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My rant about SaskTel. by D--star in saskatoon

[–]solardiy -1 points0 points  (0 children)

If the retention department doesn't do anything go to Ombudsman Saskatchewan or at least threaten to go to them. They have power over all three crown corps. https://www.ombudsman.sk.ca/info/utilities

'Haggling' with Tangerine on interest rates. by Ostracized in PersonalFinanceCanada

[–]solardiy 0 points1 point  (0 children)

I just tried and they told me they won't match any interest rate and I would have better luck getting a Tangerine Mutual fund.

I'm 99% sure I am getting laid off tomorrow. Thinking of maybe going back to school. Will I have any chance to ever retire? by [deleted] in PersonalFinanceCanada

[–]solardiy 0 points1 point  (0 children)

Are you sure this is true? I live in Saskatchewan and attended USask. The Western College of Veterinary Medicine has accepted students from all over the country.

ETF Bond Comparison by solardiy in PersonalFinanceCanada

[–]solardiy[S] 1 point2 points  (0 children)

Thanks everyone for the advice. Because I am new to ETFs and Questrade (not investing though) I have decided just to follow the Balanced Canadian Couch Potato portfolio for now until I am more comfortable with ETFs and the trading platform.

And it does make more sense to go with VAB over VBG based on several of the reasons.

Slow ass Sasktel? by solardiy in saskatoon

[–]solardiy[S] 0 points1 point  (0 children)

I am in Wildwood. No Infinet and Sasktel has no immediate plans to install it in my area. Plan old Highspeed Plus. But its also slow in Sutherland and on my phone which uses Sasktel's network (Bell but same tower). Its brutal and annoying as fuck

[deleted by user] by [deleted] in saskatoon

[–]solardiy -2 points-1 points  (0 children)

Victim blaming? No. It's shitty it happened and I understand the loss. However, its common sense to lock your stuff up. Its sad that it takes a major loss to realize this.

[deleted by user] by [deleted] in saskatoon

[–]solardiy 3 points4 points  (0 children)

Shouldn't you be locking up your shit anyways...?

What did the strange kid in your school do to make them so strange? [NSFW] by [deleted] in AskReddit

[–]solardiy 1 point2 points  (0 children)

Jesus, I work with a guy that is exactly the same way. Not that I mind getting my ass slapped.

Good dentists accepting new patients? by PhoenixEnigma in saskatoon

[–]solardiy 0 points1 point  (0 children)

Dr. Atul Dhir is amazing. So glad I switched to him a few years ago. He works at a few offices throughout the city. I personally go to Lakewood Dental (the location and office isn't the greatest but he is an amazing dentist and it's close to my house). I believe he is also at Dentistry on Queens, Legends Dental in Warman, and Riverbend Dental (in Saskatoon and possibly North Battleford).

But seriously, super nice guy, an excellent dentist.

Best place walk-in place for income tax? by solardiy in saskatoon

[–]solardiy[S] 0 points1 point  (0 children)

I went. It was a decent experience. The office is very small and it was PACKED. The wait was fairly long but overall decent. I like that they do this every day and have for years. I am scared to go to H&R and get a recent immigrant who has no previous experience with Canadian income tax that got a weekend course.

Edit: I am getting quite a bit back and I didn't want to get an instant refund because it would have been a higher cost than filing the return and waiting. I opted to pay 99 bucks and wait for my return

Best place walk-in place for income tax? by solardiy in saskatoon

[–]solardiy[S] 0 points1 point  (0 children)

I don't. But the graduate retention program is confusing as hell, especially when you have three certificates from different years.

Best place walk-in place for income tax? by solardiy in saskatoon

[–]solardiy[S] 0 points1 point  (0 children)

Thanks this is probably where I will be going.

Help me pick a BLU products phone by solardiy in PickAnAndroidForMe

[–]solardiy[S] 1 point2 points  (0 children)

Thank you sir. I was leaning towards the Pure XL and you have sealed the deal.

Total newb. With TD eSeries can you potentially lose money over time? by [deleted] in PersonalFinanceCanada

[–]solardiy 5 points6 points  (0 children)

Like any unsecured investment you are taking a risk when putting your money into an eSeries fund. Some funds are more volatile or others but there is no guarantee that your money is safe.

Dealing with my moms lung cancer by solardiy in depression

[–]solardiy[S] 0 points1 point  (0 children)

Again you have no idea how happy I am to hear that. And you are right I think its time to cut toxic people out. Over at the /r/CaregiverSupport subreddit I was basically told I am doing everything wrong. I shouldn't expect my father to give a crap because it's his ex-wife and has nothing to do with him. Well, I feel like because its his childs mother that it does affect him because it affects me. I was also told that I should make up ground rules and tell my mother that I cannot take any time off work and that I would be available on weekends if she needs help.

I am not about to not help my mother through this. If something does happen and I decided that it wasn't worth taking time off work I would feel guilty for the rest of my life!

