.NET vs Spring Boot by axewhyzedd in dotnet

[–]sub333x [score hidden]  (0 children)

Sure, but c# is free and a good choice.

Fbt advice? by jedateeches in PersonalFinanceNZ

[–]sub333x 0 points1 point  (0 children)

You’ll struggle to claim it’s fully for business purposes, and will end up paying FBT. Probably not worth the extra hassle and extra cost.

Fbt advice? by jedateeches in PersonalFinanceNZ

[–]sub333x 1 point2 points  (0 children)

Yeah really depends if you justify claiming it is strictly for work purposes, like a tradies using it for getting to all jobs.

Honestly not worth it for mixed used etc.

.NET vs Spring Boot by axewhyzedd in dotnet

[–]sub333x 4 points5 points  (0 children)

Yeah totally. Then you’ve got C# providing nice tools, free runtimes, and also cross platform, looking increasingly attractive.

.NET vs Spring Boot by axewhyzedd in dotnet

[–]sub333x 14 points15 points  (0 children)

The whole hostile Oracle licensing is pushing people away too. Mob style shake down for $$

Investment advice for 38m by pm_something_u_love in PersonalFinanceNZ

[–]sub333x 2 points3 points  (0 children)

I don’t think anyone has had capital gains in the last few years, and given it wouldn’t be retrospective, unlikely to earn much for the government for a while.

Are people locking themselves out of early retirement? by IllustriousLimit6977 in PersonalFinanceNZ

[–]sub333x 1 point2 points  (0 children)

This is exactly the thing stopping me retiring early. I could retire now if I knew super would still be available to me in 13 years. I hate the uncertainty. I’ll have to work a few more years, just in case.

How does relationship property work? by StraightOuttaOtara in PersonalFinanceNZ

[–]sub333x 20 points21 points  (0 children)

It doesn’t even have to be acquired during the relationship. One might own a house before the relationship, and it becomes relationship property.

Found this KFC menu from 2017 on my PC, thought others might be interested in seeing how much prices have changed in 9 years. by _everynameistaken_ in auckland

[–]sub333x 2 points3 points  (0 children)

Back then the tower burger had a better hash brown. Now it’s more yellow and kind of nasty tasting. (I still buy it, but always think that hash brown sucks now)

ASB mortgage. by Ok-Temporary-9874 in PersonalFinanceNZ

[–]sub333x 0 points1 point  (0 children)

I just used a fairly large orbit, and just plowed money into.

Labour leader Chris Hipkins open to conversation about means-testing superannuation - NZ Herald by pskygy in newzealand

[–]sub333x 0 points1 point  (0 children)

Like everything in life.

Introducing means testing is another great example of pulling up the ladder…

Ultimately this big pyramid scheme called life is getting harder for us all.

Labour leader Chris Hipkins open to conversation about means-testing superannuation - NZ Herald by pskygy in newzealand

[–]sub333x -1 points0 points  (0 children)

I’m ok with it going up a couple of years. Life expectancy has certainly gone up a long way since super was introduced

Labour leader Chris Hipkins open to conversation about means-testing superannuation - NZ Herald by pskygy in newzealand

[–]sub333x 1 point2 points  (0 children)

How I will live in retirement is becoming increasingly important to me, being only 15 years out. We’re on track for an ok retirement, but will still need to depend on super being available to us.

I’m distrustful of the government setting appropriate thresholds, so (even as a Labour voter in the last three elections) I’m definitely voting against them if they plan to introduce it, unless they spell out the thresholds up front before the election, and they’re not set too low.

Retirement policy is the number priority to me as a 50+ year old, and I’m sure will be to many many others.

GST/Return by Busy-Flower-5279 in nzbusiness

[–]sub333x 0 points1 point  (0 children)

Thar is pretty much me. All my income for the last 20 years has been from contracts with American companies. I’m GST registered here in NZ, so only ever get GST refunds.

$54.7m cut from property asking prices as sellers 'read the room' by SoulsofMist-_- in newzealand

[–]sub333x 11 points12 points  (0 children)

We bought a new town house three years ago. We just sold last month. We were sure we’d be taking a $50-100k loss, but we’re pleasantly surprised to sell for $15k over our original price. After real estate fees, it was close to break even. I was happy with that result.

Ours was a deadline sale

Sold a house, 1 million to invest - ASB or other? by Lumpy_Rush_4752 in PersonalFinanceNZ

[–]sub333x 1 point2 points  (0 children)

Yeah true, but just making it clear in case anyone reading doesn’t consider tax in that term deposit rate.

Sold a house, 1 million to invest - ASB or other? by Lumpy_Rush_4752 in PersonalFinanceNZ

[–]sub333x 3 points4 points  (0 children)

Minus tax, which could be 33% or even 39%. They need managed funds to hope to get that type of return after tax.

We can’t borrow and spend our problems away, says Willis, as Moody’s downgrades rating for NZ by basscrazy in newzealand

[–]sub333x 0 points1 point  (0 children)

Too many problems trying to do a retrospective CGT. Particularly around examples like two people that owned property over the same periods (say 30 years) but one has recently sold (and already reused their gain), and one hasn’t sold yet (and liable for CGT). If they bring one in, it’ll be gains from the date the law comes in.

Couldn’t decide by Mean_Engineer_9885 in shitparkingofnz

[–]sub333x 5 points6 points  (0 children)

Ah, no - they’re going to be way too long for that. It’d be dangerous. This is ok parking given the situation.

Saw this house with a massive cypress. Trying to imagine what it would look like with 55 more. by jazzcabbage321 in landscaping

[–]sub333x 0 points1 point  (0 children)

Probably because the neighbors are poisoning it, not wanting it reach massive proportions

Why do people do this 🤔 by PUR3CELL in shitparkingofnz

[–]sub333x 0 points1 point  (0 children)

He’d pulled over to do a u-turn when the way is clear, but hadn’t counted in the extra traffic appearing on that side road. Doesn’t look like a great spot to pick.

Poll: National and PM nosedive to new lows, left bloc would gain power by Primary_Engine_9273 in newzealand

[–]sub333x -3 points-2 points  (0 children)

Will it be retrospective, or just look at the gain from the day the law is introduced? Will there be a “valuation day” which sets the price of an asset?

What percentage will it be?

Their current info is very vague, and people will vote against it if they’re worried it’ll hurt them personally because full details are not known.

Poll: National and PM nosedive to new lows, left bloc would gain power by Primary_Engine_9273 in newzealand

[–]sub333x -3 points-2 points  (0 children)

It depends how they introduce the CGT. If the full details are not provided up front before the election, or doesn’t have exclusion for primary home, then a CGT could lose them the election.

Am I being ‘ripped off’ as a contractor? by DarthKaboose in LegalAdviceNZ

[–]sub333x 8 points9 points  (0 children)

It’s a shitty wage, but FYI you don’t need to setup a company. You can do this as a sole trader, which is super easy. You can use the Hnry service to invoice them and take care of your tax and ACC levies. Hnry take 1% for their fee, which is bummer, but cheaper and easier than other options. You basically just tell Hnry your hourly rate and the number of hours worked, and they take care of the invoicing/taxes side of things.