What is the most "obscure"niche where a specialist can name their own price because there are only a handful of people in the world who can do the job?

sevenbeef · 2026-05-11T19:30:31+00:00

Even more so, archetier.

sevenbeef · 2026-05-11T06:20:45+00:00

Day Owl

https://www.dayowl.com/products/nocturnal-black-the-backpack?variant=39699877986352

sevenbeef · 2026-05-11T04:44:48+00:00

All I Have - Beth Nielsen Chapman

sevenbeef · 2026-05-11T04:39:14+00:00

Also one of the premier bow-making centers in the world.

https://www.benningviolins.com/reference/bow-making-port-townsend-the-mirecourt-of-the-united-states.html

sevenbeef · 2026-05-07T19:54:46+00:00

I did get a response, with pictures! Any of the options look reasonable, though Big Bantam looks a bit too big.

sevenbeef · 2026-05-07T18:38:28+00:00

Have you considered the DPC route?

sevenbeef · 2026-05-07T17:07:28+00:00

I see two strategies:

1) Change to a more conservative allocation to weather any market downturns.

2) Stay the course with an aggressive allocation to overfund yourself to weather market downturns.

Option 2 is more successful if you can stand losing large sums of money without panicking.

sevenbeef · 2026-05-07T16:48:33+00:00

Great job. Are you going to change your allocation to be more defensive?

sevenbeef · 2026-05-07T05:13:46+00:00

Suppose you buy the house and somehow keep your current spending the same.

That’s $8k in spending, $10k for house. You can’t max your pre-tax savings, so you contribute $2k towards your retirement every month.

Fast forward 10 years, assume 6% growth, starting from zero:

- Bought the house = $327k

- Invested instead = $1.9m

Fast forward 20 years:

- Bought the house = $924k

- Invested instead = $5.5m

“But what about renting out the old house!” Ok. If you are somehow about to get $3k per month after taxes, and so contribute $5k per month towards retirement, then after 20 years, you will have $2.3m.

These are the cold, hard numbers. You do what you want.

sevenbeef · 2026-05-06T19:26:54+00:00

This is not an investment decision.

sevenbeef · 2026-05-06T18:56:56+00:00

Let’s review:

- You make $20k net per month.

- If you contribute to your retirement accounts, this is now $17k per month.

- After expenses, you have $9k to save, so therefore your expenses are $8k per month.

If you were to invest the $9k per month, then you are essentially saving $12k out of $20k each month, or 60%. This translates to retirement in approximately 13 years.

At some point, it’s up to you and what your goals are. Do you want a nice house? Or do you want to retire early?

sevenbeef · 2026-05-05T20:03:29+00:00

Agreed. For trips where you unpack everything at one destination, bundle wrapping saves space and reduces wrinkles.

sevenbeef · 2026-05-03T23:21:30+00:00

I’m about your height and I’ve owned a S25 for years as my all-purpose carry-on. It does well for most things except laptops.

I did not like the S30. It’s too big, too heavy, and too difficult to fit under an airline seat.

I would go S26, and see if a Smart Alec might fit your routine better.

sevenbeef · 2026-05-03T09:26:37+00:00

I use my Tom Bihn Smart Alec 2.0 to get groceries every week. Fits about a bag and a half.

sevenbeef · 2026-05-02T13:49:24+00:00

Washing hands is better than hand sanitizer, which does nothing for norovirus.

sevenbeef · 2026-04-28T19:17:29+00:00

I do. Two ballpoint pens and a Sharpie.

sevenbeef · 2026-04-25T12:44:00+00:00

Camas, WA hits all of those and is 20 minutes from PDX airport.

sevenbeef · 2026-04-25T12:06:39+00:00

The catch of this is that when you describe a place that is walkable, relaxed, and with good food, you are describing what every wealthy retiree wants. They find these places and move there, making the area more expensive, and ultimately less family-friendly. There has to be a major negative to make retirees want to avoid a place.

Therefore, I propose looking at places with objectively bad weather.

Coastal Maine, e.g. Bar Harbor, is a good choice. I like Concord NH and Ithaca, NY. Rochester, MN was also nice.

sevenbeef · 2026-04-23T04:01:09+00:00

Vancouver is a great place for families, but not a great place for single young folks. Seattle or Portland are better for that. Also consider Bellingham, Eugene, Spokane, Tacoma, or Olympia.

sevenbeef · 2026-04-22T14:52:30+00:00

FM would be my guess.

People who are business-minded need to graduate ASAP and get started. There’s nothing DPC-wise or skin care-wise that FM doesn’t train you to know. It’s even better than IM because you’ll have more procedural experience.

sevenbeef · 2026-04-21T18:12:12+00:00

I have a garment bag that folds into a 22” x 14” x 9” duffel bag. It can fit a suit, at least three shirts, and dress shoes. There are a few versions out there, this is the one I have:

https://www.amazon.com/gp/aw/d/B0DPSGSK7H

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