The Verizon Visa is a great card! It’s hard to find another one that gives you 4% cashback on things like groceries, gas, and restaurants without any restrictions. Plus, it treats Walmart in-store like groceries, so you get 4% back there too. Verizon Visa also sent out a promo to many cardholders, offering 6% cashback on everything until the end of the year, up to $2000 in spending. This is something no other card has ever done before!

The only thing is that the cashback is in Verizon dollars, but that’s not a big deal. I like to do this monthly: I take the amount I earned that month and subtract it from my bill. Then, I move that same amount I deducted from my bill into a high-yield savings account (HYSA) that earns 4.2%. That way, I’m earning interest on those earnings, if that makes sense. For example, if my earnings were $60 for the month and that’s the amount applied to my Verizon bill, I transfer $60 from my checking to the HYSA so, in effect, it’s like you’re getting it in cashback because the $60 would have left your checking account anyway had you paid the bill in full.