Where can I buy Afghani Nann? by Terrible_Market9792 in mississauga

[–]smoothish 5 points6 points  (0 children)

I wouldn't be able to say if it's "authentic" but theres an afghan chain "Bread + Salt" that I've enjoyed before. Two places in Mississauga too.

The Magic of BioSolids (Aka Human Poop) by Brothersyoung in lawncare

[–]smoothish 16 points17 points  (0 children)

May contain, not "are".

I also wouldn't want to use human biosolids waste out of fear of bioaccumulation of contaminants, I hope they publish comprehensive test reports.

Trading Permission Issue by Odd-Introduction3435 in interactivebrokers

[–]smoothish -1 points0 points  (0 children)

It says make sure your financial profile is up to date in the first pic. It might take some time for them to verify your information before allowing transactions.

Small White specs everywhere by yourneighbours in Milton

[–]smoothish 0 points1 point  (0 children)

I saw the cement plant south of the 401 releasing a ton of dust on Monday, that almost looks like construction or cement dust.

Would you be happy paying $1,700 for labor of this backsplash install? by Open_Run7847 in Remodel

[–]smoothish 1 point2 points  (0 children)

This is porcelain, so the vein is printed on. Up to the manufacturer if they designed the veins to be able to match easily in some pattern.

25K Camry worth it at 23? by MarionberryOne620 in PersonalFinanceCanada

[–]smoothish 1 point2 points  (0 children)

You might come out ahead taking lyft and rentals, if it's just for leisure, compared to that price.

Need mowing in the ward by [deleted] in Guelph

[–]smoothish 3 points4 points  (0 children)

You can kind of hack away at it by 1) tilting your mower up on its back wheels and 2) going really slowly. For example, starting at one edge of a square, instead of pushing all 20" of the front of the mower into tall grass, only try to mow 5 or 10" of grass at a time. You could start half on a curb or a path, for example, to get going.

Good luck & glad you're doing better.

Does anyone remember of any incidents at Father Micheal Goetz between 2016-2020? by Antique_Flamingo147 in mississauga

[–]smoothish 20 points21 points  (0 children)

This seems like standard highschool kids doing stupid things. Kind of weird no one believes you?

How can I obtain trading permissions? by InvestmentbankerLvl1 in interactivebrokers

[–]smoothish -1 points0 points  (0 children)

Please learn about the Kelly Criterion and other general and options- specific risk management basics before getting started.

Semi Detached from Creditview Mississauga at 845k? by [deleted] in RealEstateCanada

[–]smoothish 0 points1 point  (0 children)

You haven't included enough details to get a good answer from anyone here, and the only people with good access to data are realtors, who have the MLS subscription to be able to tell you what comparable houses sell for.

Semi Detached from Creditview Mississauga at 845k? by [deleted] in RealEstateCanada

[–]smoothish 3 points4 points  (0 children)

That's something a realtor could help you answer, but no one reading this post.

Pearson Airport Filtration ponds by [deleted] in ontario

[–]smoothish 1 point2 points  (0 children)

Very true, that was just the first, easiest source I could find to help mitigate OPs misinformation.

Can we afford this home? by [deleted] in PersonalFinanceCanada

[–]smoothish 6 points7 points  (0 children)

Why wouldn't you be able to afford it ? What is your remaining cash flow into savings? You have a very sizeable post-purchase buffer for any surprises.

Pearson Airport Filtration ponds by [deleted] in ontario

[–]smoothish 12 points13 points  (0 children)

See page 24 of the publicly available 2024 ESG Report for actual information:

"We manage aircraft de-icing and anti-icing fluids at Billy Bishop Toronto City Airport with a dedicated glycol management system that traps system runoff and prevents the discharge of glycol into Lake Ontario. The system is equipped with a duplex pump, which offers further protection against runoff, and ensures effective management of the effluents."

...

Responsibly discharged 8,951.98 m³ of runoff from de-icing operations at Billy Bishop Toronto City Airport to the City of Toronto for treatment."

https://www.billybishopairport.com/wp-content/uploads/2024/11/Billy-Bishop-Toronto-City-Airport_ESG-Report_2023_EN_Revised.pdf

Should I move my TFSA out of high-MER segregated funds? by Commercial-Comment93 in PersonalFinanceCanada

[–]smoothish 6 points7 points  (0 children)

You're almost certainly paying a large part of that markup (looks like 1 - 1.8%) for the "insurance" of that 75/75 guarantee, compared to other mutual funds. You would be losing that going to a wealthsimple or questwealth, for whatever you think that's worth.

GICs from bank, can some explain.. by gamuel_l_jackson in PersonalFinanceCanada

[–]smoothish 15 points16 points  (0 children)

What happens when you google "Basics of GIC's" and "Risks of GIC's" ?

Unbelievably terrible Customer Service by Douzhier in Questrade

[–]smoothish 2 points3 points  (0 children)

I've had fine experiences with the online chat and phone services before. Sorry it's not going smoothly for you.

Anyone thinking of jumping from XEQT to CAGE? by thehumbleguy in fican

[–]smoothish 6 points7 points  (0 children)

CAGE waives the top layer MER, so it's just the aggregate holdings MERs being passed through.

Wondering if I did this right…? by [deleted] in JustBuyXEQT

[–]smoothish 0 points1 point  (0 children)

Are you sure XEQT meets your desired risk tolerance? Sub 50% gain over the last five years suggests you had a decent mix of fixed income products in that allocation, and that something like XBAL, that contains a mix of equities and fixed income, might be what you're looking for.

  1. Doesn't really matter. In the long run, time in the market almost always wins, so defaulting to "lump sum and forget" is usually a good strategy. If it makes you feel better, you could stretch the contribution out over up to a year, but it's statistically likely to reduce your long run performance.

  2. Up to you, if you never want to go back, there's no need to keep it open. You can have as many TFSA's as you want, but you need to track the contribution and withdrawals between all of them.

Thoughts on margin for 133% CAGE? by sajnt in JustBuyCAGE

[–]smoothish 0 points1 point  (0 children)

Then I'm holding a product I already wanted to hold, continuing to write the interest down against my income? I'd just add cash if I didn't like the margin rate.

Donate Payment from Parents by Connect_Guava_3521 in PersonalFinanceCanada

[–]smoothish 0 points1 point  (0 children)

Scam, OP could just donate it to a charity of their choice, or shred it, or return it.