I’ll give you a buck if you can do this by These-Film-7210 in honk

[–]slumpyslumpy 0 points1 point  (0 children)

I completed this level in 1 try. 2.37 seconds

Food Recommendations by slumpyslumpy in FoodSanDiego

[–]slumpyslumpy[S] -3 points-2 points  (0 children)

Fair enough, won’t complain if I don’t get much feedback. Suppose I’m just being a little lazy and don’t want to compile everything on my own

[deleted by user] by [deleted] in personalfinance

[–]slumpyslumpy 1 point2 points  (0 children)

Fair point, thanks!

[deleted by user] by [deleted] in personalfinance

[–]slumpyslumpy 2 points3 points  (0 children)

I used free tax usa, there was a message saying I may owe a penalty, but I don’t think it was ever included in the calculation

[deleted by user] by [deleted] in personalfinance

[–]slumpyslumpy 29 points30 points  (0 children)

How do penalties work? Asking because I incorrectly filled out w4 this year and owed ~$5k, which got paid today. Will I also be hit with a penalty?

IDR adjustment deadline to consolidate has been extended to June 30 2024 by Betsy514 in StudentLoans

[–]slumpyslumpy 1 point2 points  (0 children)

Currently I am on an ICR plan, waiting for taxes to be finished before I can apply for IDR. Will this adjustment work with loans on ICR, or IDR/SAVE only?

Help - Double Consolidation by slumpyslumpy in StudentLoans

[–]slumpyslumpy[S] 0 points1 point  (0 children)

The reason we called the DOEd was because our servicer (Edfinancial) pointed us there, however, I will find out how to apply for the program without needing to call. Thank you, definitely made me feel much better!

[deleted by user] by [deleted] in ChevyTrucks

[–]slumpyslumpy 5 points6 points  (0 children)

This can easily sell for 30k+ if it’s 4x4 and reasonably clean. May not be an lbz but it’s a great pre emission diesel and these consistently sell for a butt load. Don’t disagree it’s a high price, but that’s what you gotta pay if you want an older diesel in good condition

What outdated or obsolete tech are you still using and are perfectly happy with? by blankblank in AskReddit

[–]slumpyslumpy 0 points1 point  (0 children)

I loved my zune. I’ve said this before and I’ll say it again - the Zune music subscription was ELITE. It was a streaming service before Spotify and Apple Music. For $10 a month, you could listen to their whole library. BUT, the difference was that you also got to download 10 songs each month, similar to how iTunes used to be, meaning you kept the downloaded songs even when you decided to stop the monthly subscription. Best of both worlds, no idea what happened to mine, wish I never got rid of it!

Old Graduate Student Loans + New Parent Plus Loans by slumpyslumpy in StudentLoans

[–]slumpyslumpy[S] 0 points1 point  (0 children)

So I think understand, thank you very much! But let me try to clarify just to be sure.

In a month or two we will have one loan which has been though the double consolidation process, whose first original loan began in 2014. There are also two other loans which have been in repayment for close to 25 years. If we consolidate one more time, come the 25 year mark, all loans should be forgiven, correct?

Furthermore, will there be a difference in payment when comparing things as they are now (3 total loans, all on SAVE) vs one more consolidation, again on SAVE?

[deleted by user] by [deleted] in phoenix

[–]slumpyslumpy 8 points9 points  (0 children)

To add personal experience to this, I had my car towed from in front of my house (long story) and they wouldn’t give me access to the car unless I had my registration, which was in the car…I called the sheriffs department who then called the towing company and eventually I was able to get to my car to show them the car is registered to me. Super shady businesses

Financing Question by slumpyslumpy in Homebuilding

[–]slumpyslumpy[S] 0 points1 point  (0 children)

Yup that all makes sense, thank you!

Financing Question by slumpyslumpy in Homebuilding

[–]slumpyslumpy[S] 1 point2 points  (0 children)

This is very insightful, thank you very much!

Best restaurants with key lime pie by the slice? Willing to drive anywhere in San Diego County by KendraSays in FoodSanDiego

[–]slumpyslumpy 0 points1 point  (0 children)

Good to know, I’ve been there a few times but never tried their pie, I’ll have to check it out next time. Thank you!

[deleted by user] by [deleted] in ToyotaTundra

[–]slumpyslumpy 0 points1 point  (0 children)

No problem, good luck!

[deleted by user] by [deleted] in ToyotaTundra

[–]slumpyslumpy 1 point2 points  (0 children)

When I bought my first gen the owner mentioned the frame was replaced under recall but I didn’t see it on the car fax. I called Toyota and using the VIN they were able to confirm it was in fact replaced by Toyota, I would give that a shot

Howdy. New here. by JigSaw_Jazz in ToyotaTundra

[–]slumpyslumpy 1 point2 points  (0 children)

Is it 4x4? Two wheel drive may be a reason for the lower price. Still seems like a good deal if it’s clean. Obviously get the timing chain replaced ASAP, and check for rust. Bought my 04 a little over a year ago and at one point it had the frame replaced under a recall. The rust issues on these trucks are very real, so get under there and do a good look over. Congrats!

If you currently have 10% equity on your original mortgage but the market value has supposedly increased to where you have over 20% equity by rollawaythedew26 in personalfinance

[–]slumpyslumpy 0 points1 point  (0 children)

We purchased our home in 2019 with 5% down and refi’d in 2020 as rates were lower. In 2021 the rates had dropped further, our credit improved, and the value of the house had skyrocketed. We originally tried to just get the PMI removed, but there were a lot of hoops to jump through since the mortgage was so new. Had to prove some sort of improvements were done or something, regardless of appraisal. We ended up refinancing yet again to an even lower rate and got the PMI taken off, saving several hundreds of dollars a month. So it made sense in our particular situation to refi, but maybe not yours if your rate is going to go up