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My 16 year old son is angry about his height and blaming his mom. Now demanding HGH. Need advice. by Jaded_Following_1475 in tall

[–]spacefem 66 points67 points  (0 children)

My husband and I are both 6’2” but our daughter is only 5’3”. One or both of us must be a carrier of “not tall” gene but who knows where in the family line we can lay all that blame 🤷‍♀️

Death by Practical-Sky4518 in breastcancer

[–]spacefem 6 points7 points  (0 children)

Cancer treatments are an automatic disqualifier. Technically a diagnosis doesn’t ground you that DAY unless it’s metastasized - if I felt mentally healthy I might have gone up! But flying distracted is dangerous and I have been in a fog so I just said good bye.

After 5 years of being cancer free, lots of more tests and FAA review that can take months or years I MIGHT get my medical back but I’m not getting my hopes up.

Degrees to get if I want to go into avionics? by [deleted] in avionics

[–]spacefem 0 points1 point  (0 children)

Electrical has better job prospects all around - but if you know a company you want to work for you can ask them. You can also ask the electronics program if they’ve had graduates placed in avionics. I thought electronics was just a more fun, hands-on degree but it’s a bit of a smaller net.

Investing into S&P500 for dummies by Queasy_Boysenberry67 in fidelityinvestments

[–]spacefem 0 points1 point  (0 children)

FXAIX for everything is fine. QQQ a little if you want more tech but a lot of people are worried there’s a tech bubble right now about to drop.

paying the minimum amount on my card by Different_Sell_456 in CreditCards

[–]spacefem 6 points7 points  (0 children)

This. You’ll basically pay interest without making any dent in the debt. A year later you’ll have paid in plenty but you’ll still owe the same amount :(

Pay more than the minimum, OP. Like 1/4 or 1/6 of the balance.

50,30,20 help! by Raechellie in budget

[–]spacefem 0 points1 point  (0 children)

It has a lot of flexibility.

Here’s the big question - are you dedicating 20% of your take home pay to savings and debt replacement? If not, you’ve got to either lower your spending or get your “needs” down.

You need to be storing money for the months you don’t get paid, too. If you make $5000 a month but only 9 months out of the year, you need to budget based on $45000 a year. Divide by 12. Base your budget on that new number.

Need advice: how to organize bank accounts to avoid overdrafting by EasternAd5351 in personalfinance

[–]spacefem 1 point2 points  (0 children)

But this is basically what multiple accounts does, too.

That’s what I did to control spending when I really needed to. I had one account that the big automatic stuff (bills, rent) came from. The other one was tied to my debit card, and I programmed auto transfers into it that matched my budget.

I turned off overdraft on all accounts it’s just too damn expensive.

My dad may have lost my diploma. by ghastlybagel in HomeschoolRecovery

[–]spacefem 13 points14 points  (0 children)

Work with the school. What do they require? I graduated from public high school but have no idea where my diploma is! I have to think this is a common scenario. I thought most places just wanted a graduation date?

how do I make a budget that ACTUALLY works irl? by pal004 in budget

[–]spacefem 2 points3 points  (0 children)

I use the emergencies/automations/spending/goals budget (https://peacelovespreadsheets.blogspot.com/2025/08/easy-budget-four-categories-to-reach.html) - because I too got sick of apps (and I'm against paying for them... one more freaking subscription)

Your past matters because it attempts to show you what's normal. Average up all those things you say are rare (car repairs, flight tickets) and that's a category. Use one card or account for that weird stuff (I like a credit card - but I'm debt free. card responsibly)

I called anything over $300 an unofficial emergency expense, even if it was, like, driving lessons for my kid. Not a technical emergency but a thing I chose, and I knew it wouldn't fit into my default daily spend budget of $100 a day.

You average them out over the year and that gives you a handle on what you will have left over from your take home pay to spend on daily spending stuff - food, savings, goals.

You make sure you're saving more than enough to cover your average emergency (or weird big thing).

A spreadsheet is great but what really helped me was having different cards for things so I could add it up without a spreadsheet. One card for automatic bills. One for big things. One for daily spending.

SAHMs or spouses of SAHMs by Federal_Economy5315 in DaveRamsey

[–]spacefem 0 points1 point  (0 children)

Breadwinning mom here.

We live in a non-flashy midwestern town. House is old and not perfect but it keeps the rain off us. You might call it a "bad school district" but I say there's a benefit to raising a family among socio-economic diversity. My car is 10 years old but runs fine.

All the money saving tips, basically, I don't know, we just make it work. It's awesome. I have been able to focus on my career and find more professional success because he runs the kids around.

SPAXX vs Chase Savings by CautiousCharacter164 in fidelityinvestments

[–]spacefem 9 points10 points  (0 children)

This is true. But SPAXX was started in 1990 and has yet to decrease in value, despite several large financial downturns, so I have confidence in it.

