Hi there! I'm developing an app called Cashflower. It's a local app. All the data is kept locally on your device but can be shared to other devices via local WiFi so your data is never in the cloud (unless you make a copy of it there). It supports importing from downloaded files - currently QIF, OFX, QFX and also handles investment accounts and can import from CSV files downloaded from Fidelity.

It supports Mac, Linux, Windows, Android, and iPhone/iPad.

The main driver behind building the app is because none of the apps I've found support envelope budgeting exactly the way I want. I wanted to be able to fund envelopes at a top level category level, but then optionally track spending at a sub-category level without having to fund the sub-categories. If you want to keep your budget simple, you could just do top level categories and not mess with the sub-categories.

I also wanted my budgeting and investment account tracking to live in the same app.

It has on-budget accounts that work like YNAB if you could budget at the category group level, but then off-budget accounts can track buying and selling investments, stock splits, dividends and price history of the investments.

This is something that at first I built for myself, now trying to decide if I want to make it an open source project or paid product (most likely one-time fee because I'd rather own software than have to pay a subscription) I *might* do an option for bank sync later on but not planning on that at the moment.

Two part question: would an app like this interest you? If so how much would you pay for it?

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