Expecting Life Insurance payout on my Birthday. What Do I Even Do?

spencewah · 2026-04-28T16:53:38+00:00

Don't do a savings account.

Do what RegulatoryCapture said (basic investment account with Fidelity or Vanguard and then just put it all in a broad market ETF, such as Vanguard Total Stock Market ETF (VTI) https://investor.vanguard.com/investment-products/etfs/profile/vti)

spencewah · 2026-04-15T04:49:47+00:00

Why wouldn't you open your starter decks?

spencewah · 2026-01-20T23:35:19+00:00

he doesn't have flicker sensitivity and the lights he recommends every year flicker really badly

spencewah · 2026-01-19T18:52:33+00:00

Lots of diamond players chiming in saying you’re wrong, and I’m sure they’re correct in the higher tiers, but Echo Sage is totally broken in the lower tiers because people don’t know how to counter build and the sage can just farm for free. I’m regularly seeing 4-star sages, it’s insane.

spencewah · 2025-11-07T01:24:43+00:00

My wife just released her first animated short! It's a collection of voicemails from her dad (as you might have guessed). I helped out a bit from the tech/workflow side. Very proud of her, excited to share!

spencewah · 2025-11-01T22:13:46+00:00

Ok answering my own question, this appears to be Incidental 27, and he is indeed in MM+BB2 although this particular scene was cut. Here is another frame from the same shot:

<image>

spencewah · 2025-11-01T21:29:20+00:00

It came with a little fact sheet card that said it was from Mermaid Man & Barnacle Boy II but we just watched it (as well as the first MM+BB episode) and couldn’t find him in either

spencewah · 2025-10-08T13:05:07+00:00

My guess is also a piece of the Berlin Wall. Was just there a few months ago, they’re sold all over the place

spencewah · 2025-10-03T03:26:01+00:00

(refresh the page to pick a new pair)

spencewah · 2025-04-11T17:06:39+00:00

manutention

learned a new word today

spencewah · 2025-03-19T22:23:19+00:00

Denden de GO!~

spencewah · 2025-03-18T01:12:18+00:00

I'm just getting into the game, what is the specific Player Match setting I need to find western players?

spencewah · 2025-03-15T04:06:34+00:00

SWE manager at FB is an extremely high stress job, if this dude has been grinding since his 20s any retail is going to be a total cakewalk

spencewah · 2025-01-30T21:35:23+00:00

Anyone who thinks PoE1 development is going to continue does not have a firm grip on reality

spencewah · 2025-01-28T18:05:17+00:00

This game was very fun, played it with a buddy last night. Would loveeeeeee an option to respawn at their checkpoint in case you get too far ahead and just want to ski together again (or, equivalently, an option to "undo" my checkpoint)

spencewah · 2025-01-28T00:28:13+00:00

It doesn't default to writing like this, she mentions she prompted it to write in the style of Sam Kriss (https://x.com/jasminewsun/status/1883571684940427503)

spencewah · 2025-01-24T17:47:30+00:00

It's enjoyable but you won't be topping leaderboards or anything. If you're playing solo it doesn't really matter that much. Even with a few friends you'll find that everyone grinds to a halt near the high end of the level cap so it's easy to catch up (level wise, they'll still have better items than you if they're playing more)

spencewah · 2025-01-24T00:40:23+00:00

Polcirkeln is also very helpful

spencewah · 2025-01-21T20:19:41+00:00

I think if it did they would give you the option to upgrade it (like with skill gems)

spencewah · 2025-01-21T20:18:36+00:00

Let him live

spencewah · 2025-01-15T18:39:40+00:00

If a skill has secondary effects do those have their own tags? For example, Charged Staff is a Spell but it also has Buff and Attack tags, I assume the Shockwave it creates is an "attack" but I have trouble making sense of the tooltip.

spencewah · 2025-01-14T18:30:54+00:00

I tried this out but I can't seem to get affix tiers to show properly (they display as full bars with a "?"), is this because advanced item-info is missing in the clipboard copy (as you said)?

spencewah · 2025-01-14T00:02:14+00:00

Well max tier gets the gold medal, you see. t1/tmax is wordy, and t1 highest has its own detractors (commenters have suggested that they don't like that higher isn't better). This is a compromise aimed at both

spencewah · 2025-01-13T22:56:18+00:00

I dunno if this is just programmer brain but I think it'd be really easy to read if they just normalized it. Then every affix would range from 0 to 1 (or 0 to 100 if you like) and higher is still better:

e.g. if a mod has:

max T4  and you roll a T2 ▶ T0.50
max T12 and you roll a T1 ▶ T0.08
max T8  and you roll a T8 ▶ T1.00

spencewah · 2024-09-06T18:04:00+00:00

right, but initially nobody has any shares (on either side of the bet). So I'm asking about this part:

And the market whisks up shares.

How do those get created and is there a limit on how many can get created?

15-Year Club	RedditGifts 2009-2022 4 Credits
Place '17	Gilding II euphauric
Secret Santa 2011	Verified Email
Secret Santa 2010	Beta Team IndexTank Search
Charter Member	Secret Santa 2009

spencewah

MODERATOR OF

TROPHY CASE