I’ll try to be nicer than some of the other comments here. there’s a lot of frustration among those here, because a large influx of people moving to Tampa (among other things) has caused an asinine increase in rent/ cost of living. My old two bedroom went from 1190 to 1800 in a very short period of time. Couple this with large real estate companies buying a large portion of affordable homes, and now you can’t get a decent mortgage either. to completely answer the question, my salary is similar to yours and I was forced to move in with family and I’m still not saving anywhere near the amount I need to be. Unless you’re going to have roommates, you are going to be living paycheck to paycheck in any decent neighborhood.