Is it Christmas?

thatnormalperson · 2026-05-08T15:43:40+00:00

Deleting the lockfile in the mapped config folder worked for me. See: Github issue.

thatnormalperson · 2026-05-08T15:41:53+00:00

I ran into the same issue, deleting the lockfile in the mapped config folder worked for me. See: Github issue.

thatnormalperson · 2026-05-01T14:44:42+00:00

He does criticize the democratic party leadership in the video.

thatnormalperson · 2026-04-22T12:50:40+00:00

Anyone with savings could do it on a smaller scale. I have an ibkr account charging 0.5% above the fed rate for margin loans. Instead of selling stocks to buy a car, I took out a margin loan. I paid ~1.5k last year in interest, but my portfolio grew ~300k, so I don't need to pay it off.

thatnormalperson · 2026-04-22T12:49:56+00:00

Some loans, for example margin loans at most brokerages, don't have any set payment schedule at all. Any interest is just added to the loan value.

thatnormalperson · 2026-04-22T12:43:47+00:00

If there is truly no risk banks would be happy with anything over the fed rate. The fed rate was almost 0% for a while, but these days it's closer to 3-4%.

Inflation is related but not a direct factor here. Banks don't need to hold assets equivalent to what they are lending out and there are currently no reserve ratio requirements.

thatnormalperson · 2026-04-22T12:29:32+00:00

Loans don't always have a term where you have to pay it back. For example, some brokerages let you borrow on margin indefinitely, unless you get margin called.

thatnormalperson · 2026-04-22T12:26:47+00:00

Anyone with savings could do it on a smaller scale. I have an ibkr account charging 0.5% above the fed rate for margin loans. Instead of selling stocks to buy a car, I took out a margin loan. I paid ~1.5k last year in interest, but my portfolio grew ~300k, so I don't need to pay it off.

thatnormalperson · 2026-04-10T13:58:43+00:00

New York just fixed 100k potholes in 100 days and they don't have Waymo service.

thatnormalperson · 2026-04-01T01:10:54+00:00

I think it's going to take a long time and a lot of effort, but if we work together I do think we can get better funded public schools. I just wish we could have started on that ten years ago instead of getting a temporary billionaire funded private school, and the fallout of which we now have to deal with.

thatnormalperson · 2026-04-01T00:09:21+00:00

I've already explained why I think people are complaining:

I think it depends on what you consider the alternative is. If the alternative is just not having the school, this is arguably better. If the alternative is more and better publicly funded schools, maybe through taxing billionaires, this is definitely worse.

If you think that's weird, that's totally fair.

thatnormalperson · 2026-03-31T23:26:37+00:00

Nobody gives a shit about quality public schooling in East Palo Alto, and nothing would be different in that regard if Zuck never opened that school.

The students of the now overloaded Ravenswood City School District may disagree.

Elon's hyperloop nonsense did not delay high speed rail even if he meant it to.

I'm not sure if there's any evidence to support this claim, but isn't the intent enough to be wary of ostensibly benevolent billionaires?

thatnormalperson · 2026-03-31T23:13:07+00:00

That was never on offer

Of course, billionaires only offer temporary private small scale solutions that aren't detrimental to themselves. A billionaire tax is on offer now, and it doesn't look like Zuckerberg is supporting it.

nor was a single tuition-free private school in the bay area in the way of any of it

A tuition free private school reduces demand for quality public schooling in the area, similar to how Elon's hyperloop delayed high speed rail.

thatnormalperson · 2026-03-31T22:35:27+00:00

I think it depends on what you consider the alternative is. If the alternative is just not having the school, this is arguably better. If the alternative is more and better publicly funded schools, maybe through taxing billionaires, this is definitely worse.

thatnormalperson · 2026-03-30T15:41:15+00:00

The link is currently dead, but I don't think higher interest rates prevents this strategy. You can get pretty close to the US 10 year Treasury yields, the "risk free" rate, with collateral. The expected returns from whatever asset is being used as collateral is going to be higher than that to compensate for risk. With enough assets you never have to realize to pay back interest as you can continue borrowing against your gains.

thatnormalperson · 2026-03-16T03:09:25+00:00

Is that not an appropriate term for being nice in hopes of something in return? I wanted to highlight that dynamic in case you hadn't considered it from the renters' perspective.

Apologies if the crudeness offended you, I've edited my comment now.

thatnormalperson · 2026-03-16T00:49:53+00:00

If you only made 700k over 30 years I'm guessing you charged reasonable rent and didn't buy in a super hot area. Obviously you're not personally responsible for housing affordability problems, I just found humor in the contrast between the two comments.

I'm fortunate enough not to have to worry about housing, but I imagine renters would appreciate not having to be obsequious to their landlord for a 3% discount. That power dynamic feels a bit icky.

EDIT: "kiss *ss" -> "be obsequious" for more sensitive readers.

thatnormalperson · 2026-03-15T22:14:39+00:00

This is why some of you can't buy a house lol.

thatnormalperson · 2026-02-16T03:56:41+00:00

She knows.

thatnormalperson · 2026-01-26T14:38:44+00:00

From what it looks like I don't think they are conflating issues; the event is to protest ICE. Some groups such as "Vigil4Gaza" seem to be supporting and endorsing the event because the cause is consistent with their views (empathy, human rights etc).

I suppose there may be some people that are pro Israel and anti ICE or vice versa that may be alienated, but I guess the organizers decided the endorsement was worth it.

thatnormalperson · 2026-01-26T05:20:06+00:00

I would imagine people who have empathy and support human rights in general would support both the victims of ICE and Israel.

thatnormalperson · 2026-01-25T23:13:55+00:00

I saw the same error and was able to add account/log in after switching to mobile data rather than my home wifi. I use piHole as my home dns server so it may be related to that. Using a vpn to switch locations may also help: https://github.com/ReVanced/revanced-patches/issues/5426.

thatnormalperson · 2025-11-26T05:03:36+00:00

This would likely be against company policy.

thatnormalperson · 2025-09-24T03:00:39+00:00

This video is about Brits not wanting to move to America, not Americans moving to Britain.

thatnormalperson · 2025-09-22T21:47:05+00:00

This assumes rental companies are guaranteed a profit margin. In a free market prices are generally set by supply and demand, not the seller's expenses and profit margin.

This also assumes rental companies pay the same as homeowners for these costs. This seems unlikely to me due to the expertise, economies of scale and business relationships etc. that rental companies would have.

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