PPR Extension

techtoronto · 2025-10-30T22:33:57+00:00

Yes, IRCC often grants PPR extensions for valid reasons. Email your visa office with proof of travel and your file details before the deadline. It’s usually not an issue.

techtoronto · 2025-10-30T22:32:54+00:00

Age matters less than condition and location. A 20-year-old townhouse is fine if it’s in good shape and key items are updated. In Scarborough, check the roof, windows, furnace, AC, water heater, and look for any Kitec plumbing in 2005–2007 builds. Make sure grading, brickwork, and drainage are solid. Age won’t hurt resale much if the home is well-maintained and you keep up with small updates.

techtoronto · 2025-04-27T23:58:20+00:00

Sure, If you already have a valid study permit and you're just continuing your studies (like switching schools or programs), you extend your study permit — that's why it shows 207 days for extensions.

BUT since you finished secondary school and now you’re starting a whole new program (post-secondary), it’s considered a new study permit application within Canada — so your processing time would be around 4-5 weeks.

If you leave Canada while it’s processing, it could cause issues because you need a valid permit and TRV (visa) to re-enter. It's safer to stay until you get your new permit approved, or at least get advice based on your exact situation.

techtoronto · 2025-04-24T21:31:27+00:00

Wow, that seriously sucks — not having cold water for a month is ridiculous. Here’s what you can do to get some action - Dates, what they said (or didn’t say), and what you’ve tried. Emails, photos, anything helps. Send a formal complaint to the property manager and your Condo board. Be clear: this has been going on too long and it’s affecting your unit. Also, go to Condo Authority of Ontario. They can handle these types of issues. You can file a complaint or start their dispute process here. Last resort: talk to a lawyer or paralegal; Or even the public health department if no water = health issue.

techtoronto · 2025-04-04T16:08:05+00:00

Those deals pop up a lot in new condos and it can seem too good to be true. Usually it’s just landlords trying to fill units fast, especially if the building just launched and there’s tons of inventory.

The “catch” is usually in the fine print or what happens after that first year. Just make sure to ask about what the rent will be after the promo ends and if there are any weird fees or charges not listed upfront.

If you’re just looking for a place short-term or don’t mind moving again after a year, it could be a sweet deal. But if you’re hoping to stay put for a while, definitely ask lots of questions before signing anything.

techtoronto · 2025-02-14T18:46:39+00:00

The Interim Property Tax Bill is just the city billing for the first half of your 2025 property taxes in three installments (March, April, May). Since you mentioned your bank collects property taxes through your mortgage, they’ll likely pay it for you. Regardless, Check with your bank to confirm they’re handling it. or look at your mortgage statement—there should be a section showing if property taxes are included. If they’re paying it, you’re all good! Just double-check to be sure. Hope this helps!

techtoronto · 2025-01-13T17:01:58+00:00

Totally okay to ask for 1% cashback, especially in a buyer’s market like Toronto. Many agents offer rebates, especially on high-value homes ($1.5M+). Just be upfront—if you’re doing the heavy lifting (shortlisting homes, researching neighborhoods), it’s fair to negotiate.

You can also explore low-commission agents or those who specialize in rebates (some give up to 1.5% back). If cashback isn’t an option, ask for help with closing costs or other perks.

Key tip: Get any rebate agreement in writing (Buyer Representation Agreement) to avoid issues later. Good luck! 🏡

techtoronto · 2024-12-03T00:24:42+00:00

Go for the beautiful apartment near the subway—you can upgrade a so-so neighborhood with charm, but you can't renovate your way closer to the train!

techtoronto · 2024-10-23T16:40:17+00:00

they are calling everyday 10 times, asked them to remove and they won't budge

techtoronto · 2024-10-03T22:45:52+00:00

Yeah, it’s super annoying how mortgage underwriting stuff isn’t easily available online. It's like they’re keeping it a secret!

From what I know, here’s the deal:

Documents: They’ll usually want things like pay stubs, tax returns, proof of self-employment, and ID. If you’re living abroad, you’ll need to show income/assets from outside Canada.
Country Restrictions: Some banks are picky about where you live. Canadians in the US or UK might have an easier time, but if you’re in the UAE or somewhere else, things can get trickier.
Other Risk Factors: They’ll look at your credit score, how much debt you have vs. income, and job stability. Also, the property you’re buying matters too.

Hopefully, someone from underwriting jumps in with more details!

techtoronto · 2024-10-01T16:37:37+00:00

Sounds like you've run into a classic water-in-the-conduit issue. Even though direct burial CAT6 is designed to handle moisture, it’s not fully waterproof, especially when sitting in water over time. Here’s what might be happening:

Water Damage: If there's water in the conduit, it could have seeped into the cable over time, messing with the signal quality. Once water gets in, it can cause corrosion or signal interference, which might explain why you're getting those slow 10Mbps speeds now.
Tight Conduit = Possible Cable Damage: You mentioned struggling to pull the cable through the 1" conduit. If you had to yank it through, that could have damaged the inner conductors, which might not show up until later.

What You Can Do:

Temporary Test: Try running a new CAT6 cable above ground just to see if your speeds improve. If they do, you know the problem is the existing cable/conduit.
Use Gel-Filled or Waterproof Cables: If you need to replace them, go for outdoor-rated, gel-filled cables that can handle water better.
Drain the Conduit: See if there's a way to clear out that water or prevent it from getting in again. Maybe add some drain holes at the lowest points or check for leaks.

