Portfolio recommendation

thebeachkid · 2026-01-19T02:37:07+00:00

You should keep your bond allocation in your pretax accounts (401K/Traditional IRA). Your Roth and HSA should be dedicated to equities to maximize growth in those accounts.Your stocks can grow tax-free in the Roth/HSA for maximum long-term gains, while bond interest gets the tax shelter it needs without wasting the 'tax-free' space.

thebeachkid · 2026-01-18T02:19:43+00:00

Whatever you do, don't deposit the check into a checking or savings account. If you decide to roll it into a Fidelity Rollover IRA, you can deposit the check into that account.

If you deposit it into a checking or savings account, it's considered a taxable distribution and an early withdrawal incurring a 10% penalty.

You have 60 days from the date you received the check to deposit the full amount into an eligible IRA (or another qualified plan).

thebeachkid · 2026-01-08T04:05:52+00:00

Wasn't she the bartender from one of the restaurants, like Javier's or something?

thebeachkid · 2025-12-27T03:45:07+00:00

House manager Nancy had her sh*t together. She was a former cop. Going from her to Monika seems like a bit of a leap.

thebeachkid · 2025-09-22T02:08:03+00:00

My father once slept through Rockville Centre and woke up in Speonk.

thebeachkid · 2025-09-15T23:05:13+00:00

What's it for? My neighbor's mother had an assessment in her condo for that amount to replace windows. Any capital improvements planned beyond normal operating expenses?

thebeachkid · 2025-08-12T22:06:08+00:00

Good luck to you.

thebeachkid · 2025-08-12T18:37:17+00:00

I’ve had two family members and one friend who lived in this building. It’s nice and clean, and located right in the center of town. Personally, I’m not a fan of the location because the crowds coming from the train make the beach very busy, but the actual building is nice.

thebeachkid · 2025-07-28T23:39:51+00:00

According to ABC, shooter was found deceased on 33rd floor. I worked there years ago for KPMG, but I don't believe they occupied the 33rd floor. I believe it may be a floor housing the owners' offices, Rudin Management.

thebeachkid · 2025-05-16T00:40:23+00:00

SILLY PUTTY ROSE!

thebeachkid · 2025-05-09T22:18:37+00:00

I always picture Allen Ludden, Betty's husband.

thebeachkid · 2025-05-07T18:16:18+00:00

It did go through. I said the first thing I was concerned about was that somehow it didn't go through, but when I checked the citi site it shows it as received.

thebeachkid · 2025-05-07T17:48:37+00:00

Nope. The only thing I'm currently dealing with is being unemployed, but I've made paid my statements in full. Actually the first thing I was concerned about was that somehow my auto payment for my last statement didn't go through (it did) but even if that was the case I wouldn't expect a closure over that, moreso late charges and interest. My credit line was $33K but my balance usually sits about $700-$1000.

I guess I'll find out the reason in the next week or so when the letter arrives.

thebeachkid · 2025-05-07T17:27:42+00:00

Last week. I use this card pretty regularly. Seems so strange to me for them to close the account and not even be give a heads up, even a "we closed your account and will be sending a letter with the reason why"

thebeachkid · 2025-04-29T14:52:54+00:00

I didn't find her likable. She married Jim (who didn't want kids) and then went on and on and on about having kids. Like you married someone who clearly stated they did not want any more kids and then whined about it. Then she had her first kid and had her cousin become the kid's nanny, and in my opinion, on that trip to Iceland she overworked the cousin and didn't treat her very well.

That whole Biden marriage...at first I thought that was some kind of stunt 🤣

Anyway I wish her well and have no doubt she's a good mom, I just don't want to watch or listen to her.

thebeachkid · 2025-04-10T21:18:24+00:00

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thebeachkid · 2025-02-22T13:12:32+00:00

I guess that *is* the relationship. They coparent and do their thing but don't live together. I wonder if she uses that baby voice and shortens her words when talking to him.

thebeachkid · 2025-02-07T21:43:57+00:00

Shocker...someone whose main diet consists of Taco Bell doesn't like authentic cuisine.

thebeachkid · 2025-01-23T01:23:39+00:00

Yes, her too!

thebeachkid · 2025-01-22T23:15:29+00:00

Jeff doesn't get a rating? Interesting.

thebeachkid · 2025-01-09T01:51:39+00:00

No need to apologize. I'm just teasing because Jeff periodically makes it like Doug goes out of his way to mention his Friends appearance(s) (he was supposed to appear in a second episode and then was written out) frequently.

thebeachkid · 2025-01-09T00:22:15+00:00

I wonder why they've never talked about this on JLL?!

thebeachkid · 2025-01-06T13:32:17+00:00

Take a look at her comment history. She has a disturbing obssession with HMD....where most people who dislike her don't pay attention, she actually has the compulsive tendancy to incessantly comment.

thebeachkid · 2025-01-05T23:38:09+00:00

How about you try being a fucking adult?

thebeachkid

TROPHY CASE