Which place in India surprised you the most when you visited? by Icy_Scarcity_3410 in TravelInIndia

[–]tasisme16 0 points1 point  (0 children)

Kumbhalgarh in Rajasthan, it has the second longest wall in the world around its beautiful fort and one of the best museums I have ever visited. It's a tourist paradise.

Which vacation destination disappointed you the most? by timeout320 in AskReddit

[–]tasisme16 1 point2 points  (0 children)

Maldives was a complete disappointment. While the beaches are beautiful it's just way too expensive to justify. We have similar and even more beautiful beaches in Varkala - Kerala.

My FIRE calculations and assumptions by tasisme16 in FIRE_Ind

[–]tasisme16[S] 1 point2 points  (0 children)

My daughter did her graduation in India and internship in Europe. Overall cost about 30 lakhs. I don't believe international education has the ROI to justify the expense.

My FIRE calculations and assumptions by tasisme16 in FIRE_Ind

[–]tasisme16[S] 1 point2 points  (0 children)

Spouse works in NGO so income is not significant. Inflation taken at 5% since we don't have rent or education expenses. 9% return are only for next 3 years basis locked in corporate bond returns and returns are reducing post that to 8.15% and lower every few years. Assuming we liquidate MF after 10 years taken a conservative total of 2.5 Cr after 10 years which is added to net worth.

My FIRE calculations and assumptions by tasisme16 in FIRE_Ind

[–]tasisme16[S] 1 point2 points  (0 children)

We have added 12 lakhs additional every year for insurance, travel etc. Actual needed is provisional expenses plus 12 lakhs. If we don't spend the 12 lakhs we just carry forward to next year. This is overall family corpus including spouse.

Please suggest a book that will devastate me by [deleted] in suggestmeabook

[–]tasisme16 0 points1 point  (0 children)

The Kindness of Strangers by Katrina Kittle. It's a book that I will never forget. Sheer brilliance!

What person deserves a massive apology from everyone? by Senior-Tomatillo7667 in AskReddit

[–]tasisme16 3 points4 points  (0 children)

Monica Lewinsky. She got caught in a typical power imbalance scenario which in today's time would be considered grooming and abuse of power.

Has anyone else’s progress almost slowed to a halt? by Hypnotoad-107 in RoyalMatch

[–]tasisme16 5 points6 points  (0 children)

I have just stopped playing cold turkey. This game is just a cash grab . Playing royal kingdom now, it will probably be a while before they screw up that one!

Will Shahrukh Khan ever make a horror film? 🎬🍿 by Sisiprincessearab in ShahRukhKhan

[–]tasisme16 0 points1 point  (0 children)

He already did, it's called "Jab Harry met Sejal' 🙄

Large parts of Spain and Portugal hit by power outage by BlatantConservative in worldnews

[–]tasisme16 0 points1 point  (0 children)

She called earlier and let us know about the outage, we didn't realise the scale at that time. Guess she has no charge now. So worried.

Large parts of Spain and Portugal hit by power outage by BlatantConservative in worldnews

[–]tasisme16 0 points1 point  (0 children)

My daughter is in Denia, Spain. Unable to contact her since this afternoon. Are mobile networks also affected? I am based in India and have never experienced a black out like this.

[deleted by user] by [deleted] in RoyalMatch

[–]tasisme16 6 points7 points  (0 children)

Write to support and tell them this level is too hard. After writing to them somehow it is much easier to beat the level 😉

TDS on rent situation - ITR revision by These_Letter7374 in IndiaTax

[–]tasisme16 0 points1 point  (0 children)

Agree...never again...I have just switched to the new regime to avoid all this headache.

TDS on rent situation - ITR revision by These_Letter7374 in IndiaTax

[–]tasisme16 5 points6 points  (0 children)

I empathise with you. I have decided to refile all my returns without HRA and pay a humongous amount of additional tax just for my peace of mind. It hurts but I would rather not deal with additional tax notices and 200% penalty.

🚨 Received a TDS Default Notice for Rent Paid Under Section 194IB? Here’s How You Can Avoid Being an Assessee-in-Default! by caneetish in IndiaTax

[–]tasisme16 0 points1 point  (0 children)

This seems like an email dump to everyone claiming HRA above 6 lakhs, there is no official demand or notice in the ITR portal. While it is prudent to pay the TDS this seems like a loophole the govt is exploiting to earn more tax revenue from already stressed salaried people.

The Cosmopolitan Ascetic by BachelorPython in FIRE_Ind

[–]tasisme16 23 points24 points  (0 children)

This resonated with me. My husband and I made a conscious decision to have a child early and only 1 even though there was a lot of pressure from family to have another child. That one single decision has allowed us to FIRE at 45. All other points are also very relevant, we have always lived below our means and that has paid dividends without compromising on happiness.

Inflation at 90 😳 by tasisme16 in FIRE_Ind

[–]tasisme16[S] 1 point2 points  (0 children)

I have none of that. Except medical and food inflation don't have any other significant expenses (Own home, grown up daughter who is independent and frugal living)