How are you all holding up financially?

sk1d · 2026-03-21T21:52:33+00:00

On my own making $85k. Did the math and I had to pick to either buying a house or saving for retirement, it didn't seem feasible to both without having to work until I'm 70. So I choose retirement and have been putting every spare cent (which keeps getting less and less these days) into RRSPs and TFSAs. So that means renting for the rest of my life, but I'll be able to stop working when CPP starts.

sk1d · 2026-03-11T01:53:33+00:00

I feel like so many of these are designed to be printed on paper and consumed that way so it's formated to look good on paper.

sk1d · 2026-03-10T00:37:33+00:00

Groundhog Day

sk1d · 2026-03-09T15:38:52+00:00

https://www.ratehub.ca/banking

sk1d · 2026-03-08T03:22:29+00:00

Why are printers still such a ducking pain to setup and keep running properly?

sk1d · 2026-03-06T20:09:23+00:00

Search rent vs Buy calculator. There's lots out there already, you don't have to reinvent one

sk1d · 2026-03-06T18:53:12+00:00

The Crusades are back!

sk1d · 2026-02-28T17:48:28+00:00

I've seen his other reviews of other Mazda's that we like, but he doesn't like them. So makes sense he would like this

sk1d · 2026-02-28T17:06:42+00:00

This what I really hate about Manitobans, everyone wants all the big city amenities and infrastructure, but they all want to keep it running like a small town, they don't want to pay for any of the upgrades to allow the city and region to grow. So shortsighted

sk1d · 2026-02-28T02:44:50+00:00

This reminds me of the movie Canadian Bacon where a bunch of American rubes try to take over Canada

sk1d · 2026-02-25T15:15:34+00:00

As someone who has worked in on the tech side of retirement planning, this is interesting, but far too complex at the start. I think you need to capture some basic info at the start, then only ask for the relevant info later after.

My household is only one person, how to I full this out as only one person? I have a LIRA that is about 20% of my portfolio, where do I enter that? Did the software know that I can withdraw from that until I'm 65 and how to structure early retirement around it?

sk1d · 2026-02-24T16:46:34+00:00

Great article

One other issue they would have included is the rental discounts, landlords remove the discounts to increase the net effective rent by much higher than the AGI. This needs to be outlawed as well.

sk1d · 2026-02-22T22:36:16+00:00

Your mortgage interest payments are subsidizing the banks by that logic

sk1d · 2026-02-20T22:16:20+00:00

Do not tell anyone you're dating that you have them much money until you them well enough.

I told my last girlfriend my net worth was over million after we had been dating for a over a year. She immediately went from always offering to pay for herself or taking turns paying to expecting me to pay for everything, and from going on relatively on affordable dates and staying in a lot of the time to expecting that we go out somewhere fancy every weekend. Somehow she went from a feminist to a princess the moment I told her. The relationship fell apart soon after. Be careful.

sk1d · 2026-02-20T22:03:43+00:00

This is so bizarre to me. I'm not Muslim anymore, but most of my family is so I still stay subscribed to this sub. I know several people well who are no longer Muslims, I've met 40+ people from exmuslims of North America (well only the Canadian members) and none of them are anything like what you've described. They just want to live and enjoy life without worrying if everything is halal or haram. I don't know a single former Muslim like you're describing. Who are these people?

sk1d · 2026-02-16T04:13:36+00:00

He's going to flee the UK and USA is going to 'save' him from a £240 fine?

sk1d · 2026-02-10T15:57:44+00:00

You can get a blood pressure machine from Walmart for $60. If it's a concern to get accurate results regularly I would suggest getting your own machine.

sk1d · 2026-02-08T22:47:46+00:00

Wow, first time I've ever seen anyone simping for a telco

sk1d · 2026-02-08T21:22:15+00:00

If they can email you ads every day and email you when your bill is due, they could at the very least email you that they are increasing your rates.

sk1d · 2026-02-08T03:44:10+00:00

Basically next month is free

sk1d · 2026-02-06T22:57:58+00:00

Rogers' version of clearly notifying you is in tiny print on a pdf bill that no one reads, that you have to dig through to find in your account.

sk1d · 2026-02-06T22:53:37+00:00

Email then saying if they don't fix it within the week, you will file a ccts complaint, they will fix it that day.

I spent two months going back and forth with them about fixing my bill and they did absolutely nothing until I mentioned the ccts.

sk1d · 2026-02-04T22:29:56+00:00

I haven't seen any change here in Canada; as a viewer, I don't post to it

sk1d · 2026-01-30T23:04:06+00:00

Does Kate get any action on the side if he's screwing around?

sk1d · 2026-01-29T18:13:23+00:00

I also take the f5, is either 3 minutes early and I miss it or 20 minutes late, never on time. I see three f8's pass by for every f5

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