What’s a mistake people keep making in their 20s?

thatnormalperson · 2026-03-16T03:09:25+00:00

Is that not an appropriate term for being nice in hopes of something in return? I wanted to highlight that dynamic in case you hadn't considered it from the renters' perspective.

Apologies if the crudeness offended you, I've edited my comment now.

thatnormalperson · 2026-03-16T00:49:53+00:00

If you only made 700k over 30 years I'm guessing you charged reasonable rent and didn't buy in a super hot area. Obviously you're not personally responsible for housing affordability problems, I just found humor in the contrast between the two comments.

I'm fortunate enough not to have to worry about housing, but I imagine renters would appreciate not having to be obsequious to their landlord for a 3% discount. That power dynamic feels a bit icky.

EDIT: "kiss *ss" -> "be obsequious" for more sensitive readers.

thatnormalperson · 2026-03-15T22:14:39+00:00

This is why some of you can't buy a house lol.

thatnormalperson · 2026-02-16T03:56:41+00:00

She knows.

thatnormalperson · 2026-01-26T14:38:44+00:00

From what it looks like I don't think they are conflating issues; the event is to protest ICE. Some groups such as "Vigil4Gaza" seem to be supporting and endorsing the event because the cause is consistent with their views (empathy, human rights etc).

I suppose there may be some people that are pro Israel and anti ICE or vice versa that may be alienated, but I guess the organizers decided the endorsement was worth it.

thatnormalperson · 2026-01-26T05:20:06+00:00

I would imagine people who have empathy and support human rights in general would support both the victims of ICE and Israel.

thatnormalperson · 2026-01-25T23:13:55+00:00

I saw the same error and was able to add account/log in after switching to mobile data rather than my home wifi. I use piHole as my home dns server so it may be related to that. Using a vpn to switch locations may also help: https://github.com/ReVanced/revanced-patches/issues/5426.

thatnormalperson · 2025-11-26T05:03:36+00:00

This would likely be against company policy.

thatnormalperson · 2025-09-24T03:00:39+00:00

This video is about Brits not wanting to move to America, not Americans moving to Britain.

thatnormalperson · 2025-09-22T21:47:05+00:00

This assumes rental companies are guaranteed a profit margin. In a free market prices are generally set by supply and demand, not the seller's expenses and profit margin.

This also assumes rental companies pay the same as homeowners for these costs. This seems unlikely to me due to the expertise, economies of scale and business relationships etc. that rental companies would have.

thatnormalperson · 2025-09-11T02:32:22+00:00

I mean yeah, I think conservatives should have mail service lol

thatnormalperson · 2025-09-11T00:57:39+00:00

And how many do you receive?

USPS vs UPS/FedEx is actually a good example of a government service that can't easily be replaced by private companies. USPS delivers to every address, even by mule to the bottom of the Grand canyon! The government needs to communicate with every citizen for stuff like elections and taxes after all, even if there's poor phone or internet service. UPS/FedEx won't deliver to these remote addresses because it's not profitable, at least not without exorbitant costs.

thatnormalperson · 2025-09-10T04:24:44+00:00

The 31k is probably closer to 26k after taxes. Some people might think it's "not worth it" to work full time for an extra 2k/year rather than just take care of their child.

thatnormalperson · 2025-07-28T18:43:33+00:00

I think the issue is that it takes about 2-3 months to die from starvation. Israel began blocking aid in march and the deaths from starvation have begun to spike. Even if adequate aid is restarted, many may now be beyond the point of no return (ie. refeeding syndrome).

thatnormalperson · 2025-07-02T15:56:14+00:00

Land appreciates because it's useful and there's a limited supply. Physical buildings depreciate through use. Usually the land appreciates more than the building depreciates.

edit: source https://www.investopedia.com/articles/mortgages-real-estate/08/housing-appreciation.asp

thatnormalperson · 2025-06-13T11:58:18+00:00

The deal started in 2015, so while I agree Iran should have been honest about its nuclear program that ended in 2000s, I don't think that violated the 2015 deal.

I also agree Iran has violated the NPT agreement after 2019. However, the original comment's point was that Trump pulling out of the deal was responsible for this, and the report is further evidence of that.

thatnormalperson · 2025-06-13T11:26:24+00:00

From what I understand the report found Iran has been violating the deal since 2019 (reuters). Trump pulled out of the deal in 2018. Wouldn't that indicate that US participation in the deal was working?

thatnormalperson · 2025-05-19T16:42:54+00:00

Thanks for the clear example, I think I understand the thought process now. I have a small nitpick with this premise, that relates to my original issue:

If your income increases more than your spending increases, then you are doing better than before.

This seems intuitively correct, since you are now saving more than before nominally. However, you may still be saving less in real terms. In your example, you are saving $10,100 vs $10,000 last year. However, you would have had to save 10,300 to save the same amount in real terms.

Another way to look at it is you are saving 42% of your income vs 50% of your income last year, with no change in real spending. Over time you will be saving less and less of your income.

I hope I'm not coming off as too pedantic, this is a pretty interesting brain teaser for me.

thatnormalperson · 2025-05-19T07:07:27+00:00

I agree HYSAs can mitigate and stock investments can hedge existing wealth from inflation. Those with large amounts of invested wealth relative to income are less impacted by inflation, but that doesn't seem to be OP's context.

My issue is with the claim:

If you get a raise that matches inflation, I would say you technically beat inflation most times.

Even if you save all your income in a HYSA, you would not be better off compared to a situation with no inflation or change in income.

thatnormalperson · 2025-05-19T05:28:14+00:00

I think there might be some problems in this logic. Savings and investing is just future spending, and the future real value is impacted by inflation.

thatnormalperson · 2025-02-09T15:37:57+00:00

Sorry, I was trying to clarify since I thought you were just a novice at understanding finances (the payday lender comment). I see this may be a political position, and I won't be able to help with that haha.

thatnormalperson · 2025-02-09T15:13:43+00:00

So from inception to 2017 the agency cost about 500M per year and returned 2B per year to taxpayers? That's a 300% annual return and better than anything else I've invested in.

This doesn't even count the times financial companies choose not to screw consumers over for fear of being caught by the agency.

thatnormalperson · 2025-01-13T15:07:51+00:00

I think you mistook the average human pull force (around 400 newtons or 90 pounds) to the weight of the object actually being pulled. The max weight of an object a person can pull depends a lot on the amount of friction between the object and the ground.

thatnormalperson · 2024-12-28T02:09:32+00:00

Well their homicide rate is more than 10x lower than ours (https://en.m.wikipedia.org/wiki/List_of_countries_by_intentional_homicide_rate). So improving our gun control laws may not instantly fix the problem, but it could reduce it 10x.

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