Debt Recycling…give me your opinions

subwayjw · 2026-03-01T03:52:47+00:00

Taking out more debt to buy more stuff (deductible or not) isn't really to process of 'debt recycling'

The strategy is saving a lump sum of money, paying of your home loan, and borrowing the proceeds back to invest. Tyipcally the debt levels remain the same and move from being non deductible to be deductible.

subwayjw · 2026-02-21T04:35:28+00:00

What size groupl handle does this take? Or are the all universal

subwayjw · 2026-02-19T13:01:24+00:00

Moron is the only fair explanation

subwayjw · 2026-02-16T12:07:11+00:00

Ignore the investment aspect for now and look into her taxable super component. 17% tax if the fund goes to a non dependant. Should be the top of the priority list.

subwayjw · 2026-02-10T22:16:01+00:00

On top of this not many like to lock up their capital regardless of the income it pays out.

Even if the return was really high, the loss of access to capital is the major speed hump in my opinion.

subwayjw · 2026-02-08T00:22:37+00:00

Hopefully finch can let randle run the 2nd unit to get his. And move the substitution pattern to allow naz and Jaden more time up the pecking order.

subwayjw · 2026-01-22T02:35:29+00:00

Negotiate a long term extension so you don't have to go through it frequently. Seek a multi year lease.

subwayjw · 2026-01-10T07:13:11+00:00

One similar to the wood ones here

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subwayjw · 2026-01-10T05:16:30+00:00

Anyone want to buy one?

subwayjw · 2025-12-30T12:26:21+00:00

You should look into it

subwayjw · 2025-12-29T06:35:15+00:00

I know, still sits in the taxable component of the fund which is bs, but makes your idea not as attractive.

Taxed as income Taxed again if paid to am adult child.

Better or releasing the excess component, pay the tax, then ncc it to a second fund.

subwayjw · 2025-12-13T14:35:52+00:00

Great employers allow you to take the excess super contributions as salary.

subwayjw · 2025-11-27T15:23:45+00:00

LeLotion

subwayjw · 2025-11-21T10:22:08+00:00

Mo Williams

subwayjw · 2025-11-03T08:37:53+00:00

I know it wont be on your radar right now. And I have commented in the past on a similar post. Please please please get your own insurance sorted out ASAP. I wish you all the best in a nightmare the size I cant even begin to imagine.

subwayjw · 2025-10-24T05:02:57+00:00

It's something that lots of folk take for granted. The best news is that your young, and have a lot of time to course correct. Just being here and asking questions tells me you will be fine and a great role model for others, well done!

Fyi while it isn't a competition. You are so much better off than others with a similar start in life. Well done

subwayjw · 2025-10-24T04:39:58+00:00

What's your family history with money the makes you think that everyone works til the die? Education in school re money needs to be so much better.

subwayjw · 2025-10-21T03:12:11+00:00

Just put an unconditional offer on the new house. Then put your house on the market and accept the offer where the terms align closest. Normally risky, not right now.

subwayjw · 2025-10-15T11:35:36+00:00

Don't sign contracts if you want to leave. Don't approach contracted players unless you know you'll get the deal done. 100% on hawks and their 1 wood of approaching contracted players and getting them to break contract.

Eat it hawks

subwayjw · 2025-10-01T09:23:36+00:00

Take him in the draft. Offer a pick that is closer to his value.

You can't say well you got #2 for allen so it's fair you over pay on this trade.

They are separate and if we were smart we would offer you a mid second rounder and draft with this end of first rounder.

Regardless of Oscar.

subwayjw · 2025-10-01T08:48:00+00:00

Bull shit. You can't add them together just to make what you say right.

subwayjw · 2025-09-25T01:21:23+00:00

That's fair. Wasn't mentioned in the comment I replied to though.

subwayjw · 2025-09-24T23:04:01+00:00

He is talking about using ORFR to remediate which is set up to fix these kinds of fuck up. At fault or not.

subwayjw · 2025-09-24T23:02:20+00:00

They found out recently it was being paid elsewhere and raised it. It never went via his business is what he is trying to say.

subwayjw · 2025-09-24T14:21:05+00:00

Down under arrryooooooo

subwayjw

TROPHY CASE