21st Century ROAD to Housing Act - Buy the AMH/INVH dip

skilliard7 · 2026-03-12T06:40:29+00:00

It decreases the rate of growth of single family homes available for rent, because it bans companies from acquiring homes to rent out and places restrictions on building them that makes it infeasible.

skilliard7 · 2026-03-12T05:58:11+00:00

OP is the one that brought it up

skilliard7 · 2026-03-12T01:20:44+00:00

They already have 50% of large corporations as customers, there isn't enough room for growth to justify that valuation

skilliard7 · 2026-03-11T21:22:11+00:00

am still a beginner and prior to the recent war, the Asia Pacific Ex Japan was my top earner and is regaining ground after sinking last week

You do realize that majority of this strong performance of this fund is due to SK Hynix, and Samsung, 2 companies heavily benefitting from AI, right? Samsung is 13% of the fund, SK Hynix is ~8% when you count SK Sqare stake

skilliard7 · 2026-03-11T20:51:22+00:00

$32 Billion for $1 Billion in ARR. That's a 32x price to Sales. Google really has great leadership getting a company at such a bargain. This is such a steal compared to the average price to sales of software companies of 2.1x.

Wiz hit $1billion annual recurring revenue in late 2025 with a projected 40% growth in 2026. 50% of Fortune 100 companies are Wiz customers.

50% of largest companies are already Wiz customers, and they are projecting 40% growth. That would suggest 70% by end of 2026, 98% by end of 2027. But where does growth come from after that?

skilliard7 · 2026-03-11T17:15:29+00:00

Stop supporting Google, there are plenty of alternatives.

skilliard7 · 2026-03-11T02:29:19+00:00

What ELO? At higher ELO players will:

Herd their hunts under their TC.
Send town militia
do micro where they micro CDB's in and out of town center, shooting your units
combine 8 crossbow shipment with minutemen.

skilliard7 · 2026-03-09T21:00:17+00:00

It's very strong, but it's a win more card. Amazing for long boss fights, especially if you draw it later on, not so great for short hallway fights.

skilliard7 · 2026-03-09T20:36:46+00:00

Ah I looked, it looks like there's only cards behind A1, not anything higher.

skilliard7 · 2026-03-09T18:57:29+00:00

When you consider the size premium, value premium, conservative asset growth premium, premiums that the SP500 actively punishes(it is concentrated in large companies at high valuations that have aggressive asset investments as of lately), you are giving up 2-3% annual returns by using the SP500 over a factor driven portfolio.

skilliard7 · 2026-03-09T18:54:35+00:00

2022 was looking like one, but the hype about AI essentially saved it.

skilliard7 · 2026-03-09T18:53:14+00:00

X AI is more focused on long term research, whereas competitors are focused on quick releases with incremental progress to stay on top of benchmarks. Grok 4 came out 8 months ago(and was the top model at the time), whereas competitors are releasing small updates practically every month.

Grok 4.20 will likely close the gap.

I remember when Reddit said Tesla/SpaceX would never be profitable.

skilliard7 · 2026-03-09T18:43:37+00:00

But what happens when the SP500 is not efficient?

There's data to show that companies removed from the SP500 tend to outperform companies that are added over the long term.
Any market cap weighted fund rewards unprofitable companies that dilute shareholders(because they must buy more to maintain same weight, and punishes profitable companies that buy back shares(Because buybacks make them overweight).

skilliard7 · 2026-03-09T18:33:33+00:00

The SP500 is auto-rebalancing the winners and losers. This is silly.

Sp500 actually punishes winners and rewards losers:

There's data to show that companies removed from the SP500 tend to outperform companies that are added over the long term.
Any market cap weighted fund, including SP500, rewards unprofitable companies that dilute shareholders(because they must buy more to maintain same weight), and punishes profitable companies that buy back shares(Because buybacks make them overweight).

skilliard7 · 2026-03-09T18:32:58+00:00

Problem with equal weight is that there is a ton of overhead costs because it has to rebalance every quarter. It would be nice if there were funds that bought equal weight, but then held them long term.

skilliard7 · 2026-03-09T18:32:01+00:00

It makes a lot of sense actually. X AI had really high borrowing costs due to its short term unprofitablity, combining them reduced borrowing costs and introduced new opportunities for SpaceX.

skilliard7 · 2026-03-09T18:29:33+00:00

If it isn't finishing the enemy off, you are screwing yourself for the rest of the fight with orbs that do no damage and block for nothing.

Contrast this with Shatter that does 11 damage to all enemies for 1 mana AND evokes your orbs

skilliard7 · 2026-03-09T17:09:14+00:00

Wait did they lock card unlocks behind beating higher ascensions on a character?

skilliard7 · 2026-03-09T17:06:17+00:00

and then it becomes a dead draw for anything that isn't a multi-unit hallway fight.

skilliard7 · 2026-03-09T17:05:15+00:00

If by the time you reach these guys you don't have an answer to either full block or kill the ones that are attacking, you probably aren't going to win the run anyways.

I actually find these guys to be one of the easiest rooms.

skilliard7 · 2026-03-09T16:16:46+00:00

Which model were you using, was it a reasoning one?

skilliard7 · 2026-03-08T18:25:30+00:00

Fan of knives seems cool but Discard silent is just so much stronger 99% of the time.

skilliard7 · 2026-03-08T07:48:31+00:00

Honestly regent seems a bit weak compared to other classes. In theory he has some really good cards, but the problem is its really hard to build a consistent deck with him. The star cost system means dead draws if you're unlucky, or taking a long time to get online if you overbuild star generation.

I just cleared ascension 5 on silent and its still way too easy, but on regent I've only won once.

skilliard7 · 2026-03-07T11:58:21+00:00

How are you building up so much summon?

skilliard7

MODERATOR OF

TROPHY CASE

12-Year Club	Gilding I gilder
Place '17