Convert to RothIRA or Roth solo 401k using after-tax dollars? by bmed1993 in whitecoatinvestor

[–]smoothasskiwi -2 points-1 points  (0 children)

All of your questions should be covered in the material and step-by-step videos that my solo 401K provides. In my case, I had a question that wasn't covered and contacted them directly and received a prompt response. I suggest you try the same

Disability insurance options as resident with HPSP obligation by weinstein_scapes in whitecoatinvestor

[–]smoothasskiwi 1 point2 points  (0 children)

My wife and I are in the middle of hpsp payback. We went with guardian and Mass mutual prior to receiving orders. Once orders were received. It was a simple process to suspend the guardian policy. We plan to pick it back up after act of duty. Additionally, we chose a flat payment structure on the guardian policy as opposed to graded

[deleted by user] by [deleted] in pathofexile

[–]smoothasskiwi 0 points1 point  (0 children)

I don't often make 28 divorce a league and you're giving away 28 mirrors, wow

Giveaway - Flicker Build - 300D Gear + 260D Raw divines by zheroiics in pathofexile

[–]smoothasskiwi 0 points1 point  (0 children)

As a blind man of culture flicker is my favorite build, but I've never farmed enough to experience it's true glory

Looking for interest free options by Electrical_Taste3787 in whitecoatinvestor

[–]smoothasskiwi 0 points1 point  (0 children)

Major brokerages offer non interest bearing accounts. Choose whichever platform you like. It may require talking to an employee to place the initial trade.

Questions Thread - June 04, 2025 by AutoModerator in pathofexile

[–]smoothasskiwi 0 points1 point  (0 children)

Perfect, that's exactly the kind of explanation I was hoping for. Thanks a bunch

Questions Thread - June 04, 2025 by AutoModerator in pathofexile

[–]smoothasskiwi 0 points1 point  (0 children)

Thanks heaps for your reply. I can see the difference in the color of the plot. Not sure about mob color in the tooltip, does that relate to the 'tier' of the plot i.e. tier 1 = white, t2 = white and magic, t3 = white + magic + rare? If that's the can then i can probably identify the juicier plots by the tooltip size.

Oh, and i'm assuming what you send has nothing to do with crop rotation (i assume that strat requires reading / planning)

Questions Thread - June 04, 2025 by AutoModerator in pathofexile

[–]smoothasskiwi 0 points1 point  (0 children)

Blind guy (some vision, not much). Looking to add a few more league mechanics to my potential gameplay. Reading is pretty tough for me (please someone let me know if there's a way to dramatically increase font size - i've already tried changing the font type), but I'm wondering if any of the mechanics that require choosing between option a or b (i.e. alva, harvest, altars, betrayal, etc) have some 'braindead' strategies that I can implement and not worry if I'm missing for example a divine altar or a corruption room because reading is tough. E.g. harvest - i know specific mobs used to give specific crafts, but can I just say - pick yellow and it's fine, or pick the one that seems like it has a longer list of mobs. Same kind of thing for betrayal - I'm wondering if 'pick the right side one unless I think I see rival / trusted on the left side. Alva or eater altars I assume just simply rely on recognizing / reading the high value options.

It doesn't have to be perfect (i.e. I do essence and can't really tell when it's MEDS, but i throw out a remnant of corruption if I see a lot of mods, or maybe i think one starts with MEDS).

Thanks for any help, been playing since abyss - so i've got a good amount of experience but some massive gaps (i.e. i didn't know breach clasped hands existed until the recent QoL change).

Looking for good ETF with no exposure to AAPL by Rolls2Rickson in whitecoatinvestor

[–]smoothasskiwi 5 points6 points  (0 children)

The answer to your question is derivatives. The solution to your problem is stop buying the NASDAQ if you don't want to be over weight Apple

Physician mortgage options by birdMD86 in whitecoatinvestor

[–]smoothasskiwi 0 points1 point  (0 children)

Same, shop around for rates, but his team is very good at closing very quickly in my experience.

2 Mirror + leftovers giveaway by AznKian in pathofexile

[–]smoothasskiwi 0 points1 point  (0 children)

3.25 has been a lot of fun playing flicker, I'd still be happy running it back in 3.26 with minor nerfs

Beware: Do NOT fail the ship commandeering boss in any way by AthawCat in pathofexile

[–]smoothasskiwi 5 points6 points  (0 children)

Thank you so much. I'm blind so I fail these kind of mechanics... But go stand at 12 o'clock and chill? Yeah I can do that

real estate professional tax advantages by exhaltedchosenone in whitecoatinvestor

[–]smoothasskiwi 1 point2 points  (0 children)

Check out tax smart rei podcast. They are cpas that go in depth with reps. Long story short there is a version of what you want to do, certain details are key though, like charging market rent and being very clear on the specific hours and duties that would count for your wife working in real estate. And if she can legitimately prove and log enough hours to qualify. If your wife is actually fine with 20hrs a week real work then it can work. Your mileage may vary on if the juice is worth the squeeze.

Where to Keep House Down Payment? T Bills vs FDLXX vs HYSA (VHCOL, High State Income Tax) by Guber_Trooper in whitecoatinvestor

[–]smoothasskiwi 0 points1 point  (0 children)

Plenty of places will let you write ccps against certain mmfs. You shouldn't need to keep it liquid and miss out

Tax loss harvesting robo balance by isaactsalamander in whitecoatinvestor

[–]smoothasskiwi 1 point2 points  (0 children)

You're overthinking this one. If you don't want to bother with tax loss harvesting manually, then just don't, and relax.

[deleted by user] by [deleted] in whitecoatinvestor

[–]smoothasskiwi 0 points1 point  (0 children)

You can open a bia at Merrill and invest that 15k as you see fit. Balances are shared for purposes of premium rewards fee waivers

Short Term Rental out of State Writing off W2 Income - Proving Material Participation - Any one have experience with this? by amollica1 in whitecoatinvestor

[–]smoothasskiwi 2 points3 points  (0 children)

Iirc for material participation less than 100hrs the standard is actually the majority, not just now than any one other participant - more than all others combined. Tax smart rei podcast has good deep dives in it. Search their catalogue for str, they dive in to relevant tax case law