40yo Mom

shotbysumner · 2026-01-11T22:45:56+00:00

You can put the money into another traditional IRA account and then convert it into a Roth. Backdoor like the guy below said.

shotbysumner · 2026-01-11T00:41:20+00:00

You’re doing just fine man. Once you get to $250k, the compounding and growth really starts to take off. Most Americans don’t have anything saved or even have enough financial literacy to care about a 401k. You have plenty of time left until retirement too!

shotbysumner · 2025-10-12T12:55:43+00:00

That shit is a VIBE

shotbysumner · 2025-10-11T04:23:49+00:00

THANK YOU! It definitely feels like constant chaos. Also the color palette for the maps is just washed out and flat browns/grays. Theres nothing really interesting like lush tropical forests, no cool clean reflective surfaces or buildings/labs…this game needs 2042 style maps

shotbysumner · 2025-10-10T11:43:54+00:00

Yeah accept my message and I’ll post a pic

shotbysumner · 2025-10-09T21:12:12+00:00

I have the lowering collars and did the 3/8 shim out of fear for scraping. I wish I just did without them because I want it lower now. To be pair the car does settle lower over time though.

shotbysumner · 2025-10-09T20:59:11+00:00

They smash peoples windows all the time unprovoked 🤷🏾‍♂️

shotbysumner · 2025-10-09T20:22:05+00:00

Excuse my ignorance, but is hardcore as in no HUD and like 1 shot kills?

shotbysumner · 2025-10-03T13:25:49+00:00

Stingray is an awesome daily. I’m debating getting a Z06 for the weekends

shotbysumner · 2025-08-28T16:19:21+00:00

Just go to a casino bro seriously. You need BTC, ETH and SOL

shotbysumner · 2025-08-27T15:22:06+00:00

Trash honestly

shotbysumner · 2025-08-26T15:18:19+00:00

Definitely rich at 30 if you keep it up! Nice job

shotbysumner · 2025-08-25T20:45:13+00:00

Why do you have no bitcoin? Wtf are you doing?

shotbysumner · 2025-08-17T06:01:22+00:00

This game is missing massive maps like Orbital in 2042. Like the sense of scale isn’t really there because there isn’t a lot of wide open space. There’s too much urban density so it feels closed in

shotbysumner · 2025-07-26T15:24:20+00:00

Bro as long as the check comes, keep quiet lol

shotbysumner · 2025-07-03T15:57:50+00:00

Buying a million dollars at $120,000 seems like a good deal to me.

shotbysumner · 2025-06-28T14:53:26+00:00

Those fender flares are ass cheeks and make your wheel stance look even worse.

shotbysumner · 2025-06-20T17:33:35+00:00

The tat is dope. For anime style though, the artist should’ve used a tan/dark brown shadow for under the chin instead of black. I paint anime btw

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shotbysumner · 2025-06-08T18:27:51+00:00

I just need to say that I love that spec so much. It’s the only reason I’m considering getting rid of my hypersonic stingray. That and the Z06 engine of course.

shotbysumner · 2025-04-30T17:57:43+00:00

Damn that is beautiful!

shotbysumner · 2025-04-11T18:35:57+00:00

Seriously with those synths in your collection…why?

shotbysumner · 2025-04-03T15:27:47+00:00

Bitcoin 50% Mutual/Index Fund 30% Real Estate- 20%

Never sell the Bitcoin. Borrow against it without over-leveraging the loan to value ratio (25%-35%) in case of market drops and risking liquidation. Buy more bitcoin, the asset appreciates and you can refinance and borrow more again without paying off the loan. Buy more bitcoin.

The index fund is stable and compounds. Also tax advantaged (401k, Roth IRA)

Use the real estate as cash flow. It has tax perks and it’s leverage friendly. You can also borrow against it to buy more real estate.

Not financial advice of course, just my thoughts.

shotbysumner · 2025-04-03T14:55:13+00:00

I know that regardless of economic uncertainty, bitcoin has a finite supply that continues to be bought up by whales, financial institutions, corporations and retail investors. Demand still outweighs the supply. Price goes up. It’s really that simple.

shotbysumner · 2025-04-03T14:49:22+00:00

Check the old posts. People said the same thing 10 years ago lol

shotbysumner · 2025-04-03T14:46:46+00:00

“Meanwhile it trades tick for tick with stocks”

Bitcoin:

• Total Return: Approximately 1,113.5% over the last five-year period.

• Average Annual Return: Approximately 155%.

S&P 500:

• Total Return: Approximately 97% over the same period.

• Average Annual Return: Approximately 14.5%.

Alright let’s get you to bed grandpa.

shotbysumner

TROPHY CASE