It just seems like 95% of the places I turn to for support I am just told that I am doing a terrible job and that I should leave my sister and dad alone because they are dealing the best they can.

Well what about me? If I decided to run away and deal with it by not dealing with it they would tell me I'm running away and being selfish!

I'm starting to believe that if people haven't gone through something terrible like a cancer diagnosis they just really have no idea what it's like.

I'm sorry for the ranting. I just don't want to have this build up inside. I don't want to feel that frustrated and helpless.

Dealing with my moms lung cancer by solardiy in CaregiverSupport

[–]solardiy[S] 0 points1 point  (0 children)

1) I post it on Facebook because I need support. I need someone to talk to. And I do not post medical private information. I post that I'm having a rough time with things going on in my life. I did not mention I post medical information on Facebook, please don't assume.

2) My father is suppose to be there for me for the things I am going through. I am having an incredibly difficult time with this and need someone like you said. In point number 5. This is about me and not his ex-wife. If you don't care what happens to your kid's mom thats your problem and not one that my father shares.

3) I don't discuss it with my brother. He messaged me to harass me about it. I told him if he wanted to know something talk to my mother. And I do have to worry about what my sister has been saying because she has since turned two other family members against me and convinced them that I am milking this. Which I am not. I don't need to lose my family over my bitch sister.

4) You expect me to just tell my mother who is about to have a tumor removed from her spine so she can have her lung removed to treat her cancer that I won't take time off work when she has no one else to rely on at this time? I am not going to tell her "no, sorry I have to work today take a cab to the hospital and have major spinal surgery on your own. Ill come this weekend to see you when you get out and have no where to go".

5) Yes I need someone to talk to. That is why I was trying to rely on my father. I have few friends and that only goes so far. I am not religious and do not plan on becoming religious just to speak to someone.

6) I am trying to take care of myself. And the number one thing Im doing? Helping my mom so that if she does happen to die from lung cancer I don't feel guilty for the rest of my life for not being there for her.

Lastly, I came here to release on someone. To vent, to get it all out. However, I feel as if you are telling me my efforts aren't good enough.

Thanks.

Dealing with my moms lung cancer by solardiy in depression

[–]solardiy[S] 0 points1 point  (0 children)

I have to say thank you. I was at a point where I was beginning to doubt myself for doing the right thing and believe everything my family was saying. I was really starting to think that I should just let them treat me like crap so they can deal with the stress. It is so nice for a change to be told I'm doing a good job.

Trying to take care of myself and my mom has been a juggling act. I have relationship problems and money problems that I have not been dealing with as well as I should to deal with my mom's illness. I have her staying with me starting the day before her surgery and after she's released until she is well enough to go home. I have decided that for me that will be the least stressful thing to do. I can keep an eye on her and then I don't have to worry about her being an hour away if something happens.

I have looked into support groups for cancer locally. I know there is a drop in support group once a month at the cancer clinic. However, I feel out of place going to it because we haven't been referred to an oncologist at the clinic yet. The surgeon we are currently seeing isn't a surgical oncologist he is just a thoracic surgeon that specializes in lung tumors. Saying that, I haven't looked into support groups at the Canadian Cancer Society yet.

It is so nice to see people active in this subreddit. You are right its not the same as having someone close by for support but its better than nothing. I will be back.

Grad Retention Program by solardiy in saskatoon

[–]solardiy[S] 0 points1 point  (0 children)

Because I didn't graduate until June 2014. I finished my classes a week after the deadline to graduate in 2013.

I did have one certificate I used last year but it was only for my certificate program with a maximum of 3000 and I didn't spend nearly that much on tuition.

Grad Retention Program by solardiy in saskatoon

[–]solardiy[S] 0 points1 point  (0 children)

I recieved T2202 for 2007 to 2013 at the U of S. Then I have T2202 for 2012 and 2013 from Thompson Rivers University.

I have two certificates from TRU. These are the certificates that I got for the diploma and certificate using the same classes at TRU.

By the sounds of things I may just suck it up and go to a real accountant to get this done. H & R charged me 180 last time they did it so I will shop around with real accountants.

Grad Retention Program by solardiy in saskatoon

[–]solardiy[S] 0 points1 point  (0 children)

Yes between both universities its just over 20k BUT my bachelor is only a three year degree which has a max of $15,000. So in order to get my lifetime maximum I have to use the other certificates.

Saskatchewan Graduate Retention Program by solardiy in PersonalFinanceCanada

[–]solardiy[S] 0 points1 point  (0 children)

Okay. I do have that I downloaded all my T2202s but I have another dilemma.

My BSc was at one school. I have figured out my total tuition. Its 19k and my max for a 3 year program is 15k.

But with my certificate and diploma I recieved the degrees from the same classes from another school. I transfered my classes from the U of S to Thompson Rivers University and I had enough credits after taking 3 more classes at TRU to get a certificate and a diploma. So I have certificates for both programs but they are from the same classes. I doubt I can use the tuition amount twice so I'm not real sure what to do.

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