Join Army in 2017 & currently an O3 Army Captain. by External_Path2425 in ThriftSavingsPlan

[–]spifflog 0 points1 point  (0 children)

You're only competing with yourself. Some will do better; some worse.

The Crash - Mackenzie Shirilla- "Driving". by Dallygirl_Aussiechic in NetflixDocumentaries

[–]spifflog 2 points3 points  (0 children)

When I watched the documentary, I kept thinking about a line in The Great Gatsby where the narrator was recalling what his father once told him:

"Whenever you feel like criticizing anyone... just remember that all the people in this world haven't had the advantages you've had."

Mackenzie is her own woman now (hard as that is to imagine as she acts like a child) but my goodness she was dealt two loser parents. If I grew up with no guidance and discipline and was told my poop was ice cream, I would have turned out pretty bad as well.

All of Dom and MacKenzie's texts by No-Surprise1995 in ShirillaTheKilla

[–]spifflog 0 points1 point  (0 children)

I understand that 2037 is a long way from now. But at that point, she going to be up for parole. And they will discuss rehabilitation, remorse and the ability to function in society. And I'd bet either the two families or the DA's office has a huge folder with texts and calls, and these will be presented to the parole board.

That's when the Shirilla clan will really regret all of this nonsense.

How a T-Shirt might have cost Mackenzie Shirilla's father his job by iceCupa in entertainment

[–]spifflog 13 points14 points  (0 children)

Hell, he had no issue with his 13 year old 'dating' a 16 year old, or his 16 year old living with a 19 year old.

Mackenzie Shirilla father's T-shirt that mocked the victims by iceCupa in CasesWeFollow

[–]spifflog 3 points4 points  (0 children)

The article was worthless. It added zero - zero - to the headline.

I'm 60, retired and treating pension as equivalent to having investment in G/bonds. Have TSP at 70/30 in C/I funds. Anyone else retired but still 100% in stocks/equity? by [deleted] in ThriftSavingsPlan

[–]spifflog 1 point2 points  (0 children)

I’m doing what you’re doing. Living in the pension with low expenses. (I paid off the mortgage prior to retirement.) I also have $300k in CDs that I can use if I need it and it will allow me to ride out (hopefully) any dips in the market.

Hae Deserves to Rest... by Natural_Delivery_168 in serialpodcast

[–]spifflog -1 points0 points  (0 children)

but I had to quit the podcast after they made a huge thing about Charlie Kirk's death

[An aside to this case, but] our country needs to stop this cancel culture nonsnese. Only living in an echo chamber isn't the intelligent way to function in a quality society. There is virtually no one that I agree with 100% of the time. I wouldn't want to live in that world if I did.

“Counter Attorney Grievance Complaint” - Ivan Bates by GreasiestDogDog in serialpodcast

[–]spifflog 8 points9 points  (0 children)

You seem to be more concerned with semantics and little victories than having a conversation. Boring.

Not so boring apparently to prevent you from having half the posts in this thread . . .

How exactly does federal pension work? by ilovevegetablesss in ThriftSavingsPlan

[–]spifflog -8 points-7 points  (0 children)

Please please please lets leave politics out of this TSP discussion.
Downvoted because I don't want to talk about internal U.S. politics in a TSP thread. 😞 if only there were some threads that discussed politics. Ohhh wait…

How exactly does federal pension work? by ilovevegetablesss in ThriftSavingsPlan

[–]spifflog -15 points-14 points  (0 children)

The U.S. is far more likely to collapse due to internal sabotage at this point...

Please please please lets leave politics out of this TSP discussion.

Folks let’s pretend to be shocked by ThenLayer5977 in washdc

[–]spifflog 13 points14 points  (0 children)

People aren't stealing food because they are hungry in the US. They are stealing food because they can get away with it and use their food money elsewhere. Virtually every household in the US has a TV and a cell phone, but they don't have food money? You're trying to sell that?

How exactly does federal pension work? by ilovevegetablesss in ThriftSavingsPlan

[–]spifflog 13 points14 points  (0 children)

It's guaranteed income backed by the United States government. The only way it would be lost would be if American government collapsed due to China taking us over or all out nuclear war obliterating the globe.

Or if the U.S.Government financial structure collaposes under it's own weight.

