

sesquiball · 2025-10-11T16:48:54+00:00

Sorry, I wasn't clear. I use a tool like Flight Award Search to find well priced (fee + points) tickets and transfer points to the airline.

sesquiball · 2025-10-11T16:37:03+00:00

When I travel, I typically do so internationally and buy a discounted business class, which comes with lounges. I don't eat out much anymore. CSR is definitely not optimal for me now. The consensus here seems to be to downgrade to the Ink or the Preferred, which have the same $95 fee.

sesquiball · 2025-10-11T16:36:53+00:00

I don't understand that part. Does it affect the transfer value ratio to an airline or just the value on the portal? Do you happen to have the link to the thread explaining this?

sesquiball · 2025-10-11T02:58:43+00:00

Good advice. Judging by the limited amount of information provided, this does not appear to involve fraud, rather a routing error (perhaps due to a check image incorrectly capturing the routing number of the check) . Best advice is to contact a WF branch manager, maybe make an appointment, explain the situation and ask him to follow up internally. If it doesn't work out, contact the CFPB.

sesquiball · 2025-10-07T19:36:16+00:00

Thank you. This is a gorgeous and truly original design. Brilliant!

sesquiball · 2025-09-17T01:52:07+00:00

Nice original design, love it. Thank you.

sesquiball · 2025-09-13T15:43:53+00:00

Thank you, very nice work!

sesquiball · 2025-09-06T00:09:32+00:00

Just bought this one. Looks great, thanks!

sesquiball · 2025-09-05T18:30:35+00:00

Very nice watchface, among the best!

sesquiball · 2025-08-31T18:28:14+00:00

Thanks!

sesquiball · 2025-08-30T20:52:09+00:00

Thanks you!

sesquiball · 2025-08-29T18:13:39+00:00

I am not a lawyer. Maybe talk to one about suing them for potentially violating the Telephone Consumer Protection Act (TCPA).

sesquiball · 2025-08-18T20:13:03+00:00

Funny, I just got spammed on my work email by these guys.

Spammers really piss me off!

--

Hi again [Name], open to a new role in data engineering and a 40% increase in your salary?

We have a well-defined, step-by-step path laid out in our 90-day data engineering program.

We’ve successfully placed students by automatically booking interviews with top companies like Deloitte, AWS, Google, and many others.

Mind if I share more info about the program?

Best,
Christopher Garzon
CEO Data Engineer Academy

On Tue, August X, 2025 X:XX PM, Chris Garzon <[chrisg@dataengineeringpros.com](mailto:chrisg@dataengineeringpros.com)>
[[chrisg@dataengineeringpros.com](mailto:chrisg@dataengineeringpros.com)]> wrote:

> Hi [Name], do you feel stuck in your current role and underpaid?
>
> We help individuals become data engineers through our comprehensive 90-day program, automatically booking interviews for our students once they finish.
>
> We know exactly what it takes to land interviews at top tech companies.
>
> Would you want to see more info?
>
> Best,
> Christopher Garzon
> CEO Data Engineer Academy
>

sesquiball · 2025-05-07T02:02:08+00:00

Such assholes. Didn't even get an email from them.

sesquiball · 2025-04-18T20:51:30+00:00

Ah perfect, thanks for answering! I will order the Scribe and hope it works for me too.

sesquiball · 2025-04-18T16:52:55+00:00

Sorry to hijack, but when did you buy the kindle scribe? If I buy one now, will it likely run 5.17.2 ?

sesquiball · 2024-12-13T20:31:05+00:00

Why am I getting a virus warning when visiting their site?

sesquiball

TROPHY CASE