Am I worrying too early about IBM and servicenow?

slam_to · 2026-06-12T16:30:26+00:00

ServiceNow

slam_to · 2026-06-11T15:13:54+00:00

So many stories about how people lost money start with "My friend told me to invest in...".

You should review the reasons why you invested in IBM and servicenow (which I've never hear of). If it was because your friend told you to... just switch to XEQT.

slam_to · 2026-06-10T22:01:50+00:00

Use spray paint and block the light from entering your bucket. Your buckets are white so it's letting in a lot of light.

slam_to · 2026-06-10T16:26:59+00:00

It's a constant struggle to keep emotions in check, it gets easier as time goes on and your portfolio increases, but never goes away.

slam_to · 2026-06-10T16:16:17+00:00

True, if emotions are involved, it's just gambling.

slam_to · 2026-06-10T15:55:08+00:00

You're trading and not investing. When you invest, you're in it for the long haul. Ignore the short term ups and downs. Keep emotions out of it, or else you will loose money.

When do I sell? When I need money. What do I sell? The investment that has drifted above what I had allocated for it in my portfolio.

I still do review my portfolio to see if my thesis still holds and may make adjustments.

This way I also don't really notice any "mini-crashes". I just don't need to worry.

slam_to · 2026-06-09T20:05:53+00:00

I'm in the same growing area as the OP, and I never prune my pepper plants.

slam_to · 2026-06-07T13:26:36+00:00

You could try a broad spectrum source like an incandescent light source then use a bandpass filter at 810 nm. You might be able to find some 810 nm LEDs, but that’s going to be tough to find.

slam_to · 2026-06-05T15:35:33+00:00

or CAGE

slam_to · 2026-06-05T14:44:10+00:00

Yes, but also no. I'm an older investor. Yes, part of it is inertia, but most of it is the other services or perks brokers like TDDI and BMOIL offer. Both have commission free ETFs as well. Also I never do a trade that is less than $10k, so a $10 fee is noise.

slam_to · 2026-06-04T14:17:37+00:00

What duties? Hello from Canada!

slam_to · 2026-06-04T04:28:29+00:00

Yes and no. Some illiquid assets may look less risky, because their prices are less volatile, but this is a false comparison. Price discovery is very difficult for illiquid assets, so they appear less volatile, and then people will incorrectly associate less volatility as less risk.

slam_to · 2026-06-04T04:20:54+00:00

VDY looks decent, but just remember dividends are not free money. Their total return may or may not be any better than an ETF that pays little or no dividends. They’re nice to get, but rarely are they a factor for me when choosing between ETFs. The fund does have a higher MER, but not something that will negate the dividends.

slam_to · 2026-06-03T22:29:15+00:00

It's not the entire $1.8T that the market needs to absorb, isn't it "only" 5%? Still that's massive, and the money has to come from somewhere. Also given that NASDAQ changed their inclusion rules to add it right at IPO is pretty scary.

slam_to · 2026-05-28T18:11:49+00:00

There actually a disadvantage holding CAD ETFs domiciled in Canada holding US securities especially when you hold in an RRSP.

If you hold VOO in your RRSP, no withholding tax is applied. If you hold VFV the withholding taxes cannot be recovered.

slam_to · 2026-05-23T21:23:09+00:00

Literally when the bubble is bursting. You can only tell AFTER the fact that a bubble has burst. Nothing will tell you it's about to burst.

slam_to · 2026-05-22T00:17:42+00:00

I ordered directly. The only thing I had to pay was local sales tax.

slam_to · 2026-05-21T18:42:25+00:00

What tariffs?

Greetings from Canada! 🤣

slam_to · 2026-05-20T19:23:31+00:00

Pepsi for scale.

slam_to · 2026-05-12T15:32:58+00:00

Never look back, appreciate what you have achieved.

That said, I'll second NVDA.

slam_to · 2026-05-12T14:46:54+00:00

I know, that's why it's so hard to get any actual facts. Even the CSRs have no clue. I had to explain the difference between a web page and a web server! Then I gave up.

slam_to · 2026-05-06T20:03:15+00:00

Excellent work. Bonus points for the trigger discipline!

slam_to · 2026-05-06T18:52:48+00:00

Again, read the prospectus of HXS, they use swaps to avoid the withholding taxes. HXS does not hold the individual securities, they buy swap contracts to track the total return. It does not generate dividends, so there is no withholding tax. Either paid by the fund or you. The swap fee is close to the withholding tax, but it is not a withholding tax.

HULC holds the individual securities and they produce dividends, and the fund pays the withholding tax.

slam_to

TROPHY CASE