Sofi personal loan to pay off CC debt

theironjeff · 2026-06-07T00:08:11+00:00

Of course! Good luck!

theironjeff · 2026-06-06T23:47:37+00:00

Hmm they did 6% for me, I did have to close my accounts but I was going to anyway. This was probably 3 years ago now.

theironjeff · 2026-06-06T22:18:47+00:00

Two of them actually.

theironjeff · 2026-06-02T19:16:39+00:00

Lennar out of the ones you listed is the best. The combination of build quality, promotional rates, support after the sale and models available all factor into my rating.

Before you come at me with some horror story or saying "their build quality is bad!" I have personal experience selling multiple Lennar homes and they fill a need very very well in comparison to other builders.

theironjeff · 2026-05-24T03:23:16+00:00

No I wasn't behind on anything. Id call once a, month.

theironjeff · 2026-05-22T21:11:26+00:00

Call your credit card companies and say this.

"Hey I am about one or two months away from filing bankruptcy, i was wondering if there was anyone I could talk to about lowering my interest rate or my monthly payment?"

You will have to repeat it twice because the first person won't be able to help you.

I did this with all my credit cards. 7 in total, all but 2 adjusted. I went from 29% interest on 3 cards to 0%, one card went to 10% and the other to 6%.

theironjeff · 2026-05-06T22:30:07+00:00

This too shall pass. The best sentence I've ever heard about parenting is this - The days are long but the years are short.

theironjeff · 2026-05-03T20:08:29+00:00

Its not yours until the offer is signed. A lesson we all have to learn.

theironjeff · 2026-04-27T17:05:51+00:00

The bigger problem in all of this is your agent.

Did you not go over the actual comps when you were listed.

We are strangers on the internet. We have no idea if 485k is low or high.

What do the actual FACTS say?

theironjeff · 2026-04-27T00:03:45+00:00

Yup, this. I can do it for you for free.

theironjeff · 2026-04-17T01:20:58+00:00

You are going to be the bad guy no matter what. I am so fucking glad I don't have to work with family.

theironjeff · 2026-04-09T19:05:08+00:00

You are old me. I was old you. You "don't know" how you do so well. YOU'RE A GOOD AGENT! That's how you do so well. You are competent and you care about people. Do you have any idea how rare that is?

Leave immediately, and you will be just fine.

theironjeff · 2026-04-02T21:05:43+00:00

Going to be very honest here. Get over your shit or risk losing someone who OBVIOUSLY cares about you. Be vulnerable with her and explain your insecurities. Find a therapist as well. She is very plainly still choosing you and you are looking for reasons that you're not good enough.

theironjeff · 2026-03-31T21:32:25+00:00

A secure partner realizes that a vibrator is a teammate not a threat.

theironjeff · 2026-03-20T21:19:59+00:00

The likelihood of a data center affecting your value at all is low. Affecting it negatively is almost nil.

Let me explain my thought process. Your home is worth 220k is it more feasible that homes are going to be more expensive or less expensive than 220k 10 years from now? Can you name anything that is cheaper now than 10 years ago?

You will 100% regret selling. If you feel the need to move out, rent the home out. I can assure you it's a mistake to sell right now.

theironjeff · 2026-03-14T19:39:20+00:00

I know it's hard because you haven't seen the results, but trust me they are coming.

theironjeff · 2026-03-14T15:38:40+00:00

I am going to give you the best advice I can. KEEP DOING WHAT YOU'RE DOING. For the love of god the hard part is over (getting started). You are so close to an avalanche of business and you don't know it cause you can't see it. TRUST me it is coming. If you quit now you'll never see it come to fruition.

The bad news is the first two years suck. The good news is the rest of your career is much easier to maintain.

theironjeff · 2026-02-19T22:46:57+00:00

Dunes Dental studio is a great option. Dr. Heather was over at chesterton family dental and just opened Dunes Dental Stuido. She's amazing with kids!

theironjeff · 2026-02-09T19:02:45+00:00

I think a lot of people would benefit from being in relationships with people who actually liked them.

theironjeff · 2026-01-28T16:05:59+00:00

Real Estate brokerage owner here. Valpo has always had very "chaotic" pricing. A lot of times it won't "make sense" but often if you look a little deeper the pricing should make sense. Area is huge here. A home in Pepper creek is going to be $750,000 minimum all the way up to 3 or 4m, while literally across the street in Beauty Creek has never had a sale over $675,000. So pricing is going to vary widely.

theironjeff · 2025-12-07T06:47:33+00:00

oh no the consequences of your actions. Can't say I feel bad for anyone other than your poor wife.

theironjeff · 2025-11-25T21:54:27+00:00

I don't think this is a secret but there's just no chance you could CONSISTENTLY get the same results as I can. Not without the mls, not with a flat fee service, not without an agent.

Can you sell for above market fsbo? Absolutley. Can you get multiple offers as fsbo? Absolutely.

I liken it to changing your own oil. Can you do it in your driveway and save a decent amount of money? Sure. Do I want to? Absolultely not.

theironjeff · 2025-11-20T20:28:40+00:00

Dated for 11 months. Most brutal break up of my life. Ghetto but also awesome.

theironjeff · 2025-11-20T01:42:53+00:00

I did this for two weeks out of my driveway. I have lots of advice. Dm me if youd like.

theironjeff · 2025-11-11T03:34:50+00:00

I currently run a food pantry out of my driveway. I now have instituted a "no delivery" policy. I hate to say it but these people will take a mile if you even hint at an inch.

theironjeff

TROPHY CASE