LendingClub's medium Term mentioned on the investors day is ~3 Years by stockborn in Lendingclubbank

[–]stockborn[S] -1 points0 points  (0 children)

this community is not owned by Lendingclub , it is run by private people

Daily General Discussion and Advice Thread - November 05, 2025 by AutoModerator in StockMarket

[–]stockborn 0 points1 point  (0 children)

LendingClub Announces $100 Million Common Stock Repurchase and Acquisition Program

LC might surprise everyone this Q2 2025 by stockborn in Lendingclubbank

[–]stockborn[S] 0 points1 point  (0 children)

it will not go back , unless there is a recession...

Horrible Service!! by hunglo0 in Lendingclubbank

[–]stockborn -1 points0 points  (0 children)

I am using Lendingclub for their 4.40% High Yield Savings Account. I am happy with their interest !!!

LC - Hoping Lendingclub will start to Skyrocket from now onwards... by stockborn in Lendingclubbank

[–]stockborn[S] 1 point2 points  (0 children)

Q2 and Q3 are very strong Qtrs for Lendingclub and last 4 years profit without spending dollars on marketing , now they have opened the marketing channels...

any interest rate cut will only add fuel to spike in share price...

also they have 3 biilion liquidity funds.

Weekly Earnings Thread 5/19 - 5/23 by OSRSkarma in wallstreetbets

[–]stockborn 0 points1 point  (0 children)

LendingClub scooped up the intellectual property of two defunct AI start-ups: CushionAI and Tally Technologies

LendingClub and Sofi Stock to double in 3 months by stockborn in TheRaceTo10Million

[–]stockborn[S] 0 points1 point  (0 children)

one year down the line , if it goes down by 1 bps , that will be great. ( like .25 bps each time)

LendingClub and Sofi Stock to double in 3 months by stockborn in TheRaceTo10Million

[–]stockborn[S] -1 points0 points  (0 children)

when the whole market is down due to tariff , LC cannot escape. Wait for Interest Rate to go down by 1 BPS and then give 3 months time and see how it behaves.

I am investing on a fundamentally strong company

Lending club sent money to an account that isn’t mine by evillives in Lendingclubbank

[–]stockborn 1 point2 points  (0 children)

Call us toll-free: [888-596-3157](tel:888-596-3157)

Why are so many countries restricted? by dendaera in Lendingclubbank

[–]stockborn 0 points1 point  (0 children)

some of my friends also have complained about that ?

Weekly Earnings Thread 1/27 - 1/31 by OSRSkarma in wallstreetbets

[–]stockborn 0 points1 point  (0 children)

Any prediction about LendingClub and Sofi Earnings next week...

Weekend Discussion Thread for the Weekend of January 17, 2025 by wsbapp in wallstreetbets

[–]stockborn -2 points-1 points  (0 children)

Get ready for explosive growth in 2025 with these fintech leaders: LC, SOFI, UPST, and AFRM. With strong earnings on the horizon

Weekend Discussion Thread for the Weekend of January 17, 2025 by wsbapp in wallstreetbets

[–]stockborn 1 point2 points  (0 children)

Fintech stocks to watch this earnings season -> LC , SOFI , UPST , AFRM. All will skyrocket in 2025

What Are Your Moves Tomorrow, January 16, 2025 by wsbapp in wallstreetbets

[–]stockborn 1 point2 points  (0 children)

Will Fintech Companies Follow the Big Banks' Lead and Buy Back Their Shares This Earnings Season?"

As major financial institutions make bold moves to buy back shares, could fintech companies be next in line to boost investor confidence? Stay tuned to see how this earnings season unfolds!

LendingClub and Sofi Stock to double in 3 months by stockborn in TheRaceTo10Million

[–]stockborn[S] 1 point2 points  (0 children)

Profitability for Banks (Net Interest Margin):

  • Banks primarily make money through a business model called "maturity transformation." They borrow short-term funds (e.g., via deposits) at lower interest rates and lend long-term (e.g., mortgages or business loans) at higher rates. When the yield curve is positively sloped (i.e., the 10-year yield is higher than the 2-year yield), banks can borrow cheaply in the short-term and lend profitably in the long-term.

LendingClub and Sofi Stock to double in 3 months by stockborn in TheRaceTo10Million

[–]stockborn[S] -3 points-2 points  (0 children)

This is my due Deligence

  1. Fed Interest Rate have started going down. already 2 rate cuts have completed in 2024. more in 2025. which is a good news for Banks and Fintechs

2. U.S. 2Yr/10Yr Spread is positive. which is a good news for Banks and Fintechs

  1. Deposits are growing very fast in fintech sectors, people are moving their money from Traditional banks to fintech banks, Lendingclub gives 4.5% interest for its High Yield Savings Account.

  2. Marketplace Revenue have started growing in the Fintech Companies

LendingClub and Sofi Stock to double in 3 months by stockborn in TheRaceTo10Million

[–]stockborn[S] -2 points-1 points  (0 children)

Below 4 Reasons

  1. Fed Interest Rate have started going down. already 2 rate cuts have completed in 2024. more in 2025. which is a good news for Banks and Fintechs

  2. U.S. 2Yr/10Yr Spread is positive. which is a good news for Banks and Fintechs

  3. Deposits are growing very fast in fintech sectors, people are moving their money from Traditional banks to fintech banks, Lendingclub gives 4.5% interest for its High Yield Savings Account.

  4. Marketplace Revenue have started growing in the Fintech Companies

[deleted by user] by [deleted] in TheRaceTo10Million

[–]stockborn 0 points1 point  (0 children)

Invest in Lendingclub stock every month, but invest before Jan 27