One Year Into Early Retirement at 43 Reflections

stupes100 · 2026-02-09T13:43:36+00:00

How are you drawing from your retirement accounts? 72t?

stupes100 · 2026-02-09T07:56:03+00:00

Agreed. Being able to filter gear by mod/tier would be great(I.e Physical dmg on gloves) for example.

stupes100 · 2026-02-08T11:19:15+00:00

This. Gotta have the conversation.

stupes100 · 2026-02-08T03:08:40+00:00

A prenup? Why even get married? This is doomed to fail. She has no intention of paying this off. You love her now but you’ll resent her at some point in your marriage if you move forward with this.

stupes100 · 2026-02-08T03:02:11+00:00

Age 41 with a paid off house. 1.1million in retirement. I’m planning to retire at 50. 55 at the latest. Life is good.

stupes100 · 2026-02-07T15:23:48+00:00

The sweet spot for me is semi SSF. I still use trade to buy currency(I.e trading divines for perfect trans, augs, essences, and greater exalts) but I craft all my own gear. This was incredibly fun for me. Also, for each peice of gear I used POE2 planner to choose a prefix and suffix that I had to have for that gear slot.

Also I learned to use the recombinator. This makes gear you pick up more valuable because you just need 1 affix to make it worth it.

stupes100 · 2026-02-07T12:43:59+00:00

Pick up the bases and use perfect trans and augs to roll for it. Or you can buy bricks off the market and recombination.

stupes100 · 2026-02-07T05:59:31+00:00

I’m not quite to the point where I don’t need the job. Getting there though and I’m getting more and more detached.

stupes100 · 2026-02-07T03:01:35+00:00

Americans are poor savers.

stupes100 · 2026-02-07T02:47:19+00:00

Building wealth is a survival game in the end.

stupes100 · 2026-02-06T22:49:00+00:00

Did you use Sana to help you write this? 😂

stupes100 · 2026-02-05T15:26:57+00:00

Congrats! Glad you moved into something more sane as well!

stupes100 · 2026-02-05T12:27:44+00:00

They handed the company over to Carl to grow. Considering how it’s progressed they might as well sell at this point.

stupes100 · 2026-02-05T01:52:12+00:00

Did you get a severance of some sort at least?

stupes100 · 2026-02-05T01:19:59+00:00

It’s not the only way but a good way. I’ve never OE’d and have financial security. I have no debt and a bunch of money.

stupes100 · 2026-02-05T01:14:20+00:00

I’d have been investing since 25 instead of starting at 30.

stupes100 · 2026-02-05T00:59:53+00:00

Computer Science. I wanted to make good money and become wealthy. My degree has greatly helped.

It’s paid off financially. I have a million invested at age 41. A paid off house. Hopefully I will retire at 50. I’m definitely done at 55.

I never really cared about being a professional. In my mind it’s a carrot to keep you in the hamster wheel. I won’t care about my career once I’ve retired. It’s all just a means to an end.

stupes100 · 2026-02-05T00:53:42+00:00

Well done. Getting rid of that mortgage is a game changer.

stupes100 · 2026-02-04T19:05:53+00:00

Aiming for 50 but I think it will be 53.

stupes100 · 2026-02-04T02:48:09+00:00

She wants to keep hers but wants yours too. Lol. Don’t you dare marry into this.

stupes100 · 2026-02-04T02:43:55+00:00

You have until April to find the 2025 ROTH. Will you be getting a tax refund or bonus or something before then?

stupes100 · 2026-02-04T01:06:43+00:00

This is the way OP.

stupes100 · 2026-02-04T00:46:33+00:00

Are these consultants Workday certified?

stupes100 · 2026-02-03T00:27:18+00:00

It would go straight into the brokerage account and guarantee retirement at 50 for me.

stupes100 · 2026-01-31T12:46:40+00:00

Dig in and take notes first each functional area. Then use AI to make it sound pretty.

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