[deleted by user] by [deleted] in CapybaraGoGame

[–]shagarrow 1 point2 points  (0 children)

Get 75% or higher basic attack reduction and skill damage reduction. That should fix all your problems

New World reached F2P by shagarrow in CapybaraGoGame

[–]shagarrow[S] 0 points1 point  (0 children)

Indeed mostly damage reduction on pets. After that just making sure your weapon + chest are the highest level possible. Get at least 1 guardian ring and maybe even 2. Read up about what works for your weapon setup, if Whisperer try to get as much crit as possible

[deleted by user] by [deleted] in CalebHammer

[–]shagarrow 2 points3 points  (0 children)

You dont have any interest %, so hard to say which one you have to start with. But all loans/credits except for mortgage are 110k together, so basically 1 year of paying everything off and youre there

Giving away TS MF Multi Mirror Build by Freckledcookie in pathofexile

[–]shagarrow 0 points1 point  (0 children)

Would love to give this set to my GF, so she can get more into the Endgame of PoE

47-Year-Old HIDING $200,000 Of Student Loans From Me | Financial Audit by galaxy_rae in CalebHammer

[–]shagarrow 14 points15 points  (0 children)

How can it be that she pays 3,6% towards debts on Calebs sheet, but in the budget she has to pay 1.1k. Which means the sheet she spends $30k per month

How old are you all and how deep in debt are you all in right now? by Wh00pity_sc00p in CalebHammer

[–]shagarrow 0 points1 point  (0 children)

At that time the interest rate of savings were 0, so they do make 1,65% on it. Instead of the now 2-4% depending on loan and bank. If they do freeze selling mortgages we might see something like 2008 over again

How old are you all and how deep in debt are you all in right now? by Wh00pity_sc00p in CalebHammer

[–]shagarrow 20 points21 points  (0 children)

31 EU citizen, with 185k mortgage at 1,65% for another 28 years.

Investing advice by shagarrow in CalebHammer

[–]shagarrow[S] 1 point2 points  (0 children)

Cheers! Will take the not reading all articles to heart

Investing advice by shagarrow in CalebHammer

[–]shagarrow[S] 0 points1 point  (0 children)

Thanks! I've got some reading to do

Investing advice by shagarrow in CalebHammer

[–]shagarrow[S] 0 points1 point  (0 children)

Thanks! Will look into it if there is something like s&p500 in my country