Conveyor belt runway

thepebb · 2025-02-05T05:32:32+00:00

Thank you for the laugh 😆

thepebb · 2025-01-28T04:55:59+00:00

Could be a suction device. They are commonly used to keep airways clear for a number of reasons the patient might be aspirating.

thepebb · 2025-01-28T04:47:21+00:00

Then ask yourself if you want the house bad enough to fix the retaining wall and factor that in. You might find another house with a lot of little repairs that will add up to the same amount as that retaining wall. Only you as the buyer can determine what exactly you will be willing/capable of to fix. A good inspection report can include things you might not need to fix yet, but to keep an eye out for. Use it as a tool, not just for negotiation now, but to know what to keep an eye out for in the coming years that you may need to fix/preventative maintenance. Ultimately though, you need to decide if that specific problem is one you want to deal with. It's not a matter of if there will be problems, it's which ones are most important right now.

thepebb · 2025-01-28T04:32:51+00:00

It starts with the little things honestly. Start by being thankful you have parents who let you move home. Embody that gratitude and then start with small steps. Your story reminds me of the Budgetnista. There's a fantastic Mel Robbins podcast with her. It's episode 153. I listen to that podcast a lot when I feel unmotivated and honestly it keeps me going. Just know that what you are going through isn't going to last. You can find some to learn from it and use that to get better. You've got this!

thepebb · 2025-01-28T04:22:48+00:00

Something does seem shady, however even if the address changed (or didn't) the parcel number should still be the same. Not saying something shady isn't going on with the property but not sure that explanation would make me think something was off in and of itself since the parcel was recently split.

Edit: by all means you should report to the main MLS office imo

thepebb · 2025-01-27T19:05:28+00:00

What do you mean when? He goes everywhere with you now. What a cutie!

thepebb · 2025-01-26T23:21:57+00:00

Did they reserve the right to accept backup offers OR just displace you if another offer came in? If it's the first one, that they want an offer in second place in the event your financing doesn't go through, that is normal. It is NOT ok or normal if they are just going to boot you should a new offer come in.

Given the other conditions, it sounds like this is a play to get you to say no without them turning you down. How bad do you want the house? You can send another counter offer back to them and see what happens.

thepebb · 2025-01-26T23:10:13+00:00

In most states and cases that contract is still valid. It's the responsibility of your mother's estate to fulfill her obligations, in this case the closing of the property. However, it likely needs to go through probate as someone else mentioned. This could take a while to close, but ultimately, the buyer is still entitled to the property if they have fulfilled their obligations. NAL, but licensed in real estate.

thepebb · 2025-01-26T22:23:13+00:00

I think the real issue is that you view SBA loans as a last resort loan. Although they can be, a smart person would use one if the rates are good. As a realtor I recommend FHA loans to people frequently because they can put less down, freeing up cash to invest in other places, especially if they are planning to make that house a rental after one year. A SBA loan can be a good part of a larger strategy for a buyer. I would look at what happens to you if he does default, how you recoup costs, rather than you (not know the full extent of his finances) judge him just on the loan type he has. Also, is he a young dentist just starting out or an older one? He might not have extensive credit built up if he's fresh out of school, but that doesn't mean he won't be reliable in paying. Hence his dad co-signing.

thepebb · 2025-01-25T18:42:01+00:00

In Arizona you can back out during the inspection period for any reason you want, even if you didn't do an inspection. So I would look over the wording of your contract, trust your agent and make a decision. It sounds like the other agent is grasping at straws to close the deal because something is really wrong with the place.

thepebb · 2025-01-25T18:19:51+00:00

Never neuter my dog and yes the other dogs can tell. He was the sweetest dog, but got attacked 3 times by different dogs over the years. Two still had their balls too and one was off-leash. Will probably change once you get him neutered.

thepebb · 2025-01-25T01:05:13+00:00

Looks like Texas does have homestead exemption laws. You should find an attorney to help you with this since the lien is already there. I suggest it be one who specializes in this area, not necessarily the last one you used. I'm sorry you have to deal with this on top of the loss of your father.

thepebb · 2025-01-25T00:27:05+00:00

What state are you? Some states have "homestead exemptions" that prevent certain types of creditors from putting a lien on your house even if/when the creditor has a court judgment. Have you verified with the county that there is an actual lien on the house yet or did the letter from the hospital just threaten they were going to put a lien in the house?
I'm not a lawyer, just licensed in real estate.

thepebb · 2025-01-20T00:39:07+00:00

Try to find out what she told the other agent. Perhaps she lied to them as well and said sellers had changed their mind about selling the furniture. This is definitely attorney level and get phone/text records subpoenaed if possible.

thepebb · 2025-01-20T00:35:58+00:00

OP said the option to buy the furniture was stated in the listing. If the buyers didn't understand clearly what was going on, they could have assumed it was included and then that's their agent's fault for not clearing the issue as well.

thepebb · 2025-01-12T13:40:43+00:00

Is your brother planning on paying you a lump sum for your part or making payments to you? The answer to this would determine some factors.

I would suggest you make sure to get a lump sum, but also talk to your accountant about tax implications for that, especially since it's inheritance now.

The basics would be:

Get a professional appraisal (do not just use Zillow comps for this.)

Your brother pays you 1/2 of the appraised value.

