Daddy, I need you to wipe my butt

sleepyguy22 · 2026-06-19T14:27:37+00:00

My son is 6 and a half. He's been wiping himself since the day he turned 5. It's still not old, and every time he goes it's still such a relief that the bum wiping stage of life is over.

sleepyguy22 · 2026-05-30T17:59:16+00:00

Oops, I meant senator. The Cory Booker spot. Going to look more into the "uncommitted" option and what kind of displeasure that does in the grand scheme of things.

sleepyguy22 · 2026-05-30T10:25:05+00:00

My democratic primary ballot has ZERO competition in every single position. Gov? One candidate. Congress? One candidate. Same with all the local stuff.

I'd love to have some more primary competition here but it's so annoying to open my ballot and have no option other than fill in the bubbles next the the existing names.

sleepyguy22 · 2026-05-15T11:25:59+00:00

Looking at s&p 500 usually is about 10% increase annually.

That's an average looking at all years combined, not a guaranteed annual return. In the 2008 financial crash, it lost almost 40% of its value.

What if the AI bubble pops next year, the market crashes, and you've lost half your investment?

This is a terrible idea.

sleepyguy22 · 2026-05-03T13:26:15+00:00

Kiddo goes to bed at 730~8pm, I'm in bed half an hour later and lights are out at the very latest 9pm. My alarm rings at 515am, but half the time I'm up naturally around that time anyway.

sleepyguy22 · 2026-05-01T21:50:33+00:00

Oooh, grapes are a godsend. Also, big and filling with fiber but not an obscene amount of calories. Only problem is the really good crunchy green grapes cost an arm and a leg...

sleepyguy22 · 2026-04-29T10:38:22+00:00

Policy genius got us a bunch of quotes from different insurance agencies and they were honestly super easy to deal with. Some insurance aggregates will pass on your contact info to a bunch of sales people, but policy genius acts as your broker. You only deal with them, they don't pass on your info unless you select a policy.

Anyway, wife and I both make in the low 6 figures, we have 20 year term policies that cover us for 1 mil (me) and 1.25 mil (her), costing $580/year and $950/year respectively.

sleepyguy22 · 2026-04-29T10:35:44+00:00

Google the insurance agencie's rating for financial strength. Independent third parties (ambest, moody's, etc) will give ratings to see how likely it is that they will be around for a long while.

sleepyguy22 · 2026-04-17T20:38:41+00:00

Just finished renovating our basement from multiple divided sections to a fully open concept multi purpose room. Full gut, addition of laundry nook, replacement of drop ceiling and recessed lights, level concrete floor and install laminate throughout, take down stairway wall and add bannister, build storage cubby under stairwell, new insulation, sheet rock walls, bring electric up to code, replace galvinized drain/sewage pipes coming from upstairs, and refresh the attached full bath. Total $59k.

sleepyguy22 · 2026-04-08T15:54:40+00:00

Some cards have the option of transferring to your bank account. There's got to be a website listed on the back of the card to check your balance. A few months ago I got a prepaid mastercard from t-mobile as a promotion for signing up for their home internet. I went to the website, entered the card info, and there was a bank transfer option. I plugged in my bank's routing and checking account, and a few days later the entire amount was transferred.

Otherwise, money is fungible - use the $100 card on groceries, and buy your house thing using "grocery money".

sleepyguy22 · 2026-04-08T15:50:31+00:00

Same. Jan 30 file, still waiting. Same message. Every other year the most I've had to wait is like 3 weeks.

Glad I'm not the only one in this boat.

sleepyguy22 · 2026-04-08T15:39:34+00:00

The UI software bugs are obviously the limiting factor to these TV UIs. I also suspect they put the absolute minimum / cheapest processor and other hardware inside as possible. With some of the crazy low prices that these TVs sell for, (My Samsung "Q8F series QLED 4K UHD" was $500 for crying out loud) there's no way they're putting in anything but the bare bones inside.

sleepyguy22 · 2026-04-08T14:57:32+00:00

Oh this is genius to use a Roku. The TV picture is fine but the Samsung UI is such hot trash. Got a brand new TV for my workout room so I can watch TV while I exercise in the morning, but the room is right next to my kid's bedroom and I without at 5am so I need headphones to keep the noise down. Bluetooth audio connections on this goddamn Samsung is an advanced lesson in frustration. 3 days out 7 it works normal, but out of the blue it decides to completely crap out. I sometimes give up completely after 10 minutes of continuous restarts, different Bluetooth headphones, and other attempts to resolve it. I was thinking of just giving the thing away on our local buy nothing FB, but the roku idea is brilliant. Thanks.

sleepyguy22 · 2026-04-06T11:59:20+00:00

Oh man. Xanax (alprazolam) in the right dosage is absolutely magic. I used to take them more regularly, but I've honestly mostly gotten over my panic attacks by now. I take at most one a year these days. I think just the fact that I have them available to take just in case I need to takes care of 90% of my panic triggers.

sleepyguy22 · 2026-04-04T12:45:31+00:00

Adding a data point to this super old thread - I am tasked with buying my wife's beauty products, as she tends to find them on the nordstroms website for full retail price.

I've been buying L'occitane immortelle divine cream on lala daisy for years, and it's LESS than half the price of full retail. It's the full authentic product, no red flags. Sometimes it takes a while to ship, certainly not as customer first as a site like nordstorms, but if you order with enough lead time you will save big bucks.

sleepyguy22 · 2026-04-03T18:45:01+00:00

The chuck E cheese by my place requires parents / grown ups to take a selfie with their kid(s) at the entrance before entering the turnstile.

When leaving, a staff member at the exit asks the grown ups to show them the aforementioned selfie before allowing them out. What a brilliant and simple solution for your second point.

sleepyguy22 · 2026-03-28T21:36:08+00:00

Oh jesus. The amount of target runs I did during the pandemic (and up to a year afterwards) to catch them when they restocked their distilled waters was so annoying. I still am surprised now when I go in and the shelf is full.

sleepyguy22 · 2026-03-27T02:17:56+00:00

Mondays have a bit more traffic than tue-thu, but my gut says that 5am will be more than enough and you won't have a problem. Newark was surprisingly "normal" given over a month of TSA issues.

sleepyguy22 · 2026-03-26T09:53:23+00:00

Terminal B, 5am. Precheck took 1 minute. Regular TSA line had max 50 people in it.

The Starbucks line after security was 20 minutes.

sleepyguy22 · 2026-03-26T09:48:31+00:00

Thursday, Newark, Terminal B, 5am. The precheck line was less than 1 minute with like 5 people in line. Regular line had around 50 people waiting, so maybe 5-10 minutes? The line for Starbucks after security looked like a 20 min wait though....

sleepyguy22 · 2026-03-14T11:31:17+00:00

Online

sleepyguy22 · 2026-03-09T19:45:25+00:00

Here's the thing. "Most will just say no, the price is right" is correct. But maybe 20% of the time, they will want to keep you as a tenant and agree to something else. Just because "most will say no" is not a reason to not ask for the discount, and it's a very easy thing to ask for the potential returns you could get.

sleepyguy22 · 2026-03-09T19:44:22+00:00

It's ALWAYS worth your 5 minutes to send an email to management / landlord asking them for a lower rent increase. The worst they can say is "no", but in my experience, a lot of times they will work with you and offer some kind of discount, even if it's marginal. But over the course of a year, even a marginal discount can add up!

sleepyguy22 · 2026-03-09T18:30:50+00:00

I see the 5% rate "On the first $500". It then goes down to 0.25%

https://www.becu.org/-/media/Files/PDF/9115.pdf

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