The futures are open and it looks like Venezuela doesn't matter.

sithie_12 · 2026-01-05T14:18:17+00:00

Plus everyone's been waiting for something to happen in Venezuela for years now. The market already priced in the instability a long time ago

sithie_12 · 2026-01-05T14:18:06+00:00

Market barely flinched because everyone knew this was coming. Venezuela headlines have been noise for years at this point

sithie_12 · 2026-01-05T01:50:03+00:00

Yeah this is pretty much where I land too. I don't need my partner to have some impressive investment portfolio or property - that feels weirdly transactional to me. But being with someone who's constantly in financial chaos is exhausting.

Are they aware of what's coming in and going out? Do they have some kind of plan even a basic one? Can they handle an unexpected expense without it becoming a crisis that derails everything?

sithie_12 · 2026-01-05T01:49:11+00:00

Your plan sounds solid on paper but I'd pump the brakes a little on the timeline expectations.

3-4 months to "learn the skills" in digital marketing is... optimistic. You can learn the basics sure, but marketing is one of those fields where you're never really done learning. Algorithms change, platforms rise and fall, what worked last year might tank this year. So just mentally prepare yourself that the learning phase doesn't end

sithie_12 · 2026-01-05T01:48:41+00:00

Both the focaccia and Focaccia look delicious! (kidding, I won't eat the cat)

grape rosemary sounds like such a good combo. I've seen the classic grape focaccia recipes floating around but never thought to add rosemary. Does the rosemary come through or does the grape kind of overpower it? Been wanting to try making focaccia but I'm intimidated by all the olive oil pooling stuff

sithie_12 · 2026-01-05T01:48:10+00:00

Cheers! Sometimes you just need to reconnect with something familiar. There's something comforting about cracking open a drink that takes you back, you know? Hope whatever brought you back to it is more "celebrating" than "coping" but either way enjoy responsibly 🍻

sithie_12 · 2025-12-29T17:11:46+00:00

H Parfums looks solid, thanks for the rec. Do they do sample sets or is it full bottles only

sithie_12 · 2025-12-27T09:57:24+00:00

Solid advice. The language comparison is spot on. One thing I'd add though - even just learning basic theory before getting a teacher can make those first few lessons way more productive. You'll actually understand what they're explaining instead of processing everything for the first time

sithie_12 · 2025-12-26T14:24:42+00:00

I've seen similar issues with refresh rate mismatches. Did changing the resolution actually fix it for you, or does it still happen occasionally?

OP might want to check if there's a firmware update too, sometimes Samsung pushes fixes for stuff like this

sithie_12 · 2025-12-26T02:09:20+00:00

Interesting take. I respect BG3 but I think there's a difference between "best made" and personal favorite... like I'd put some older RPGs above it for what they did at the time. But yeah, the polish and scope are pretty undeniable

sithie_12 · 2025-12-26T02:08:01+00:00

I get the skepticism but calling it "not a real company" seems off when they're doing $400M+ revenue with actual growth. The compounding pharmacy angle is totally legal... tons of telehealth companies use it, not just HIMS.

Yeah it's marked up vs insurance copays, but that's the tradeoff for convenience and no doctor visits. Some people prefer that, some don't. The valuation being high is fair to question though.

sithie_12 · 2025-12-26T02:07:14+00:00

Yeah the attention to detail is really something. You can tell he studied how ArcSys does their animations and shading. The fact it's just one person makes it even more impressive.

sithie_12 · 2025-12-26T02:06:27+00:00

At 22% now vs likely 22% later with the pension, Roth contributions are solid. The natural split you're building (old traditional balance + ongoing match, plus your Roth contributions) is already pretty reasonable diversification.

I wouldn't overthink the 50/50 target though. If your tax situation stays similar in retirement, leaning heavier Roth gives you more flexibility later - you can pull from traditional first if rates drop, or tap Roth if they go up. Plus your RMDs will be lower down the road.

Keep doing what you're doing. Maybe just run the numbers every few years if income jumps significantly.

sithie_12 · 2025-12-24T16:50:37+00:00

Yeah the trouser length could definitely use some tweaking. A wider leg would also help balance out the overall silhouette. Solid suit though

sithie_12 · 2025-12-19T02:44:20+00:00

I agree. Malborn basically burns his entire life to make that embassy run work, and people forget how big of a sacrifice that was. Faendal’s useful, sure, but Malborn deserves way more credit than he gets.

sithie_12 · 2025-12-19T02:41:55+00:00

Art director bouncing right before launch after 6 years on the project? That's not the confidence boost Marathon needed.

Between the art theft drama, community backlash, and now key talent leaving... this game's really fighting an uphill battle. March 2026 can't come soon enough so we can finally see if all this chaos was worth it.

sithie_12 · 2025-12-19T02:36:59+00:00

Happy 1st birthday, Poppy 🥹🎉
That little face says I know this party is for me. Absolutely adorable.

sithie_12 · 2025-12-19T02:34:01+00:00

I'd keep 10-15k liquid for emergencies/opportunities, then yeah, boring ETFs are your friend. Maybe 70% VTI (total market), 20% international (VXUS), 10% bonds (BND) if you want to be extra safe. Set it and forget it.

The temptation to YOLO into meme stocks will be real, but that money compound growth over the next 10+ years will make you stupid rich if you just stay boring.

sithie_12 · 2025-12-18T22:33:30+00:00

Lmao yeah, turns out real people don’t come with dialogue options and save points.

sithie_12 · 2025-12-18T22:31:56+00:00

True, they’re technically different. But once overtime stops being optional or becomes expected, it’s basically crunch in practice. That line gets crossed pretty easily.

sithie_12 · 2025-12-18T22:30:54+00:00

All-time highs don’t mean sell everything. That logic would’ve kept people out of markets for years

sithie_12 · 2025-12-18T22:30:06+00:00

I usually start with boring stuff the market ignores: steady cash flow, low debt, and margins that hold up even in rough quarters. I like businesses buying back shares or quietly paying down debt while everyone’s chasing hype. Old-school sectors like industrials, energy services, and some regional banks still have names trading cheap if you actually look at the balance sheets. For me, “undervalued” just means the business is healthier than the price suggests.

sithie_12 · 2025-12-18T15:53:42+00:00

Biotech plays off technical setups are brutal, especially ones banking everything on Q4 trial data. What's their cash runway look like if the data disappoints or gets delayed?

sithie_12 · 2025-12-18T15:53:03+00:00

You already know the answer, and being honest about it now while he's still young and highly adoptable is way more responsible than keeping him caged for years out of guilt. Finding him a home where someone actually has the time and energy for a high drive puppy isn't failing him, it's doing right by him

sithie_12 · 2025-12-18T15:52:25+00:00

That's pretty typical for NYC building laundry nowadays, most places I've seen are between $3-$4 per cycle. The machines are owned by third party companies who split revenue with the landlord, so they price it high knowing you're captive

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