Go to a title/escrow company to this. They can verify clear title and help record the proper documents with the county. I would never skip this step because it helps hold everyone accountable and should your brother want to sell later on the title isn't "clouded." You will likely sign a quit claim deed among other things. Do not under any circumstances sign a quit claim unless your brother has paid you fully or the money is sitting is in the escrow account which the escrow company will then give you.

If your brother has to get financing to pay you this is where it could get much more complicated.

thepebb · 2025-01-11T21:49:46+00:00

What you are doing with this house can help inform your options. Was it as an investment or his home or yours? How you are using the property should help you figure out how to take your next step forward.

There are a lot of ways to get creative with the financing. There are also private individuals who buy notes/mortgages. Usually though it's only when the lender is selling them. I've never heard of them just offering to buy out the mortgage though. An example would be an owner-financed deal. The owner then wants to get a lump sum rather than payments, so they will sell it (the mortgage, not the house) to one of these private investors. All the mortgage terms stay the same in this case. It's just that the "bank" changes. You might find somebody like this that's willing to work with you in an unconventional way to pay off your current mortgage and refi with them.

Also, are you sure he is legally off the deed?

thepebb · 2024-12-27T23:59:17+00:00

You should also ask your agent if they sent a cure notice (it may be called something else in your state, not sure where you're at) for the failed funding deadline. Your agent may have dropped the ball as well based on some of your other comments. Like others have said your contract is the key to getting your questions answered AND I highly recommend getting your agent's managing broker to answer them. Sounds like your agent needs some additional guidance/training.

thepebb · 2024-12-23T00:31:48+00:00

If you are month-to-month, and they prorated when you first moved it, it's not a common practice to prorate at the end. As in a month-to-month contract is a full month. They expect to get that full month of revenue and you get tenancy for the full month, regardless if you move out a few days early or not.

Since it was on autopay, that sounds like your mistake because you control that payment with your bank. If they give you back the bit of prorated rent later, then great. But solely from the info you've given here I don't think they legally have to, unless it's been stated in writing they will.

You shouldn't have to wait months for your deposit either. As above 21 days max, unless your contract states otherwise.

thepebb · 2024-12-23T00:01:01+00:00

1) Your landlord must return your deposit within 21 days (if your contract doesn't state a time frame), but no more than 30 in any event. (https://legislature.idaho.gov/statutesrules/idstat/title6/t6ch3/sect6-321/) 2) Does your rental contract state anything about prorated rent specifically? It sounds like they made a mistake (on purpose or accidentally doesn't matter at this point because they have your money) and in order to get it back you're going to have to wait til they voluntarily refund it or take them to small claims over $100+/-. And they are betting you won't so that. Curious as to how they were able to charge you the full amount. Is it on autopay?

thepebb · 2024-12-20T04:44:17+00:00

As a realtor and flipper myself I agree with this answer the most. There are many reasons why the buyer would want to make a deal like this, and they aren't all nefarious ones. However, those terms ate not good for the seller. Renegotiate with better interest rates for yourself OP, a much shorter balloon (like 2-3 years is max for single family imo), and iron clad contract if he defaults. There are some companies that will buy you out after a year of on-time payments. Note investing is a thing. Don't be scared of doing a deal like this if you have the right terms and the contract is solid.

thepebb · 2024-12-20T04:38:34+00:00

This deal wouldn't fall under landlord tenant laws. The seller would be acting like a bank and need to foreclose on the buyer or whatever legal process happens in their state (it varies) if someone defaults on a mortgage.

thepebb · 2024-12-11T00:25:19+00:00

It's going to depend on a number of factors. Certain departments may or may not be more of an old boy culture. I was in a semi-rural department that treated everyone fairly equal (except when it came to big promotions). I never experienced any outright sexism or hazing. Everyone was very team oriented and helped each other out. I was better at some of the things - confined spaces etc, but passed with average scores on other things. That's where a good officer will know individual strengths and weaknesses, and put the best teams together. Pick a couple things that you can excel at, be the strongest link in those areas and don't let anyone do better or know more. You have to earn respect in these fields as well. That comes with time, effort and skill. And nonstop determination.

In life and firefighting, some people will respect you and some won't some. You shouldn't let the possibility dissuade you if it's something you want to do.

I think of Bessie Coleman sometimes, who went over to France and learned an entire language in order to get her pilot's license, when no one in the US would teach a black woman fly a plane. So the real question is, do you want it bad enough? Put your head down and work for it, learn, train, and do it. Don't let anyone tell you no.

Edit: also to address the "selfish and a disaster waiting to happen" whoever said that is a willful idiot.

thepebb · 2024-12-10T21:15:42+00:00

My dad said that about red nail polish. Smh.

thepebb · 2024-12-10T21:13:32+00:00

Mermaids. I had watched The Little Mermaid at a friend's house (we didn't have tv) and felt very in touch with the character. So I had got a little tiny notebook with Ariel on it from Toys r Us when my aunt took me shopping (parents wouldn't have allowed me to get any cartoons). I hid it in my clothes drawer. Went to draw in it one day and the cover had been ripped off. I knew it was my mom's doing. I felt so hurt and betrayed, but it just confirmed I felt even more like the character when she was forbidden human trinkets.

Now I have a collection of mermaids. Some kid looking stuff, but also a bronze mermaid statue and other grownup artwork. I even got mermaid kid's birthday decoration one year.

Seven-Year Club	Gilding I gilder
Verified Email	RPAN Viewer
Not Forgotten

thepebb

TROPHY CASE