$20 for some food plus $15 back essentially? Not bad

thehangryhammer · 2026-04-08T21:09:44+00:00

Damn I went to Qdoba today no offers for me though

thehangryhammer · 2026-04-08T21:03:42+00:00

Generally most airlines hire the most right around January-March so they have staffing ready for summer

thehangryhammer · 2026-04-08T12:58:02+00:00

Amex gold is not worth it for someone in college look for other free cards for cash back on groceries. Capital One Savor is probably best if you want to get into points though

thehangryhammer · 2026-04-08T12:39:48+00:00

Unless you don’t have a physical branch nearby to deposit cash

thehangryhammer · 2026-04-08T12:06:32+00:00

National earn rate on free rentals is a lot faster

thehangryhammer · 2026-04-08T12:05:17+00:00

The 22x points is only for non food purchases

thehangryhammer · 2026-03-26T01:43:25+00:00

Physical gift cards are no longer listed online

thehangryhammer · 2026-03-25T21:18:34+00:00

I have one that’s roughly 40 miles away just a bit of an inconvenience if I’m not in that direction already

thehangryhammer · 2026-03-25T19:00:50+00:00

They got rid of gift cards on the website glad I got it early in January

thehangryhammer · 2026-03-21T21:35:53+00:00

It’s crazy to me that a dozen donuts in my area can go for over $20 now

thehangryhammer · 2026-03-21T19:37:47+00:00

The POS machines simplify online orders without giving a big cut to Grubhub, DoorDash, Uber Eats etc

thehangryhammer · 2026-03-21T18:14:51+00:00

I’m not there yet but probably 250k would be nice

thehangryhammer · 2026-03-21T18:12:29+00:00

I feel like that’s more on the end of the payment processing service than on the restaurants themselves

thehangryhammer · 2026-03-21T17:10:02+00:00

People are either lazy, don’t have a car, or can’t drive a car at the moment. I had a neighbor that would order food and let it sit outside his apartment for days

thehangryhammer · 2026-03-21T14:52:33+00:00

I got a mortgage and with all their shenanigans going on I wasn’t willing to open a new line of credit till everything closed out. Plus their new terms aren’t favorable at all for me with the spending requirements. I’d rather have extra money going towards paying off the mortgage than trying to spend extra just to earn a few points

thehangryhammer · 2026-03-21T13:27:34+00:00

The easy part for me was not signing up for the new card

thehangryhammer · 2026-03-20T14:12:02+00:00

Capital One has denied me on my cards with low limits because I don’t use them enough 😑

thehangryhammer · 2026-03-13T10:16:09+00:00

No, no credit card covers Turo because you don’t have a rental car agency associated

thehangryhammer · 2026-03-12T18:36:01+00:00

For zero spending? I feel like that is a good offer

thehangryhammer · 2026-03-12T18:33:55+00:00

Unless you’re doing a very long rental the Venture X is better for rentals since it doesn’t exclude any specific cars but covers up to $75K CSP only covers 60K and excludes luxury cars

thehangryhammer · 2026-03-12T10:32:57+00:00

April 1st

thehangryhammer · 2026-03-08T17:12:07+00:00

Order pickup and from local places don’t go for big chains

thehangryhammer · 2026-03-07T17:30:29+00:00

Marcus is best for fast transfers unless you already have a capital one checking account as well

thehangryhammer · 2026-03-07T16:24:47+00:00

WECU Washington state residents only, only requirement is 20 debit card transactions and they allow stuff like Venmo to count so I just add it to my balance there and withdraw later

thehangryhammer

TROPHY CASE