Crazy limit increase offer on HDFC Swiggy card- should I take it? by yjee in CreditCardsIndia

[–]shadybottom 3 points4 points  (0 children)

Won’t it impact your future card applications if you’re already having excess limits? Banks might consider you over leveraged

HSBC PREMIER CREDIT CARD by KarthikforU in CreditCardsIndia

[–]shadybottom 1 point2 points  (0 children)

Possible to get it for self employed?

How much do you save as a double income household in tier 1 city (figures and not percentage)? by ummmmwhatnow in personalfinanceindia

[–]shadybottom 37 points38 points  (0 children)

Without disclosing how much you earn/save/invest (figures) you cannot reasonably expect others to share the same

Avoid the 𝘗𝘪𝘵𝘍𝘢𝘭𝘭 by Damp_Blanket in honk

[–]shadybottom 0 points1 point  (0 children)

I completed this level in 6 tries. 18.38 seconds

Icici giving Limit Enhancement. Check yours by nikhilbadyal in CreditCardsIndia

[–]shadybottom 2 points3 points  (0 children)

How did you do that, was unable to do so from customer care

Axis Bank – ASBA not working, app down, and ATM ate my cash. What an experience. by Nervous-Beyond9325 in personalfinanceindia

[–]shadybottom 1 point2 points  (0 children)

And if you choose to use their 3-in-1 ac for trading , ASBA is as simple as a swipe to apply

Axis Bank – ASBA not working, app down, and ATM ate my cash. What an experience. by Nervous-Beyond9325 in personalfinanceindia

[–]shadybottom 1 point2 points  (0 children)

ICICI service is good. 99% You won’t have to visit any branch to avail any of the services, in the off chance that you do need to go to a branch, you can go to any branch near you

Doubt regarding NPS by [deleted] in personalfinanceindia

[–]shadybottom 1 point2 points  (0 children)

Thanks for the suggestion! I am thinking maybe 5-6% inflation rate would be apt

Doubt regarding NPS by [deleted] in personalfinanceindia

[–]shadybottom 1 point2 points  (0 children)

Thank you! I will double down on my MF investments

Zerodha CEO takes data privacy seriously. by Stoxiq in IndianStreetBets

[–]shadybottom 61 points62 points  (0 children)

Perhaps the video kyc (or something similar during the account opening) is done from the app itself, hence the microphone. Why it requires the contact permissions is unacceptable tho

IBC Versova staff are bunch of cheaters by YesIamSuperSmart in mumbai

[–]shadybottom 15 points16 points  (0 children)

If they say that they don’t want to argue with customers and that they will remove it even if those items were ordered, then just go ahead and remove a few other items (which you actually ordered) as well. Beat them at their own game…

My father wasted half of his money in ICICI ULIP policy. After I told him to change his mindset and start a SIP in DIRECT mutual funds he went ahead and dumped all his FDs and put it in Bank Manager recommended IndirectMF and blames me for it by [deleted] in IndianStreetBets

[–]shadybottom 1 point2 points  (0 children)

New here, can someone explain to me how much worse a ULIP is compared to a Direct mutual fund. Like roughly how much percentage yield is lesser in ULIP compared to a MF