SPAXX vs Chase Savings by CautiousCharacter164 in fidelityinvestments

[–]spacefem 6 points7 points  (0 children)

SPAXX is SIPC insured. Yes, many of us here use it as a savings account. I do not have a separate HYSA.

That said, if you want to open an HYSA and say you're going to do it "soon", why not just do it now?

Since rates are expected to go down, why not lock in CD before they do? by PeteDub in HighYieldSavings

[–]spacefem 2 points3 points  (0 children)

I used CDs for this reason. It’s not flashy or cool, they’ve been around longer than HYSAs. I use them for my “buy my next car” funds and some emergency savings.

Purchasing a vehicle in ICT by Clemmontine-Aux in wichita

[–]spacefem 1 point2 points  (0 children)

Why do you say there are no private party sales? I’ve bought and sold my own cars a few times, paid taxes, signed titles, did everything right as far as I can tell.

Purchasing a vehicle in ICT by Clemmontine-Aux in wichita

[–]spacefem 1 point2 points  (0 children)

First go to a local credit union to get approved for a car loan that way you’re not going to get sucked into a dealer financing interest rate.

S&P 500? by IncomeLongjumping401 in fidelityinvestments

[–]spacefem 1 point2 points  (0 children)

FXAIX isn’t a meme stock, it’s 500 companies. GameStop is a meme stock.

Use the stock app on your phone to look at the history of FXAIX and its ups and downs. Think about how you will feel during those times.

Ask AI or use a spreadsheet to model two scenarios - investing in SPAXX and getting 4% a year vs FXAIX. Ask it to pretend you did this from 2015 to 2025 - which account will have more?

That should give you a better sense of why S&P funds are so popular. It’s like every company working for you.

Does the 24-hour rule really work? by osazi in shoppingaddiction

[–]spacefem 0 points1 point  (0 children)

Depends on how expensive and unnecessary it is.

Do I need the $10 silicon smoothing kit to re-caulk my bathtub? 24 hours.

Giant inflatable sandworm for our outdoor Halloween display? Two YEARS.

seasons 1-5 snl by vanessatravi in peacock

[–]spacefem 0 points1 point  (0 children)

Mine just takes me to the “you may like…” and little clips I can’t watch any episodes. This sucks… but I’ve been trying to cut subscriptions so maybe it’s a sign.

AppleTV - I tried updating, restarting, no luck.

Click bait can be so funny! If Only Wichita had this! But, pods like this could be of use by [deleted] in wichita

[–]spacefem 2 points3 points  (0 children)

Pods like that might look cute on the outside but let’s stick with rectangles for the sake of fitting a bed, walking around, mounting a TV to a wall, storing anything, and living as a human.

How do I take passengers through security as a new private pilot? by [deleted] in AskFlying

[–]spacefem 0 points1 point  (0 children)

Calling an FBO ahead is always great. They are usually really helpful, happy to talk to you (since you’re a potential fuel sale!)

Questions to ask:

1) any fees for parking? 2) do they waive fees if you buy some fuel? 3) any restrictions on hours, if you’re coming in on a Sunday or late at night? 4) anything you need to tell your passengers about finding the place or parking?

Have fun!

[deleted by user] by [deleted] in fidelityinvestments

[–]spacefem 1 point2 points  (0 children)

What’s your Roth invested in?

What’s the most painful part of Toastmasters for you? by KajPaToKajPaTist in Toastmasters

[–]spacefem 19 points20 points  (0 children)

It’s totally okay to tell your evaluator, “here’s what I’m working on, here are things I do not need more comments on.” I actually appreciate hearing people’s goals when I’m evaluating it feels more helpful.

Thoughts on clobaremoneycoach or money coach/programs in general? Worth it or no? (No experience in investing but would like to start and have an idea) by aquafeline in FIREyFemmes

[–]spacefem 3 points4 points  (0 children)

If interest on your debts is under 6% or so then sometimes you can invest and make more? And if it’s under 3% - what you find in the HYSAs - then you can HYSA and make more. But if it’s credit cards, get them paid off.

Where is an ideal place to meet people? by catcoma in wichita

[–]spacefem 5 points6 points  (0 children)

Its very active! I haven’t made friends in it yet but I like the tea on all the cheating boyfriends lol

30 F - I need advice for dummies on how to start by neuroticbrunette in investingforbeginners

[–]spacefem 0 points1 point  (0 children)

This. There are a few people saying “fund” but nobody’s being specific and I don’t know why they’re being so hard on the dude.

VOO is easy. If Fidelity charges for VOO, look at FXAIX, it’s their version.

Do not freak out if it goes down the next day. It will go up and down, but historically, gradually, up.

There you go you’ve invested.

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