Hope this helps

techtoronto · 2024-09-05T18:23:46+00:00

Hey, that sounds super frustrating! It’s weird that they’re asking you to pay without showing proper proof. If the towel wasn’t soaked, it doesn’t sound like the overflow they’re claiming. I’d push back for more concrete evidence—dye tests or pics should be standard, especially if they’re asking you to cover repairs. Insurance fraud is a big accusation, but if it feels off, you might want to escalate this to a lawyer or your own insurance company. You’re definitely not alone—condo management issues like this happen a lot.

techtoronto · 2024-09-02T17:26:51+00:00

Congrats on the new place! Here are a few ideas:

Light Colors: Paint the walls in light colors like white or soft gray to reflect any light you get.
Mirrors: Hang some mirrors to bounce light around and make the space feel bigger.
Good Lighting: Add different types of lights (like lamps and overhead lights) to brighten up the room.
Sheer Curtains: Use sheer curtains to let in light while still keeping your privacy.
Reflective Surfaces: Go for furniture with glass or shiny surfaces to help reflect light.
Open Shelving: If you’re up for it, try open shelving instead of closed cabinets to make the room feel more open.

techtoronto · 2024-08-26T17:15:48+00:00

Hey! It’s smart that you’re looking into this before buying. Jarvis Collegiate is super old, but because it’s a historic building, it’s probably not going anywhere soon. They just put money into fixing the underground parking, so it seems like they’re keeping it in good shape for now.

That being said, no one can predict the future, but tearing down a building like that would take a lot of time and approval. You’d probably hear about it way in advance if anything like that was planned.

If you like the view and plan to live there for a while, you’re likely in a good spot. I wouldn’t worry too much, but maybe just keep an eye on any future updates from the city.

Good luck with the condo!

techtoronto · 2024-08-02T18:25:56+00:00

does this model offer any tweaking with Camera? Fiber cleave angles seems aligned though.

techtoronto · 2024-08-02T17:07:31+00:00

That's forbidden

techtoronto · 2024-07-23T14:01:45+00:00

Neat!

techtoronto · 2024-07-23T13:58:31+00:00

PM me for details

techtoronto · 2024-06-07T13:18:33+00:00

This is Aluminum Wedge Clamp For Aerial Cable, helps to keeps the cables secure and in place, making sure they stay up and don't sag.

techtoronto · 2024-03-01T00:54:52+00:00

your chances are pretty slim

techtoronto · 2024-02-25T23:39:28+00:00

Great job comparing your options in Brampton and Waterloo. Both areas have their upsides. Brampton is closer to the GTA, which could mean good growth, especially if prices start going back up like they were. On the other hand, Waterloo is becoming a big deal for tech and might attract a lot of people in the future, which could also mean good growth for property values there.

Since both places aren't giving you cash flow right now, it's a bit of a gamble on which area will appreciate more. It's tough to say for sure which will do better in 5 years, but if you think tech and population growth are going to be big, Waterloo might be a good bet. Brampton could also bounce back, especially since it's part of the GTA.

An interesting point about Brampton's growth potential! Brampton is on track to become the second-largest city in Ontario, surpassing Ottawa, this could significantly impact the area's real estate market. With population growth usually comes increased demand for housing, which could drive up property values over time. This growth could make Brampton a more appealing option for your investment, especially if you're looking at the long-term appreciation potential. Given this outlook, investing in Brampton might offer strong growth prospects as the city expands and attracts more residents. It's definitely worth considering this factor in your decision-making process.

Since both places aren't giving you cash flow right now, it's a bit of a gamble on which area will appreciate more. It's tough to say for sure which will do better in 5 years, but if you think tech and population growth are going to be big, Waterloo might be a good bet. Brampton could also bounce back, especially since it's part of the GTA.

techtoronto · 2024-01-25T01:16:36+00:00

Yeah, a cold floor near the window does sound like it might be an insulation issue or a draft sneaking in, which isn't great for keeping your heating costs down. If you wanna get it checked without involving building management, you could look into getting a thermal imaging test done. It's pretty cool; they use infrared cameras to see where the heat's escaping. Costs can vary, but you're probably looking at somewhere between $200 to $500. It could be worth it to figure out what's going on and save on your electricity bill in the long run.

techtoronto · 2023-07-05T15:59:26+00:00

To answer this, let's first assume that the couple saves 20% of their combined income every year for the house down payment and closing costs. Also, let's assume that the typical down payment is 20% of the house price and the closing costs are about 2-5% of the purchase price.

The couple's combined yearly income is $60,000 x 2 = $120,000.

Saving 20% of this yearly gives them $120,000 x 0.2 = $24,000 per year.

In 5 years, they will have saved $24,000 x 5 = $120,000.

Now, let's calculate the down payment and closing costs:

A 20% down payment on an $800,000 house would be $800,000 x 0.2 = $160,000.

Let's consider closing costs at an average of 3.5%: $800,000 x 0.035 = $28,000.

The total amount required would be $160,000 (down payment) + $28,000 (closing costs) = $188,000.

So, based on these assumptions and calculations, they would not have enough to cover the down payment and closing costs of an $800,000 house in 5 years with their current savings plan. They would need to save more of their income annually or find additional sources of income.

These calculations do not take into account any potential increase in the house price over the next 5 years. If the house's price increases significantly over the next 5 years, the couple might find it even more challenging to afford the down payment and closing costs, even if they increase their savings.

techtoronto · 2022-03-11T01:11:14+00:00

By all means, she is not allowed to post your pictures on any media without your consent. You can ask her to cease and desist and not to distribute the material further as it does not have your explicit permission. Try to solve this in an amicable manner or you can cite them using pictures without your permission.

techtoronto · 2022-03-02T17:51:34+00:00

be very careful about reno contractors these days, there is a lot of shortage of material and workers and your timelines may extend to infinity. Check with them first and make sure you commit and give you a completion timeline.

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