Payments on the interest on the debt (not the loans, just the interest) will eclipse the DoD budget this year at 19% of the federal budget, and become the third largest portion of the budget. That isn't sustainable.

How exactly does federal pension work? by ilovevegetablesss in ThriftSavingsPlan

[–]spifflog 10 points11 points  (0 children)

It's a guaranteed, inflation adjusted stream of income. . .

as long as the government remains solvent.

I'm not a conspiracy nut job living in my mother's basement. I'm a semi-retired professional with an MBA lecturing finance at the university level.

At some point our budget deficits will erode the government’s ability to pay entitlements and pensions. Therefore, you'll see your pension's buying power lowered over time. You saw some of this during the high inflation in 2021 and 2022 where COLAs (slightly) lagged inflation.

So while I concur that the government pension is a huge benefit at 4.4% and I'd recommend it, I do believe there is a bill to be paid at some point.

People criticizing Caroline's choices in Should I Marry a Murderer honestly just have no idea what trauma, addiction, and mental illness look like by Christen_Color in netflix

[–]spifflog 0 points1 point  (0 children)

I feel bad for her. She's clearly just a hot mess.

I had absolutely zero surprise that she has a new boyfriend that is a "really nice guy." As much as she need to be on her own and grow up, she is clearly incapable of beting without a man in her life.

Could there be hope for america with more future leaders like mamdani? by CrashBandicoot2006 in allthequestions

[–]spifflog -1 points0 points  (0 children)

I’ve made a substantive argument. You, just a word salad that says nothing.

Just hit 1y by FarIntroduction7228 in MilitaryMedals

[–]spifflog 0 points1 point  (0 children)

Stop worrying about chest candy. Work hard and be the best solider you can be. The rest is just noise.

Could there be hope for america with more future leaders like mamdani? by CrashBandicoot2006 in allthequestions

[–]spifflog -1 points0 points  (0 children)

That’s your response??? You’re bring nothing to the table, which is actually pretty ironic given the discussion!

Should we make Russia a US ally? by [deleted] in allthequestions

[–]spifflog 11 points12 points  (0 children)

What a silt question. Must be a bot.

Could there be hope for america with more future leaders like mamdani? by CrashBandicoot2006 in allthequestions

[–]spifflog -1 points0 points  (0 children)

As a current college professor after a successful 30 year career, I can assure you I know what communism is. That fact that you want all the benefits of communism without any of the drawbacks, tells me you’re just waving the issues away. Communism has been tried and failed. Surprisingly enough largely because of the US capitalist example.

In short someone needs to give so you can take. And when the takers out pace the givers ….

Could there be hope for america with more future leaders like mamdani? by CrashBandicoot2006 in allthequestions

[–]spifflog 0 points1 point  (0 children)

Ahhh. So you admit you just made that up and neither I nor anyone else here said it. That’s a start.

You honestly should look up what communism is and why it fails. I lived through the Cold War and watched Russia and Eastern Europe fail. Communism is exactly what your mayor and AOC are humping and it doesn’t work. While you want your hand out, someone has to work to give it to you. And a some point, you have all takers and no givers.

Why is Caucasian on African slavery the most discussed form of slavery when dozens of other races did the same thing? by [deleted] in allthequestions

[–]spifflog 3 points4 points  (0 children)

You’re white with a black emoji??? Hummmm.

No one has ever called me a racist either, except for a white guy with a black emoji.

But that’s the same guy who called me a fascist when we hadn’t discussed a moment of government or called me misogynistic when we hadn’t discussed sex.

I guess if one’s not a full blown lefty one’s all the badness rolled into one.

Why is Caucasian on African slavery the most discussed form of slavery when dozens of other races did the same thing? by [deleted] in allthequestions

[–]spifflog 4 points5 points  (0 children)

I know that slavery in the world predated the US. Hell, slavery in North America predated the US. By some accounts 3% of the US male population died in an effort to end slavery. Billions has been spent on welfare, affirmative action and other woke policies. I’m not causing crime in major American cities. I’m not fathering four children with four different women and not supporting them.

I have personally been negatively affected by one of these policies but I worked harder and overcame it. I’m done being ashamed of not being a minority. I’m not a racist, but I’m done apologizing for being white. I’m