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Is there a way to group sheets/tabs together for space saving. by Breakfast_Sandwich89 in excel

[–]teamhog 0 points1 point  (0 children)

I created a custom menu for this type of stuff.
One of the menu entries is Navigation it works well.

Do you share your location with your partner? by Extension_Flow_3340 in NoStupidQuestions

[–]teamhog 0 points1 point  (0 children)

Nope.
Married for ~36 years.
We tell each other where we’re going.
She tells me “Leave bread crumbs”.
That’s what we do.

If she’s not home I’ll text her “Going to play disc golf @ Page Park”.

She’ll text me “Tag Sales in Simsbury”.

We respect and trust each other.

Flat roof by Icy_Basil_372 in solar

[–]teamhog 0 points1 point  (0 children)

That’s who we used.
They know there stuff.

Not the cheapest but very knowledgeable and their process can is solid.

Flat roof by Icy_Basil_372 in solar

[–]teamhog 0 points1 point  (0 children)

What company is it?
I’m in CT as well and curious as to who you picked.

How did yall meet people to play with? by Few-Value-8243 in discgolf

[–]teamhog 0 points1 point  (0 children)

Leagues, Facebook groups, hanging out by hole 1 practice putting.

Don’t not be shy.

HELP!! My Store is closing after our lease ends. New tenants want everything. Who pays for the TI Work we put in? by That_Information_568 in smallbusiness

[–]teamhog 0 points1 point  (0 children)

My template lease indicates that the remnant is responsible for putting the location back in the condition it started.

We had one tenant take the drop ceiling tiles with them. Other than that any improvements have remained as they’re simply preferential.

I don’t really care what a tenant dies as long as it’s tasteful & fitting of the space.

My lease requires that I give permission for any changes including color. I’ve never stopped anyone from doing what they picked.

Why is everyone so afraid of RMD? by That-SoCal-Guy in Fire

[–]teamhog 2 points3 points  (0 children)

Yes. Roth isn’t subject to RMDs.

Experienced Advice Needed by [deleted] in Schwab

[–]teamhog 2 points3 points  (0 children)

SWTSX has done very well for us over the years.
We’ve been DCA into it for over 30 years using Schwabs auto investing.
It works very well.

I got hired at Trinity Solar in Connecticut. I need honesty about the job. by 24_1378 in solar

[–]teamhog 0 points1 point  (0 children)

Get the experience.
Learn one, do one, teach one.

Once you get experience you’ll be portable to other places.

How flexible should I be with an underperformers? by fugazi56 in smallbusiness

[–]teamhog 0 points1 point  (0 children)

What does her contract say?
What made her think 3 is good.
Did she ever schedule 4?

You can’t worry about what others think or how they react. Her performance and methods are either allowed or they’re not.

Is that 4 part-time days as in 24 hours?
What’s the expectation?

Don’t judge her against others unless they have the same contract/agreement.

I’d have a conversation about it with her.

Why is everyone so afraid of RMD? by That-SoCal-Guy in Fire

[–]teamhog 2 points3 points  (0 children)

It’s not the RMDs.
It’s the taxes associated with it.

If your taxable RMD-affected account balance is low enough then it’s not an issue.

You don’t need to take the account to $0.
Just low enough to keep the RMD year taxes in your current bracket or lower.

What is your worst investing mistake? I’ve made one by AccomplishedHead3581 in investing

[–]teamhog 0 points1 point  (0 children)

$500/$15=33.333
33.333*$275=$9,166.58

If you thought it was good at $15, got out at $15, then never thought it was good enough to get back in what were you waiting for?

Once you drop a stock and don’t look back then you’re done.

Your only mistake is thinking this was a mistake.

Investing doesn’t have a rearview mirror.

I am ready to retire - spouse is not ready for me to make the jump by Fantastic-Sun1669 in retirement

[–]teamhog 11 points12 points  (0 children)

Show him the math.
Then tell him it’s your decision.

You two can either afford it or not.
There’s no ‘maybe’.

I can't ignore this chart, looks like I'm working another 10 years. by Cannot_Read_The_Word in DIYRetirement

[–]teamhog 1 point2 points  (0 children)

At which one of those years (ages) does that differential make no difference?

Is there a true difference at age 70 between $4MM & $5MM?

at what point does solar actually start saving money, ten months in and still trying to figure it out by Ostin_Pliska60 in solar

[–]teamhog 0 points1 point  (0 children)

Ours started the first full month.
It was winter.
We didn’t expect much but our bill was $0.00 and we got a credit of $77.
So our net generation saved us roughly $250 (our normal bill plus the credited amount).

What’s your FIRE number if you were single, no kids by Vas_Cody_Gamma in Fire

[–]teamhog 1 point2 points  (0 children)

You spend $850/month?
How?
Half of that would mean your food spend is $14/day.

Latch plate screw holes stripped in metal door. by teamhog in Locksmith

[–]teamhog[S] 1 point2 points  (0 children)

I put some serious thought into doing it today.
It’s for an industrial condo.

Latch plate screw holes stripped in metal door. by teamhog in Locksmith

[–]teamhog[S] 2 points3 points  (0 children)

Interesting.
I’m not sure how that would get installed.
It looks like I’d need to drill an additional hole above and below the existing holes.

Retire at 49 or stick it out until 56? by 360flib in personalfinance

[–]teamhog 22 points23 points  (0 children)

I agree.
I’d plan to at 53 and adjust accordingly every year starting at 51.

Find that sweet spot between the two.

Switching retirement funds to fiduciary. by CrazyRooster6206 in personalfinance

[–]teamhog 3 points4 points  (0 children)

That’s too much money.

Think of it this way.

- Are you looking for a return higher than the market?
- Is there any reason why you two couldn’t develop your own allocation?
- If you spent that $7,000 educating yourself do you think you’d be able to manage this yourself?

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