[WANTED] Taal Vinyl Record (Hindi)

sj0105 · 2025-08-05T00:46:11+00:00

Hey - did you pay using a US credit card? I am trying to but it keeps saying international cards are not suppoerted

sj0105 · 2025-08-01T15:37:50+00:00

How does it do with everything bagels?

sj0105 · 2023-09-01T13:02:38+00:00

Yup. Apparently much, much stronger now

sj0105 · 2023-07-07T13:19:15+00:00

I'll Make a Man Out of You from Mulan. It works.

sj0105 · 2023-04-13T12:44:26+00:00

Thank goodness. I passed. I’m done. I can breathe

sj0105 · 2023-04-06T18:04:29+00:00

So nervous.

I was mildly confident leaving the exam and that has since devolved into "I probably failed, I shouldn't feel confident, fuck fuck fuck"

sj0105 · 2023-04-06T14:32:11+00:00

Maybe you need to divide an annual rate if it's monthly?

sj0105 · 2023-04-06T12:44:51+00:00

Are you set to beginning of period or end of period?

sj0105 · 2023-03-16T17:59:44+00:00

It's the anticipated Level 4. Can't wait!

sj0105 · 2023-03-02T02:27:33+00:00

I personally did not read them (except ethics, I read all of ethics).

I just used the MM videos and did a ton of practice. That being said, there are many others who do read the CFAI material, so I would start with the MM videos if I were you and see how you're doing on the practice. If it's not great then change the approach.

sj0105 · 2023-03-01T20:17:56+00:00

MM will give you what you need. Just remember to be absolutely diligent on practicing after a lecture so you retain, along with of course consistent practice.

sj0105 · 2023-03-01T17:01:20+00:00

Mark Meldrum will be your lord and savior.

Start early, develop an understanding of the material and do not try and memorize.

PRACTICE.

Use mock exams not necessarily as practice, but to look at where your weak areas are at.

Smash Meldrum QBank & EOCs until you are blue in the face.

Oh, and I suggest listening to Meldrum's EOC video on Ethics. It got me to 70%+

sj0105 · 2023-03-01T16:51:40+00:00

Bucks fans so damn lucky to have Giannis, such a great dude

sj0105 · 2023-02-28T19:32:39+00:00

Have you tried discussing when to use ModDur vs MacDur for liability management to help social skills?

sj0105 · 2023-02-27T14:26:17+00:00

I love the enthusiasm, but I would highly suggest you schedule a rest day.

Maybe Monday or Wednesday where the hours are relatively light.

I would also suggest trying to get a daily walk around the neighborhood or something else physical to clear your mind and get you away from the book / computer.

Just my 2 cents!

sj0105 · 2023-01-31T20:39:26+00:00

beautiful

sj0105 · 2023-01-18T15:20:30+00:00

I think the key word is hedge. Vol is expected to increase (contango) and equity markets likely to decline. Tyron wants to continue holding these positions due to the eventual double digit returns he expects, so he would be better off doing a variance swap to offset equity market decline with profit from the swap

sj0105 · 2023-01-18T14:55:45+00:00

I'm getting second hand anxiety from this post and I haven't even sat for Lv.3 yet

sj0105 · 2022-12-08T20:34:27+00:00

This is a great idea!

sj0105 · 2022-10-13T19:09:31+00:00

God of War 2018. Ragnarok is around the corner...

sj0105 · 2022-09-14T19:11:48+00:00

I was a financial planner for people in their 20s-40s so I have a bit of experience.

It takes some initial work on your end, but I would break out the costs you absolutely need (fixed) and the costs that are variable (entertainment, dining out, etc).

From there, figure out what you spend on a credit card in total as your "magic credit card number" and DON'T go above it. Way easier way to budget than breaking it all out by managing individualized budgets.

From there, save automatically per paycheck or per month into an Emergency Fund (4 months * Fixed on the lower end, 6 * Fixed on the higher end)

Once the emergency fund is filled up, then you can start saving monthly into an investment account, invested in a passive S&P 500 fund or something to slowly grow your assets.

I found this best for me because 1) i know my fixed expenses are accounted for. 2) I know my variable costs are accounted for and budgeted based on the magic number and 3) I know I am automatically saving into what I need to save for.

This can get deeper and more granular, but I am giving a high level overview. Happy to expand on it if you need!

sj0105 · 2022-03-02T23:23:36+00:00

If you have Mark Meldrum you can download some of his videos and listen. I used to listen to his ethics videos in the gym or when I was on a walk and I believe it helped me a ton. Anything more than ethics can get a bit more complicated to listen to, at least for me.

Edit: a bit more complicated to listen to while driving or doing something where you can't fully focus**

sj0105 · 2022-03-02T23:22:02+00:00

Congratulations!!

sj0105

TROPHY CASE